Citi Cash Back Visa Card

HK$500 Voucher!

HK$240,000
Min. Annual Salary
2%
Cash back on local spend
N.A.
Miles Conversion (local spend)
Citi Cash Back Visa Card

Citi Cash Back Visa Card

HK$500 Voucher!

Promotion
Promotions
【Valid until 14 Oct】Welcome offer up to HK$1,000 cash back!
  • Spend HK$10,000 or above within first 2 months to receive HK$1,000 cash rebate
  • Key features
    Key features
    Best for: Cash back rewards seekers, especially those who frequently spend on dining and local merchants in Hong Kong
    • Unlimited cash rebate with no minimum spending on year-round spending
    • 2% rebate on global dining and hotel spending
    • 1% cash rebate on other spending in local currency
    • 1% rebate on e-wallet transaction (PayMe, WhChat Pay, AliPay, Octopus)
    • 2% cash rebate on online or overseas
    • Enjoy all Visa Signature Privileges
    Leisure
    Best Credit Cards
    • Cashback on local spending: 1% base rebate; 2% on global hotels and restaurants
    • Cashback on overseas spending: 2%
    • Visa signature privileges
    Cash back
    Cash Back
    • 2% cash rebate on global dining spending
    • 2% cash rebate on global hotel spending
    • 1% cash rebate on other spending in local currency
    • 1% rebate on e-wallet transaction (PayMe, WhChat Pay, AliPay, Octopus)
    • 2% cash rebate on online or overseas
    Leisure
    Welcome Offers
    Dining
    Dining
    • 2% cash rebate on global dining spending
    • 2% cash rebate on global hotel spending
    • Enjoy 10% off lunch and dinner buffets and a la carte food items at The Food Gallery, The Langham, Hong Kong
    • Enjoy complimentary medium drink upgrade at McCafe
    • Enjoy 12% off all buffets and a la carte food and beverages at The Place, Cordis, Hong Kong
    Leisure
    Travel / Overseas Spending
    • 2% cash rebate on global dining spending
    • 2% cash rebate on global hotel spending
    • 2% cash rebate on online or overseas
    Online shopping
    Online Shopping
    • 2% rebate on foreign currency whether online or overseas
    • Enjoy up to 7% off hotel bookings at Agoda
    • Input coupon code 'PHLCITI' to enjoy 5% off the whole shopping cart at Pricerite online shop
    • Enjoy up to 20% off at KKday upon spending a designated amount
    Terms
    Terms and conditions
    Interest Rate & Late Payment Fees

    Annual Principal Fee

    HK$1,800

    Supplementary Annual Fee

    N/A

    Fee Waiver

    Yes

    Interest Free Period

    Up to 58 days

    Annual Interest Rate

    35.52%

    Late Payment Fees

    Max HK$250

    Minimum Monthly Repayment

    1.5% of monthly balance + fees

    Foreign Currency Transaction Fee

    1.95%

    Foreign Check Fee

    HK$N/A

    Cash Advance Transaction Fee

    4%

    Overlimit Fee

    HK$180
    Eligibility

    Local Resident Minimum Income

    HK$240,000

    Foreigner Minimum Income

    HK$240,000
    Other

    Card Association

    Visa

    Wireless Payment

    Visa payWave