Compare Bank Accounts in Hong Kong 2025

【End on 7.31 💎Flash Sale Alert: Unlock up to HK$37,208 Rewards】
From now until 31 July 2025, new customers who successfully open a bank account and join DBS Treasures, and maintain a monthly total relationship balance in the amount of HK$1,000,000 or above (or equivalent) during the applicable Funds Counting Period can receive up to HK$1,200 Apple Store Gift Card or HK$1,200 PARKnSHOP supermarket voucher or TEA CHÂTEAU Modern Tea Machine Set (Value: HK$1,838) by:
1️⃣ downloading DBS digibank HK app via the designated MoneySmart link and entering the promotion code “DBSMS” when applying for account opening online; or
2️⃣ making an account opening appointment via the designated MoneySmart link and providing the promotion code “DBSMS” to the staff at a DBS branch.
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Maintaining a designated monthly Total Relationship Balance during the applicable Funds Counting Period will earn you HK$1,500 cash rewards* from DBS. Including the welcome offer, you can enjoy up to HK$37,208 rewards and a Total Savings Interest Rate* up to 6% p.a.!

July Limited Offer: Earn up to 16,000 miles in total!
🛩 New customers can use the invitation code "MOXMSMILES"and spend HKD5,000 within 60 days can receive 5,000 miles. If you spend HKD15,000, You can receive extra 10,000 miles, in total you can earn up to 15,000 miles! Additionally, if you spend a total of HKD15,000, MoneySmart is exclusively giving you 2,000 SmartPoints! You can redeem 🆕 1,000 Asia Miles or HKD200 vouchers from the Rewards Store (with flexible combinations from over 20 brands, including Apple, HKTVmall and more)! *Subject to "MOXMSMILES"Invitation Code Promotion Terms & Conditions.

📣“Best-in-town” Credit Card with instant miles reward – as low as HKD4 / mile for any purchase and 0% FX Fees*
Introducing the new Mox Credit's Miles Rewards Scheme '4100'—Enjoy spending at a rate as low as 'HKD4 = 1 mile' on all purchases; with 'no limit' on unlimited miles and flights and benefit from '0%' FX fees (compared to the bank charge of 1.95%)