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Best DBS Credit Cards in Hong Kong

Compare DBS Hong Kong credit cards to earn most air miles, cashback and welcome offers, apply through MoneySmart to get extra rewards! Read More
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We found 7 DBS Credit Cards for you!
Recommended
DBS Black World Mastercard
MoneySmart Exclusive
Redeem various mileage points without any fee

DBS Black World Mastercard

Welcome Offer
Up to 32,000 miles
Upon meeting overseas spending goal*
HK$2/mile
Octopus Card AAVS Rebate
2,000 miles
Apply and redeem any of these rewards

【⚡️Unleash Your Wanderlust: HK$500 vouchers & Awesome Extras Await!】
From now until 31 July 2025, customers who successfully apply for DBS Black World Mastercard via MoneySmart, can enjoy 5,000 SmartPoints!
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With 5,000 SmartPoints can fully redeem 🆕 2,500 Asia Miles or HK$500 vouchers (over 20+ brands, including Apple, PARKnSHOP, HKTVmall and more) - no spending required! Click here to explore limitless possibilities (T&C applied)! Including bank welcome offer, you can enjoy up to HK$500 rewards and up to 30,000 miles!
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【📣 BREAKING: 2025 Rewards Upgrade!】 DBS lowered the spending threshold to HK$20,000 monthly (vs HK$80,000 quarterly in 2024), making it EASIER THAN EVER to earn miles on your overseas spending!

Valid until 31 Jul 2025 - See more details below
Apply Now
DBS Eminent Visa Signature Card
MoneySmart Exclusive

DBS Eminent Visa Signature Card

Min. Annual Salary
HK$360,000
Rebate on 4 designated categories of spendings
5％
Rebate on other retail spending
1%
Apply and redeem any of these rewards

From now until 31 July 2025, customers who successfully apply for DBS Eminent Visa Platinum Card / DBS Eminent Visa Signature Card via MoneySmart,  can enjoy an extra 2,000 SmartPoints and free to redeem 🆕 1,000 Asia Miles or HK$200 vouchers (over 20+ brands, including Apple, PARKnSHOP, HKTVmall and more) - no spending required! Click here to explore limitless possibilities (T&C applied)!

Valid until 31 Jul 2025 - See more details below
Apply Now
DBS LIVE FRESH
MoneySmart Exclusive

DBS LIVE FRESH

Min. Annual Salary
HK$150,000
Cash back on Online Overseas spend
1%
Cash Back for Designated Online Transaction
5%
Apply and redeem any of these rewards

From now until 31 July 2025, customers who successfully apply for DBS Live Fresh Card via MoneySmart, can enjoy an extra 2,000 SmartPoints and free to redeem 🆕 1,000 Asia Miles or HK$200 vouchers (over 20+ brands, including Apple, PARKnSHOP, HKTVmall and more) - no spending required! Click here to explore limitless possibilities (T&C applied)!

Valid until 31 Jul 2025 - See more details below
Apply Now
DBS COMPASS VISA
MoneySmart Exclusive
Up to 8% rebate on local supermarkets

DBS COMPASS VISA

Min. Annual Salary
HK$100,000
Cash back on designated local spend
1%
Miles Conversion (local spend)
HK$10 = 1 Mile
Apply and redeem any of these rewards

From now until 31 July 2025, customers who successfully apply for DBS Compass Visa via MoneySmart, can enjoy an extra 2,000 SmartPoints and free to redeem 🆕 1,000 Asia Miles or HK$200 vouchers (over 20+ brands, including Apple, PARKnSHOP, HKTVmall and more) - no spending required! Click here to explore limitless possibilities (T&C applied)!

Valid until 31 Jul 2025 - See more details below
Apply Now
DBS Eminent Visa Platinum Card
MoneySmart Exclusive

DBS Eminent Visa Platinum Card

Min. Annual Salary
HK$150,000
Rebate on 4 designated categories of spendings
5％
Rebate on other retail spending
1%
Apply and redeem any of these rewards

From now until 31 July 2025, customers who successfully apply for DBS Eminent Visa Platinum Card / DBS Eminent Visa Signature Card via MoneySmart,  can enjoy an extra 2,000 SmartPoints and free to redeem 🆕 1,000 Asia Miles or HK$200 vouchers (over 20+ brands, including Apple, PARKnSHOP, HKTVmall and more) - no spending required! Click here to explore limitless possibilities (T&C applied)!

Valid until 31 Jul 2025 - See more details below
Apply Now
DBS Black American Express Card

DBS Black American Express Card

Min. Annual Salary
HK$240,000
Cash back on local spend
N/A
Miles Conversion (local spend)
$6 = 1 Mile
Read More
DBS LIVE FRESH (STUDENT CARD)

DBS LIVE FRESH (STUDENT CARD)

Min. Annual Salary
HK$0
Cash back on Online Overseas spend
1%
Cash Back for Designated Online Transaction
5%
Apply Now

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Best DBS Credit Cards in Hong Kong 2021

DBS Credit CardsMinimum IncomeBenefits
DBS Black World MastercardHK$240,000Hotel booking discounts and airport limousine service
DBS Compass VisaHK$100,000Enjoy 1% COMPASS Dollar rebate at designated merchants
DBS Eminent Card (Visa Signature)HK$100,000Visa Signature Exclusive Privileges
DBS Eminent Card (Platinum)HK$360,000 1% Rebate on Local Spending, 2% Rebate on Spending in Foreign Currencies
DBS Black World MastercardHK$240,000Hotel booking discounts and airport limousine service

DBS Credit Card Promotions and Offers

With DBS credit cards, cardholders can earn reward points for daily spending. What’s more, members can enjoy year-round dining, travel and shopping offers. Participating merchants include world-renowned hotels, popular hotel booking websites and more.

Dining & Restaurant Credit Card Offers

Eligible DBS credit card holders can enjoy coupons and instant discounts on the buffet, set dinner, à la carte food menu, dessert and more at a wide range of selected hotels and restaurants such as Harbour Plaza 8 Degrees, JW Marriott Hotel Hong Kong, Royal Park Hotel, etc. Hot deals include enjoy up to 30% off on a la carte menu, afternoon tea set and buffet at Café 8 Degrees in Harbour Plaza 8 Degrees. Enjoy up to 15% off on dining at JW Marriott Hotel Hong Kong. Please note that blackout dates apply to most offers. Cardholders are required to make a reservation in advance.

Travel Credit Card Offers

DBS offers cardholders with a full range of travel offers including bonus miles, discounts, cash coupons, upgrade offers for travel bookings throughout the year at selected merchants such as Agoda, Expedia, Hotels.com, etc. Hot deals include up to 70% discount on hotel booking at Agoda, up to 12% off on hotel booking at Expedia and up to 12% off on hotel bookings on hotels.com. Please note the difference between the booking period and stay period when applying the offers. In order to enjoy the offer, a minimum number of nights may be required. For details, please go to the DBS website.

Shopping Credit Card Offers

Shop with DBS credit cards to enjoy a host of year-round offers from discounts to cash coupons and from cash rebate to free services at designated stores including Chow Tai Fook, Pricerite Online Store, Taobao & Tmall, Sportshouse and more. For example, cardholders can enjoy 15% off on regular-priced new items at mydress.com, 5% discount on regular-priced items at Pricerite Online Store and 15% off at Zalora, etc. Offers are only applicable to selected items and cardholders are required to apply a promotional code at the checkout when shopping online. For the promotional code, please go to the DBS website.

What Makes DBS Credit Cards Stand Out

DBS Black World Mastercard

With DBS Black World Mastercard, cardholders can exchange DBS$ for 4 different mileage options namely Asia Miles, Avios, KrisFlyer and PhoenixMiles. Cardholders can also enjoy travel offers with participating merchants such as Hotels.com, Expedia.com.hk, Agoda.com, etc.

DBS Eminent Visa Signature Card

DBS Eminent Visa Signature cardholders can enjoy up to 3% unlimited rebate throughout the year. Cardholders can also access all exclusive Visa Signature benefits from dining, travel to shopping.

DBS COMPASS VISA

DBS COMPASS VISA is best for people who always go for daily supplies. Cardholders can enjoy 8% discount for single transaction worth HK$100 or above at PARKnSHOP on every 2nd, 12th and 22nd of every month and 8% off at Watsons on every 5th, 15th and 25th of every month for single purchase of HK$500 or more.

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DBS Credit Card Reward Schemes

DBS$ Reward Scheme

DBS personal credit card holders (except for COMPASS VISA cardholders) can earn DBS $1 for every HK$250 spending. Cardholders may choose to either enjoy cash rebate or redeem DBS $ for other rewards under the Reward Scheme. Please note that changes to the type of reward scheme can only be made once a year.

COMPASS CARD Reward Scheme

COMPASS VISA cardholders enjoy $1 COMPASS Dollar for every HK$250 eligible spending. Cardholders can earn $1 COMPASS Dollar for every HK$100 eligible spending at selected merchants. COMPASS dollar will never expire.

How to apply for DBS credit card

#1

Eligibility Criteria

  • Age: must be 18 years old or above
  • Residential status: Hong Kong resident 
  • Minimum income: meet the minimum annual income requirement. The minimum income requirement varies between cards so it is best to check before applying
#2

Documents Required

  • Proof of identity: HKID copy/ valid passport issued by place of origin
  • Income Proof: payslip/ bank statements/ passbook records 
  • Proof of address: utility bill/ bank/ credit card statement or letter issued by a bank within the past 3 months
#3

Application Process

Step 1: Submit application form online 

Step 2: Upload supporting documents 

Step 3: DBS will then process the application once the application and supporting documents are received

Step 4: The new credit card will be sent to you by mail upon successful application.

DBS Credit Card Hotline

For DBS credit card enquiries, cardholders can call the DBS 24-hour dedicated credit card customer service hotline at 2290 8888. To speak to a customer service representative, please follow this shortcut 3>1>8#.

DBS Credit Cards Frequently Asked Questions

How to Check the Status of a DBS HK Credit Card Application?

The applicant can check the application status online on DBS website. An SMS will also be sent to your registered number if your application has been approved.

What are the Documents Required to Apply for a DBS Credit Card?

ID copy, address proof (e.g. utility bill) and income proof (e.g. monthly bank statement, official job letter or contract) are required to apply principal credit card.

How to earn Reward Points with DBS Credit Cards?

Cardholders can earn DBS$ for local and overseas eligible retail transactions excluding balance transfer, insurance payment, bill payment, tax payment, Flexi Shopping, etc. Furthermore, you can earn 3X bonus points (HK$250 = DBS$3) for local dining transaction.

How to pay DBS credit card bill online?

Cardholders can do so by DBS iBanking, DBS digibank, and PPS. The merchant code of DBS on PPS is 45.

How to activate DBS HK credit card?

The easiest way is to do this via online banking. Select ‘Activate Your Credit Card’ under Main Menu and click ‘Next’ to activate the card. Cardholders can either take a picture of their card or enter the card details manually. Enter the verification code and the one-time password sent to your register mobile number to complete the activation process.