1.65%
APR*
HK$100,768
Total Amount Payable
HK$768
Total Interest Payable
MoneySmart Exclusive

【Limited-time Offer -HK$200 Straight to your FPS account!】
Apply for CNCBI $mart Plus Tax Season Loan / CNCBI $mart Plus Personal Instalment Loan - Debt Consolidate via MoneySmart and submit all the required documents, you can earn HK$200 cash rebate regardless of approval (automatically converted by 2,000 SmartPoints and will directly deposit into your FPS account)!⠀⠀
⠀⠀
【CITIC Bank x MoneySmart Exclusive Offer 】- Get total reward up to HK$6,488!
Customers successfully apply for CNCBI $mart Plus Tax Season Loan / CNCBI $mart Plus Personal Instalment Loan - Debt Consolidate via MoneySmart and draw down the designated loan amount could enjoy up to HK$4,000 Apple Store Gift Card or PARKnSHOP Supermarket Voucher ! New gift options include but not limited to De'Longhi Magnifica S Series Fully Automatic Coffee Machine / Apple HomePod /  B&W Px7 S2e Headphone / Apple AirPods 4 with Active Noise Cancellation!

Valid until 31 Dec 2024 - See more details below

Are you eligible?

    • Until 31 December 2024, successfully apply via MoneySmart and draw down the loan

    • Submit MoneySmart reward claim form on or before 15 January, 2025

What you need to know

  1. 【Limited-time Offer -HK$200 Straight to your FPS account!】From now until 31 December, apply for CNCBI $mart Plus Tax Season Loan / CNCBI $mart Plus Personal Instalment Loan - Debt Consolidate via MoneySmart and submit all the required documents, you can earn HK$200 cash regardless of approval (automatically converted by 5,000 SmartPoints and will directly deposit into your FPS account)! To qualify for the HK$200 cash, customers must submit the redemption form after logging in to MoneySmart, along with a valid reference number/ application proof provided by the CNCBI on or before 15 December 2024.

  2. MoneySmart Exclusive - Repayment period of 12-24 months, and loan amount between:
    ・HK$100,000-$299,999, get HK$300 Apple Store Gift Card / PARKnSHOP supermarket voucher / AirSim Sim Card
    ・HK$300,000-$799,999, get HK$1,200 Apple Store Gift Card / PARKnSHOP supermarket voucher / Apple AirPods 4 with Active Noise Cancellation (Value : HK$1,499)
    ・HK$800,000 or above, get HK$2,400 Apple Store Gift Card / PARKnSHOP supermarket voucher / Bowers & Wilkins Px7 S2e Headphone (Value : HK$3,380)

  3. Repayment period of 36 months or above, and loan amount between:
    ・HK$100,000-$299,999, get HK$500 Apple Store Gift Card / PARKnSHOP supermarket voucher / AirSim Sim Card
    ・HK$300,000-$799,999, get HK$2,000 Apple Store Gift Card / PARKnSHOP supermarket voucher / Apple HomePod (Value : HK$2,299)
    ・HK$800,000 or above, get HK$4,000 Apple Store Gift Card / PARKnSHOP supermarket voucher / De'Longhi Magnifica S Series Fully Automatic Coffee Machine (ECAM22.110.SB) (Value : HK$6,488)

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FAQ
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All Details

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Monthly Payment
HK$4,282