Citi Rewards Visa Card

HK$300 Voucher!

$150,000
Min. Annual Salary
3.2%
Cash back on local spend
$3 = 1 Mile
Miles Conversion (local spend)
Citi Rewards Visa Card

Citi Rewards Visa Card

HK$300 Voucher!

Promotion
Promotions
【Valid until 14 Oct】Welcome Offer of up to HK$300 Cash Coupon
  • Spend HK$10,000 or above within the first 2 months to receive 135,000 Points (can be redeemable for HK$600 Wellcome Supermarket Cash Coupon)
  • Key features
    Key features
    Best for: Frequent shoppers looking to maximize points that can be used for a wide range of redemption options
    • Welcome offer 135,000 Points (can be redeemable for $600 Wellcome Supermarket Cash Coupon)
    • Enjoy 5X rewards points all year round (HK$3 = 1 mile) and 8X rewards points during your birthday month (HK$1.875 = 1 mile) at supermarket, department stores and telecom providers, including autopay of telecommunication bill payments
    • Points that never expire, redeem designated cash coupons, movie tickets & air miles at Citi ThankYou Rewards online or instantly offset spending anytime with Citi Pay with Points
    • 250 Points = Instantly offset HK$1 spending
    • E-wallet transaction is eligible as welcome offer spending (PayMe, WhChat Pay, AliPay, etc.)
    • Enjoy Visa Platinum dinning, online shopping & travel privileges
    • Low annual income requirement, first year annual fee waiver
    Leisure
    Best Credit Cards
    • 5X rewards points on spending at select supermarkets, department stores and telecom providers (HK$3 = 1 mile); 8X reward points on your birthday month (HK$1.875 = 1 mile)
    • Redeem designated cash coupons with at least 10% off, movie tickets, air miles or instantly offset spending anytime with points that never expire
    • First Year Annual Fee Waiver
    Cash back
    Cash Back
    • Enjoy 5X rewards points all year round (HK$3 = 1 mile) and 8X rewards points during your birthday month (HK$1.875 = 1 mile) at selected merchants, including autopay of telecommunication bill payments:
    • Supermarket: Wellcome, Park'n Shop, AEON, HKTVmall & city' super
    • Department Stores: AEON, Wing On, SOGO, Lane Crawford & FACES
    • Telecom Providers: csl., Smartone, 3, SUN Mobile &HKT
    • Points that never expire, redeem designated cash coupons (McDonald's, Pizza Hut, Starbucks & IKEA), movie tickets (MCL Cinema) & air miles at Citi ThankYou Rewards online or instantly offset spending anytime with Citi Pay with Points
    • 250 Points = Instantly offset HK$1 spending
    Leisure
    Welcome Offers
    • Earn 135,000 points by spending HK$10,000 or more within first 2 months from card issuance
    • 135,000 points is redeemable for a HK$600 Wellcome Supermarket Cash Coupon
    • 9,000 miles=Round trip ticket to Taipei 1 set
    Air miles
    Air Miles
    • HK$15 (or equivalent foreign currency) = 1 air mile
    • Enjoy 4X bonus points all-year-round (HK$3 = 1 mile) at designated merchants
    • Enjoy 3X bonus points during your birthday month (HK$1.875 = 1 mile) at designated merchants
    • Designated merchants include AEON, Marks & Spencer, Smartone, PARK'N SHOP etc.
    • Earned rewards points never expire
    • Hong Kong International Airport Lounge Access: enjoy one of the following lounge services for HK$250:
    • Plaza Premium Lounge: 2-hour lounge usage or 15-minute seated massage
    • Wellness Spa & Salon: 2-hour lounge usage or Shampoo & blow-dry services or 15-minute seated massage
    • Enjoy Visa Platinum travel privileges
    • Enjoy year round offers/ privileges across the town
    Dining
    Dining
    • Offset dining spending anytime with Citi Pay with Points (250 Points = offset HK$1 spending)
    • 10% off a la carte menu at Mamasan Kitchen Bar & Lounge
    • Points are redeemable for cash coupons for popular dining spots and cafes in Hong Kong
    • 12,500 Points = HK$50 Starbucks Card or HK$50 Haagan Dazs gift voucher
    Online shopping
    Online Shopping
    • 0.4% cash rebate on local spending
    • Enjoy 8% off in hotel bookings at Hotels.com by visiting www.hotels.com/visa
    • Enjoy 9% off in hotel bookings at Expedia by visiting www.expedia.com.hk/citi
    • Get 5% off the whole shopping cart at Pricerite.com.hk (coupon code: 'PHLCITI')
    • Redeem your ThankYou Rewards Points for Apple products, including iPhone and phone accessories
    • Enjoy Visa Platinum shopping privileges
    Terms
    Terms and conditions
    Interest Rate & Late Payment Fees

    Annual Principal Fee

    HK$1,800

    Supplementary Annual Fee

    N/A

    Fee Waiver

    Yes

    Interest Free Period

    Up to 58 days

    Annual Interest Rate

    35.52%

    Late Payment Fees

    Max HK$250

    Minimum Monthly Repayment

    1.5% of monthly balance + fees

    Foreign Currency Transaction Fee

    1.95%

    Foreign Check Fee

    HK$N/A

    Cash Advance Transaction Fee

    4% of cash amount

    Overlimit Fee

    HK$180
    Eligibility

    Local Resident Minimum Income

    HK$60,000

    Foreigner Minimum Income

    HK$60,000
    Other

    Card Association

    Visa

    Wireless Payment

    Visa payWave