- APR*
- 6.49%
- Total Amount Payable
- HK$209,120
- Total Interest Payable
- HK$9,120
- Monthly Payment
- HK$8,713
【Earn 10,000 SmartPoints Regardless of Approval!】
From now until 30 April 2024, apply for DBS Debt Consolidation Loan via MoneySmart and submit the required documents, you can earn an extra 10,000 SmartPoints (equivalent to HK$1,000) regardless of approval! But that's not all - SmartPoints can be freely exchanged for cash vouchers from 20+ brands or converted into HK$666 cash! Click here to learn more.
【👑Rewards Peaking: Up to HK$32,799!】Take a step to building your wealth by consolidating your debts today!
During Flash Sales (15-30 April 2024), both new and existing customers who successfully apply and drawdown DBS Debt Consolidation Loan via MoneySmart can get up to HK$18,800 rewards. But that's not ALL! Customers could also get an extra MoneySmart exclusive reward: up to HK$10,500 cash vouchers or The New iMac 24-in. (M3) or iPhone 15 256GB or iPad Pro 11-in. (4th generation) Wi-Fi 128 GB! With the DBS coupon and Application Bonus, the total rewards can be elevated up to HK$32,599!
- APR as low as*
- 1.85%
- Total Amount Payable
- HK$213,920
- Total Interest Payable
- HK$13,920
- Monthly Payment
- HK$8,913
【Exclusive offer】From now until 24 May 2024, successful applicants for CCB Asia Personal Instalment Loan, can enjoy up to HK$10,500 cash rewards (including HK$500 cash rebate for Online Application Offer and up to HK$8,000 cash rate for Drawdown Loan Offer from CCB Asia, and up to HK$2,000 Apple Store Gift Card or HK$2,000 PARKnSHOP Supermarket Voucher from MoneySmart)!
【Last Chance! Apply for a Loan at the Year of Loong! 🐲】Earn with Your Loan Application.
From now until 30 April, apply for CCB (ASIA) Personal Instalment Loan via MoneySmart, you can earn the application bonus of HK$1,000 vouchers (given out as 10,000 SmartPoints) regardless of approval! But that's not all - SmartPoints can be freely exchanged for cash vouchers from 20+ brands or converted into HK$666 cash! Click here to learn more.
- APR as low as*
- 2.2%
- Total Amount Payable
- HK$208,160
- Total Interest Payable
- HK$8,160
- Monthly Payment
- HK$8,673
New customers who successfully apply and drawdown DBS Personal Instalment Loan via MoneySmart can get up to HK$8,000 rewards + Extra up to HK$10,000 PARKnSHOP Supermarket Voucher/ Apple Store Gift Card! Get up to a total HK$18,000 reward! APR is as low as 2.2%!
【Last Chance! Apply for a Loan at the Year of Loong! 🐲】Earn with Your Loan Application.
From now until 30 April, apply for DBS Personal Instalment Loan via MoneySmart with the required documents submitted, you can earn the application bonus of HK$800 vouchers (given out as 8,000 SmartPoints) regardless of approval! But that's not all - SmartPoints can be freely exchanged for cash vouchers from 20+ brands or converted into HK$533 cash! Click here to learn more.
- APR*
- 1.9%
- Total Amount Payable
- HK$200,048
- Total Interest Payable
- HK$48
- Monthly Payment
- HK$8,502
【CITIC Bank x MoneySmart Exclusive Offer 】- Get total reward up to HK$4,599!
Customers successfully apply for CNCBI $mart Plus Personal Loan / CNCBI $mart Plus Personal Instalment Loan - Debt Consolidate via MoneySmart and draw down the designated loan amount could enjoy up to HK$4,000 Apple Store Gift Card / PARKnSHOP Supermarket Voucher ! New gift options include but not limited to AirPods Max / Apple HomePod/ CMF by Nothing Watch Pro/ Bose QuietComfort® 45 Headphones!
【Last Chance! Apply for Loan at the Beginning of the Year of Loong! 🐲】Earn with Your Personal Loan Application.
From now until 30 April, apply for $mart Plus Personal Loan via MoneySmart, you can earn the application bonus of HK$800 vouchers (given out as 8,000 SmartPoints) regardless of approval! But that's not all - SmartPoints can be freely exchanged for cash vouchers from 20+ brands or converted into HK$533 cash! Click here to learn more.
- APR*
- 6.28%
- Total Amount Payable
- HK$212,960
- Total Interest Payable
- HK$12,960
- Monthly Payment
- HK$8,873
【MoneySmart Exclusive Offer 】- Get total reward up to HK$16,450! From now on until 30 April 2024, customers successfully apply for loan via MoneySmart and draw down the designated loan amount could enjoy up to SAMSUNG Galaxy S24 Ultra (S9280) - 256GB (value: $8,450) or HK$7,800 PARKnSHOP supermarket voucher or HK$7,800 Apple Store Gift Card.
Enjoy SC bank welcome offer up to HK$8,000 cash rebate, total rewards up to HK$16,450! Online loan application can enter lucky draw of 2 Europe Business Round trip AirTickets! (worth 336,000 Miles^)Total - 6 winners!
【Last Chance! Apply for Personal Loan at the Beginning of the Year of Loong! 🐲】Earn with Your Personal Loan Application.
From now until 30 April, apply for Standard Chartered Personal Instalment Loan - Tax Season Loan via MoneySmart, you can earn the application bonus of HK$800 vouchers (given out as 8,000 SmartPoints) regardless of approval! But that's not all - SmartPoints can be freely exchanged for cash vouchers from 20+ brands or converted into HK$533 cash! Click here to learn more.
- APR as low as*
- 4.95%
- Total Amount Payable
- HK$210,560
- Total Interest Payable
- HK$10,560
- Monthly Payment
- HK$8,773
【Exclusive offer】From now until 24 May, 2024, successful applicants for CCB (ASIA) Balance Transfer Program, can enjoy up to HK$18,000 cash rewards (including HK$500 cash rebate for Online Application Offer and up to HK$14,500 cash rate for Drawdown Loan Offer from CCB (ASIA), and up to HK$3,000 Apple Store Gift Card or HK$3,000 PARKnSHOP Supermarket Voucher from MoneySmart!
【Last Chance! Apply for a Loan at the Year of Loong! 🐲】Earn with Your Loan Application.
From now until 30 April, apply for CCB (ASIA) Balance Transfer Program via MoneySmart, you can earn the application bonus of HK$1,000 vouchers (given out as 10,000 SmartPoints) regardless of approval! But that's not all - SmartPoints can be freely exchanged for cash vouchers from 20+ brands or converted into HK$666 cash! Click here to learn more.
- APR*
- 4.67%
- Total Amount Payable
- HK$209,672
- Total Interest Payable
- HK$9,672
- Monthly Payment
- HK$8,736
【MoneySmart Exclusive Offer 】- Get total reward up to HK$29,450! Get loan to enjoy a monthly flat rate as low as 0.2%^
From now on until 30 April 2024, customers successfully apply for loan via MoneySmart and draw down the designated loan amount could enjoy up to SAMSUNG Galaxy S24 Ultra (S9280) - 256GB (value: $8,450) or HK$7,800 PARKnSHOP supermarket voucher or HK$7,800 Apple Store Gift Card.
Enjoy SC bank welcome offer up to HK$21,000 cash rebate, total rewards up to HK$29,450! Online loan application can enter lucky draw of 2 Europe Business Round Trip AirTickets! (worth 336,000 Miles^)Total - 6 winners!
【Last Chance! Apply for Personal Loan at the Beginning of the Year of Loong! 🐲】Earn with Your Personal Loan Application.
From now until 30 April, apply for Standard Chartered Debt Consolidation Program - Tax Season Loan via MoneySmart, you can earn the application bonus of HK$800 vouchers (given out as 8,000 SmartPoints) regardless of approval! But that's not all - SmartPoints can be freely exchanged for cash vouchers from 20+ brands or converted into HK$533 cash! Click here to learn more.
- APR* (Calculation is based on loan amount of HK$180,000 or above)
- 2.88%
- Total Amount Payable
- HK$221,504
- Total Interest Payable
- HK$21,504
- Monthly Payment
- HK$9,229
【MoneySmart Exclusive Offer - Total rewards up to HK$3,800!】
From now til 30 April 2024, customers apply Fubon "EZ Cash" Personal Loan via MoneySmart with exclusive promotional code:「MSRL10」 and successfully draw down the loan of HK$80,000 or above with tenor 12 months or above, can enjoy exclusive reward: HK$1,500 Apple Store Gift Card / HK$1,500 Supermarket Voucher. Apply and draw down the loan via online platform to get extra supermarket cash coupon of up to HK$2,300. Total rewards up to HK$3,800 !
- APR*
- 1.78%
- Total Amount Payable
- HK$203,840
- Total Interest Payable
- HK$3,840
- Monthly Payment
- HK$8,493
【Citi Loan rewards you with rewards as high as $15,880!】
New customer who successfully apply for Citi Tax Season Loan/Citi Card Debt Consolidation Loan on or before 30 April 2024 and successfully draw down on or before 31 May 2024 would be eligible for MoneySmart exclusive gift up to HK$7,500 Apple Store Gift Card/ PARKnSHOP supermarket vouchers!
Popular physical gift options include Dyson Purifier Big+Quiet Formaldehyde BP03 (retail value HK$7,880) / Apple iPad Pro 11-inch (128GB) (retail value:HK$6,499)/ B&O Beoplay HX Gold Tone Earbuds (retail value: HK$4,998) / Dyson Solarcycle Morph Desk Light (retail value: HK$4,980) / GoPro HERO 11 Black Creator Edition (retail value: HK$4,400) / JBL Link 20 Voice-activated portable speaker (retail value: HK$1,699)
【Last Chance! Apply for Loan at the Beginning of the Year of Loong! 🐲】Earn with Your Personal Loan Application. From now until 30 April, apply for Citibank Tax Season Loan via MoneySmart, you can earn the application bonus of HK$800 vouchers (given out as 8,000 SmartPoints) regardless of approval! But that's not all - SmartPoints can be freely exchanged for cash vouchers from 20+ brands or converted into HK$533 cash! Click here to learn more.
- APR* (Inclusive of $3,000 cash rebate)
- 1.68%
- Total Amount Payable
- HK$203,840
- Total Interest Payable
- HK$3,840
- Monthly Payment
- HK$8,493
Our team of seasoned experts are here to provide you personal and professional advice, so you can pick the best loan plan with the ultimate ease of mind.
- APR*
- 6.78%
- Total Amount Payable
- HK$209,120
- Total Interest Payable
- HK$9,120
- Monthly Payment
- HK$8,713
【Citi Loan rewards you with rewards as high as $15,880!】
New customer who successfully apply for Citi Tax Season Loan/Citi Card Debt Consolidation Loan on or before 30 April 2024 and successfully draw down on or before 31 May 2024 would be eligible for MoneySmart exclusive gift up to HK$7,500 Apple Store Gift Card/ PARKnSHOP supermarket vouchers!
Popular physical gift options include Dyson Purifier Big+Quiet Formaldehyde BP03 (retail value HK$7,880) / Apple iPad Pro 11-inch (128GB) (retail value:HK$6,499)/ B&O Beoplay HX Gold Tone Earbuds (retail value: HK$4,998) / Dyson Solarcycle Morph Desk Light (retail value: HK$4,980) / GoPro HERO 11 Black Creator Edition (retail value: HK$4,400) / JBL Link 20 Voice-activated portable speaker (retail value: HK$1,699)
【Last Chance! Apply for Loan at the Beginning of the Year of Loong! 🐲】Earn with Your Personal Loan Application. From now until 30 April, apply for Citibank Card Debt Consolidation Loan - Debt Consolidate via MoneySmart, you can earn the application bonus of HK$800 vouchers (given out as 8,000 SmartPoints) regardless of approval! But that's not all - SmartPoints can be freely exchanged for cash vouchers from 20+ brands or converted into HK$533 cash! Click here to learn more.
- APR as low as*
- 2.38%
- Total Amount Payable
- HK$205,126.40
- Total Interest Payable
- HK$5,126.40
- Monthly Payment
- HK$8,547
【MoneySmart Exclusive Offer - Total rewards up to $10,880!】
From now until 30 April 2024, customers apply Fubon Perfect Fit Personal Loan with exclusive promotional code:「MSRL10」 and successfully draw down the loan can enjoy a MoneySmart exclusive reward as high as a Dyson Purifier Hot+Cool™ (retail value: HK$5,780) /HK$5,500 Apple Store Gift Card / HK$5,500 ParknShop vouchers. Total reward up to HK$10,880!
- APR as low as*
- 3.88%
- Total Amount Payable
- HK$219,286.40
- Total Interest Payable
- HK$19,286.40
- Monthly Payment
- HK$9,137
【MoneySmart Exclusive Offer - Total rewards up to $24,580!】
From now until 30 April 2024, customers apply Fubon Balance Transfer Personal Loan exclusive promotional code:**「MSRL10」**and successfully draw down the loan, can enjoy a MoneySmart exclusive reward as high as Dyson Purifier Hot+Cool™ (retail value: HK$5,780) / HK$5,500 Apple Store Gift Card / HK$5,500 ParknShop vouchers. Total reward up to HK$24,080!
- APR*
- 4.11%
- Total Amount Payable
- HK$208,640
- Total Interest Payable
- HK$8,640
- Monthly Payment
- HK$8,693
[Apr Loan Promotion - Real Cash!]
From now on till 30 April 2024, successfully draw down the loan using MoneySmart unique code "NLSMRT" could enjoy up to HK$13,888 cash rebate offered by WeLab Bank and MoneySmart exclusive rewards up to 80,000 SmartPoints, you can customise your PERFECT REWARDS worth of HK$8,000 with 20+ brand vouchers and products (Brands include but not limit to Apple, Klook, YATA etc) 80,000 SmartPoints can be converted into over HK$5,300 cash and credited to your FPS account directly! (T&C apply)
Exclusive Interest saving guarantee! Clear your card debts and save HKD 50,000 interest expenses, or get HKD 50,000 cash! Also enjoy up to HK$21,888 rewards!
*Upon your submission of the gift redemption form, you acknowledge and agree the information entered in this form may be shared to business partners for validation and that business partners may share their results back to us for fulfilment purposes in accordance with our privacy policy.
- APR*
- 6.68%
- Total Amount Payable
- HK$209,600
- Total Interest Payable
- HK$9,600
- Monthly Payment
- HK$8,733
- APR*
- 10.01%
- Total Amount Payable
- HK$216,152
- Total Interest Payable
- HK$16,152
- Monthly Payment
- HK$9,173
- APR*
- 1.78%
- Total Amount Payable
- HK$210,670.40
- Total Interest Payable
- HK$10,670.40
- Monthly Payment
- HK$8,778
- APR*
- 2.99%
- Total Amount Payable
- HK$206,240
- Total Interest Payable
- HK$6,240
- Monthly Payment
- HK$8,593
- APR
- 1.88%*
- Total Amount Payable
- HK$218,720
- Total Interest Payable
- HK$18,720
- Monthly Payment
- HK$9,113
- APR*
- 1.58%
- Total Amount Payable
- HK$206,240
- Total Interest Payable
- HK$6,240
- Monthly Payment
- HK$8,593