CCBA Balance Transfer Program offers 0% handling fee. Enjoy instant approval and same-day fund disbursement to your designated bank account. Get back in control of your finances with a debt consolidation loan!
4.95%
APR as low as*
Please contact the bank for more details
HK$105,280
Total Amount Payable
Please contact the bank for more details
HK$5,280
Total Interest Payable
Please contact the bank for more details
Quick Facts
Best For
cash rebates
Loan Approval Time
instant approval from Monday to Friday
Loan Disbursement
instant disbursement from Monday to Friday
Guaranteed Interest Rate?
Yes, but will also be affected by loan amount and repayment tenor.
All Details
Monthly flat rate as low as 0.22% Applicable to customers with TU AA Grade, 12 months repayment period and the loan amount of HK$2,000,000
Up to HK$14,500 cash rebate for drawdown
Additional HK$500 cash rebate for apply online
Enjoy handling fee waiver
Loan amount up to 21x monthly salary or HK$2,000,000 (whichever is lower)
Repayment period of up to 84 months
Terms and conditions apply.
Reminder: To borrow or not to borrow? Borrow only if you can repay!
Principal Loan Amount
HK$100,000
Total Interest Payable
HK$5,280
Monthly Payment
HK$4,387
Total Amount Payable
HK$105,280
Handling Fee
HK$0
Annual Percentage Rate
4.95%
Monthly Interest Rate
0.22%
Loan Tenure
24 Months
Late Payment Fee
HK$500 per month if the monthly repayment amount is not paid in full when due
Early Settlement Fee
1.5% per annum on the total loan amount for the remaining loan tenor (rounded up to a yearly basis)
Age Requirement
18 years old or above
Residency Status
Hong Kong Resident
Employment Status
Be employed for at least 6 months at the current job and annual income not less than HK$ 64,000
Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.