Get the Best Travel Insurance in Hong Kong

Updated July 2019

Enjoy stress-free holidays with Travel Insurance. Travel insurance covers you against lost baggage, medical emergencies, flight delays and more. Compare single-trip or annual travel insurance prices on MoneySmart and get a great plan at a great price.

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Trip Details

Price per adultHK$326 45% Off
HK$179

$500,000

Medical Coverage (Overseas)

$20,000

Trip Cancellation

$15,000

Loss/Damage of Baggage

HK$179

Price per adult
HK$326 45% Off
    Price per adultHK$248 45% Off
    HK$136

    $100,000

    Medical Coverage (Overseas)

    $3,500

    Trip Cancellation

    $5,000

    Loss/Damage of Baggage

    HK$136

    Price per adult
    HK$248 45% Off
    MoneySmart Exclusive: Get extra 5% Off with Promo Codes:"MSMART "
      Price per adult
      HK$141

      $500,000

      Medical Coverage (Overseas)

      $0

      Trip Cancellation

      $0

      Loss/Damage of Baggage

      HK$141

      Price per adult
      MoneySmart Exclusive: Get up to $650 online shopping electronic cash voucher for policy over designated amount
        Price per adultHK$336 45% Off
        HK$185

        $500,000

        Medical Coverage (Overseas)

        $25,000

        Trip Cancellation

        $15,000

        Loss/Damage of Baggage

        HK$185

        Price per adult
        HK$336 45% Off
        MoneySmart Exclusive: Get extra 5% Off with Promo Codes:"MSMART "
          Price per adult
          HK$190

          $1,000,000

          Medical Coverage (Overseas)

          $25,000

          Trip Cancellation

          $10,000

          Loss/Damage of Baggage

          HK$190

          Price per adult
          MoneySmart Exclusive: Get up to $650 online shopping electronic cash voucher for policy over designated amount
            Price per adult
            HK$201

            $500,000

            Medical Coverage (Overseas)

            $25,000

            Trip Cancellation

            $10,000

            Loss/Damage of Baggage

            HK$201

            Price per adult
            • AXA SmartTraveller Insurance Policy is provided by AXA General Insurance Hong Kong Limited
            Price per adult
            HK$226

            $600,000

            Medical Coverage (Overseas)

            $20,000

            Trip Cancellation

            $10,000

            Loss/Damage of Baggage

            HK$226

            Price per adult
            • Exclusive for online customers: purchased selected plan to enjoy UA Loyalty Club membership 1 Year!
            Price per adultHK$418 45% Off
            HK$230

            $800,000

            Medical Coverage (Overseas)

            $30,000

            Trip Cancellation

            $25,000

            Loss/Damage of Baggage

            HK$230

            Price per adult
            HK$418 45% Off
            • Single Trip Gold Plan Gift: HK$25 Pacific Coffee Coupon per policy for policy with 2 or above insured persons
            • 2 or above insured persons who are traveling to Japan,Singapore, Malaysia, Taiwan, Thailand, South Korea and China, HK$100 Supermarket Coupon per policy for policy with 2 or 3 insured persons. Or HK$200 Supermarket Coupon per policy for policy with 4 or above insured persons
            Price per adultHK$450 45% Off
            HK$248

            $1,000,000

            Medical Coverage (Overseas)

            $50,000

            Trip Cancellation

            $20,000

            Loss/Damage of Baggage

            HK$248

            Price per adult
            HK$450 45% Off
            MoneySmart Exclusive: Get extra 5% Off with Promo Codes:"MSMART "
              Price per adult
              HK$270

              $1,500,000

              Medical Coverage (Overseas)

              $50,000

              Trip Cancellation

              $20,000

              Loss/Damage of Baggage

              HK$270

              Price per adult
              MoneySmart Exclusive: Get up to $650 online shopping electronic cash voucher for policy over designated amount

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                Travel Insurance Recommendations 2019

                Which travel insurance suits me the most?

                There is no such thing as the best insurance policy but there is a policy that suits you the most. Get it now!

                4 things to consider before getting the right travel insurance policy

                Single trip/ Annual multi-trip

                If you are not a frequent traveller, single trip insurance is more suitable for you. If you take multiple holidays in a year, it would be wise to go for an annual multi-trip policy, which provides cover for a full year at a discounted rate without the hassle of re-purchasing insurance every time.

                Destinations

                You are only covered for the countries listed in your policy. So it is important to get the right policy that is designed to provide cover for the places you will be travelling. There are in general three types of cover: Global/ Asia/ China.

                Individual/ Family/ Group

                If you have travel companions, it is financially wise to get family/ group insurance instead of buying it separately. Some group insurance applies to independent travel group with at least 3-5 people.

                Coverage

                If you want to be covered for driving or taking part in hazardous amateur sports & activities abroad, you need to pay for extra in addition to basic coverage.

                Travel insurance recommendations 2019

                Which travel insurance suits me the most?

                There is no such thing as the best insurance policy but there is a policy that suits you the most. Get it now!

                Everything you need to know about travel insurance

                Tip 1

                Excess

                Your travel insurance policy may come with an excess amount, which is the specified amount deducted from any claims that are paid out.

                Tip 2

                Step Title 2

                If a situation arises during your journey, you are required to contact the relevant authority/ party- the police, airline, travel agency right away to report your situation. Insurers require evidence to support your claim. So please remember to keep the true copy of all the supporting evidence.

                Tip 3

                Lost phone cover

                Many travel plans exclude phones from their coverage. So it is important to read the coverage before getting the travel insurance.

                Frequently Asked Questions

                Can I get travel insurance during my journey instead of prior to my journey?

                No. You need to get your travel insurance before you travel. If you get it while travelling, you may not be able to make a claim. Moreover, if you travel by plane without any cover, you will not get any compensation in the event of flight delays. Therefore, it is best to get your travel insurance as soon as you have booked your holidays.

                Which travel insurance policy is the cheapest?

                You can save the cost of buying travel insurance in a number of ways. For example, you can consider buying an annual multi-trip policy to get your multiple trips covered at a discounted rate. To help you along the way, MoneySmart has reviewed the policy in the market for you.

                Which travel insurance company is the best?

                There is no such thing as the best travel insurance company but there is one that suits you the most. You need to get a cover that suits your travel style. For example, if you want to be covered for driving or participating in hazardous amateur sports & activities while travelling, you need to pay for extra in addition to basic coverage. To help you get the right plan, MoneySmart has compared the policy in the market for you to make an informed decision.