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Compare FWD Home Insurance in Hong Kong 2021

Looking for FWD property insurance, home insurance, landlord insurance or renter insurance? We have picked highlighted plans for you! Read More
Looking for Home Content Insurance for Floor Area: 500
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We found 1 FWD Home Insurance for you!
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FWD 富衛保險 logo

Annual Premium (incl. levy)

HK$880.75

MoneySmart Exclusive

FWD HomeCare Insurance

Max. Gross Floor Area(in square feet)
700
Max. Household Contents Cover
HK$500,000
Max. Personal Liability
HK$5,000,000
Annual Premium (incl. levy)
HK$880.75
Purchase FWD HomeCare Insurance online to enjoy 20% premium discount and receive a HK$60 cash rebate.
Valid until 31 Jan 2021 - See more details below
Apply Now
More Details

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FWD Home Insurance 2020

FWD Home Insurance Product Features Premium
Easy HomeCareOnly around HK$1/day. Best for home sizes less than 1,000 square feet HK$420
HomeCare InsuranceSuitable for home of different sizes, providing personal properties, liability and building cover From HK$630

FWD Easy HomeCare

Affordable Premium

FWD Easy HomeCare is affordable, designed especially for home sizes less than 1,000 square feet. It is only around HK$1/day. For only HK$420, your home can enjoy the extensive cover.

All Risks Cover

Easy HomeCare protects your household contents against accidents including fire, flood, typhoon, explosion, theft, etc.

Alternative Accommodation

Enjoy up to HK$1000 per day for the alternative accommodation cost when the insured home becomes uninhabitable as a result of accidents.

Personal Liability Insurance

No matter where the insured person is, FWD provides up to HK$5,000,000 personal liability insurance cover.

Additional Cover

FWD Easy HomeCare provides an additional 11 covers including door locks replacement as a result of accidents, domestic helper’s property cover, etc. The cover is up to HK$500,000 per year and the maximum limit of the coverage for any one item is HK$100,000 per year.

Recovery Cover

FWD EasyHomeCare provides additional recovery cover including frozen food cover, personal money cover, home removal and removal of debris cover, which help you to restore your home quicker.

FWD HomeCare Insurance

High Limits

The plan covers your house contents up to HK$1,000,000 per year. It also provides up to HK$5,000,000 personal liability insurance cover.

Free Benefits

This plan provides a number of free covers including damaged windows, door locks and keys replacement as a result of a break-in, to remove damaged home contents, replace stolen cash, etc.

Tenants Protection

This plan is also applicable for tenants, protecting you against damage to the fixtures and fittings to the place you rent.

Tailored premiums

The premium is dependent on the size of your property. The smaller the property, the smaller the costs.

All Risks Cover

HomeCare Insurance protects your household contents against accidental loss or damage as a result of fire, flood, typhoon, explosion, theft, etc.

How to Buy FWD Home Insurance Online?

Step 1

Applicants need to first fill in personal particulars including name, address, home size, etc.

Step 2

Then, FWD will give the applicant a quote based on the home size of the insured property.

Step 3

Finally, the applicant can pay by credit card. Upon successful application, the insurance will become effective on the policy effective date.

FWD Home Insurance – How to Make a Claim?

Step 1

The insured can make a claim online. It is important to collect supporting documents including colour photos showing the extent of the damage, proof of the value of the lost, etc

Step 2

Fill out the claim form

Step 3

Submit the supporting documents and claim form in person or by post. Claims must be made within 30 days of the accidents

FAQ

Do I need Home Insurance?

Without home insurance, you run the risk of being accountable for the full cost of any repairs to your home as a result of accidental losses or damages. Therefore, it is wise to get insured to ensure that you are not caught out unprotected.

What will affect insurance premiums?

FWD Home Insurance depends on your home sizes. The bigger the place, the higher the premium.

Do I need to pay excess upfront before making a claim?

Yes. For some coverage, the insured is required to pay the excess. For example, in order to claim worldwide all risks, the insured needs to pay the first HK$250 of each claim first.