No hidden terms and conditions
Citi Personal Instalment Loan customises a plan for you according to your needs. The maximum loan amount is 12X or HK$2,000,000. Also, enjoy extra HK$6,000 supermarket vouchers for successful applications through designated methods.
2.01%
APR*
HK$101,080
Total Amount Payable
HK$1,080
Total Interest Payable
MoneySmart Exclusive
New customer who successfully apply and drawdown Citi Speedy Cash or Citi Card Debt Consolidation Loan, can get up to HK$3,000 welcome offer + HK$4,000 MoneySmart reward = total HK$7,000 cash voucher!

Valid till 30 Sep 2020

  • Customers who successfully apply and draw down the approved loan for Citi Speedy Cash or Citi Card Debt Consolidation Loan via designated link on MoneySmart website during the Promotional Period of 1st July 2020 to 30th Sep 2020, will be awarded with the corresponding amount of coupons as follows:
  • If the loan amount is between HK$100,000 - HK$199,900, customer is eligible for HK$1,000 welcome offer + HK$1,000 MoneySmart reward = total HK$2,000 cash voucher
  • If the loan amount is between HK$200,000 - HK$799,999, customer is eligible for HK$2,000 welcome offer + HK$2,000 MoneySmart reward = total HK$4,000 cash voucher
  • If the loan amount is HK$800,000 or above, customer is eligible for HK$3,000 welcome offer + HK$4,000 MoneySmart reward = total HK$7,000 cash voucher
  • Customers who successfully apply for Citi Speedy Cash or Citi Debt Consolidation Loan within the Promotion Period and drawn down on or before Oct 15, 2020 with a specific loan amount and repayment term 12 months or above will be eligible for the Welcome Offer. Only applicable to customers who do not hold any Personal Loan account offered by Citibank (Hong Kong) Limited at the time of application
  • *Please turn off AdBlocker and incognito mode before apply, to make sure you can successfully redeem exclusive reward
  • Please note: if you have an AdBlocker present or are using incognito mode on your browser, MoneySmart and our bank partners will not be able to track your source of application. Please ensure you turn off AdBlocker and exit incognito mode before apply

Quick Facts

Best For

cash voucher

Loan Approval Time

instant approval from Monday to Friday

Loan Disbursement

instant disbursement from Monday to Friday

Guaranteed Interest Rate?

Yes, but will also be affected by loan amount and repayment tenor.

Expert Tips

Citi Personal Instalment Loan offers greater flexibility than the other Citibank personal loans. It customises a plan for you based on your needs. Enjoy extra cash rebate for applying through MoneySmart.

All Details

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Monthly Payment
HK$8,423