Get the Best Travel Insurance in Hong Kong

Updated September 2019

Enjoy stress-free holidays with Travel Insurance. Travel insurance covers you against lost baggage, medical emergencies, flight delays and more. Compare single-trip or annual travel insurance prices on MoneySmart and get a great plan at a great price.

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Trip Details

Price per adult
HK$141

$500,000

Medical Coverage (Overseas)

$0

Trip Cancellation

$0

Loss/Damage of Baggage

HK$141

Price per adult
  • Get up to $650 Outdoor Living Shop electronic cash voucher for policy over designated amount
Price per adultHK$248 40% Off
HK$149

$100,000

Medical Coverage (Overseas)

$3,500

Trip Cancellation

$5,000

Loss/Damage of Baggage

HK$149

Price per adult
HK$248 40% Off
  • Get an extra Häagen-Dazs single scoop ice-cream e-Voucher (with net discounted premium reaching HK$400 or above) or Input「Asiamiles」membership no. to earn miles ($3 =1 mile)
Price per adultHK$326 45% Off
HK$179

$500,000

Medical Coverage (Overseas)

$20,000

Trip Cancellation

$10,000

Loss/Damage of Baggage

HK$179

Price per adult
HK$326 45% Off
  • Single Trip Gold Plan Gift: If choose Japan, Taiwan or Thailand as destination, HK$100 Supermarket Coupon per policy for policy with 2 or 3 insured persons. Or HK$200 Supermarket Coupon per policy for policy with 4 or above insured persons
Price per adult
HK$190

$1,000,000

Medical Coverage (Overseas)

$25,000

Trip Cancellation

$10,000

Loss/Damage of Baggage

HK$190

Price per adult
  • Get up to $650 Outdoor Living Shop electronic cash voucher for policy over designated amount
Price per adult
HK$201

$500,000

Medical Coverage (Overseas)

$25,000

Trip Cancellation

$10,000

Loss/Damage of Baggage

HK$201

Price per adult
  • AXA SmartTraveller Insurance Policy is provided by AXA General Insurance Hong Kong Limited
Price per adultHK$336 40% Off
HK$202

$500,000

Medical Coverage (Overseas)

$25,000

Trip Cancellation

$15,000

Loss/Damage of Baggage

HK$202

Price per adult
HK$336 40% Off
  • Get an extra Häagen-Dazs single scoop ice-cream e-Voucher (with net discounted premium reaching HK$400 or above) or Input「Asiamiles」membership no. to earn miles ($3 =1 mile)
Price per adult
HK$226

$600,000

Medical Coverage (Overseas)

$20,000

Trip Cancellation

$10,000

Loss/Damage of Baggage

HK$226

Price per adult
  • Exclusive for online customers: purchased selected plan to enjoy UA Loyalty Club membership 1 Year!
Price per adultHK$418 45% Off
HK$230

$800,000

Medical Coverage (Overseas)

$30,000

Trip Cancellation

$15,000

Loss/Damage of Baggage

HK$230

Price per adult
HK$418 45% Off
  • For Gold Plan successful applications, if choose Japan, Taiwan or Thailand as destination with 2 or 3 insured person, each policy can enjoy HK$100 supermarket coupon; with 4 or above insured person, each policy can enjoy HK$200 supermarket
Price per adultHK$450 40% Off
HK$270

$1,000,000

Medical Coverage (Overseas)

$50,000

Trip Cancellation

$20,000

Loss/Damage of Baggage

HK$270

Price per adult
HK$450 40% Off
  • Get an extra Häagen-Dazs single scoop ice-cream e-Voucher (with net discounted premium reaching HK$400 or above) or Input「Asiamiles」membership no. to earn miles ($3 =1 mile)
Price per adult
HK$270

$1,500,000

Medical Coverage (Overseas)

$50,000

Trip Cancellation

$20,000

Loss/Damage of Baggage

HK$270

Price per adult
  • Get up to $650 Outdoor Living Shop electronic cash voucher for policy over designated amount

Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first. MoneySmart HK Financial Ltd is remunerated for its services by the receipt of commission paid by Insurers. Your agreement to proceed with this insurance transaction shall constitute your consent to the receipt of commission by the company.

Travel Insurance Recommendations 2019

Which travel insurance suits me the most?

There is no such thing as the best insurance policy but there is a policy that suits you the most. Get it now!

4 things to consider before getting the right travel insurance policy

Single trip/ Annual multi-trip

If you are not a frequent traveller, single trip insurance is more suitable for you. If you take multiple holidays in a year, it would be wise to go for an annual multi-trip policy, which provides cover for a full year at a discounted rate without the hassle of re-purchasing insurance every time.

Destinations

You are only covered for the countries listed in your policy. So it is important to get the right policy that is designed to provide cover for the places you will be travelling. There are in general three types of cover: Global/ Asia/ China.

Individual/ Family/ Group

If you have travel companions, it is financially wise to get family/ group insurance instead of buying it separately. Some group insurance applies to independent travel group with at least 3-5 people.

Coverage

If you want to be covered for driving or taking part in hazardous amateur sports & activities abroad, you need to pay for extra in addition to basic coverage.

Travel insurance recommendations 2019

Which travel insurance suits me the most?

There is no such thing as the best insurance policy but there is a policy that suits you the most. Get it now!

Everything you need to know about travel insurance

Tip 1

Excess

Your travel insurance policy may come with an excess amount, which is the specified amount deducted from any claims that are paid out.

Tip 2

Step Title 2

If a situation arises during your journey, you are required to contact the relevant authority/ party- the police, airline, travel agency right away to report your situation. Insurers require evidence to support your claim. So please remember to keep the true copy of all the supporting evidence.

Tip 3

Lost phone cover

Many travel plans exclude phones from their coverage. So it is important to read the coverage before getting the travel insurance.

Frequently Asked Questions

Can I get travel insurance during my journey instead of prior to my journey?

No. You need to get your travel insurance before you travel. If you get it while travelling, you may not be able to make a claim. Moreover, if you travel by plane without any cover, you will not get any compensation in the event of flight delays. Therefore, it is best to get your travel insurance as soon as you have booked your holidays.

Which travel insurance policy is the cheapest?

You can save the cost of buying travel insurance in a number of ways. For example, you can consider buying an annual multi-trip policy to get your multiple trips covered at a discounted rate. To help you along the way, MoneySmart has reviewed the policy in the market for you.

Which travel insurance company is the best?

There is no such thing as the best travel insurance company but there is one that suits you the most. You need to get a cover that suits your travel style. For example, if you want to be covered for driving or participating in hazardous amateur sports & activities while travelling, you need to pay for extra in addition to basic coverage. To help you get the right plan, MoneySmart has compared the policy in the market for you to make an informed decision.