Annual Premium
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| FWD Home Insurance | Product Features | Premium |
|---|---|---|
| Easy HomeCare | Only around HK$1/day. Best for home sizes less than 1,000 square feet | HK$420 |
| HomeCare Insurance | Suitable for home of different sizes, providing personal properties, liability and building cover | From HK$630 |
FWD Easy HomeCare is affordable, designed especially for home sizes less than 1,000 square feet. It is only around HK$1/day. For only HK$420, your home can enjoy the extensive cover.
Easy HomeCare protects your household contents against accidents including fire, flood, typhoon, explosion, theft, etc.
Enjoy up to HK$1000 per day for the alternative accommodation cost when the insured home becomes uninhabitable as a result of accidents.
No matter where the insured person is, FWD provides up to HK$5,000,000 personal liability insurance cover.
FWD Easy HomeCare provides an additional 11 covers including door locks replacement as a result of accidents, domestic helper’s property cover, etc. The cover is up to HK$500,000 per year and the maximum limit of the coverage for any one item is HK$100,000 per year.
FWD EasyHomeCare provides additional recovery cover including frozen food cover, personal money cover, home removal and removal of debris cover, which help you to restore your home quicker.
The plan covers your house contents up to HK$1,000,000 per year. It also provides up to HK$5,000,000 personal liability insurance cover.
This plan provides a number of free covers including damaged windows, door locks and keys replacement as a result of a break-in, to remove damaged home contents, replace stolen cash, etc.
This plan is also applicable for tenants, protecting you against damage to the fixtures and fittings to the place you rent.
The premium is dependent on the size of your property. The smaller the property, the smaller the costs.
HomeCare Insurance protects your household contents against accidental loss or damage as a result of fire, flood, typhoon, explosion, theft, etc.
Applicants need to first fill in personal particulars including name, address, home size, etc.
Then, FWD will give the applicant a quote based on the home size of the insured property.
Finally, the applicant can pay by credit card. Upon successful application, the insurance will become effective on the policy effective date.
The insured can make a claim online. It is important to collect supporting documents including colour photos showing the extent of the damage, proof of the value of the lost, etc
Fill out the claim form
Submit the supporting documents and claim form in person or by post. Claims must be made within 30 days of the accidents