Fubon Perfect Fit Personal Loan

Are you eligible?

• • 【MoneySmart Exclusive Offer】Successfully drawdown the approved loan can enjoy Samsung Galaxy S25+ 6.7"(value：HK$7,598)  / HK$6,000 Apple Store Gift Card / ParknShop vouchers!
    ．Exclusive Offer：From now till 31 August 2025，Enter the referral code“MSRL05” to submit Fubon Loan application and successfully drawdown the loan with 24 months tenor or above, can enjoy:

    Drawdown Loan Amount	│	Customer is eligible to the following MoneySmart Exclusive Rewards
    HK$500,000 or above	│	Samsung Galaxy S25+ 6.7" (value：HK$7,598)  / HK$6,000 Apple Gift Card / HK$6,000 PARKnSHOP Supermarket Voucher
    HK$150,000 - HK$499,999	│	Sennheiser Momentum Sport earphones (value: HK$2,699) / HK$2,000 Apple Gift Card / HK$2,000 PARKnSHOP Supermarket Voucher

  • 【Fubon Bank Offer 】enjoy up to $10,300 rewards
    From 23 June 2025 to 2 October 2025 (both dates inclusive):

    ・Apply and draw down the loan via Fubon Bank website or Fubon Go Mobile App to enjoy HK$300 supermarket cash coupon
    ・Successful submit application of the Fubon Perfect Fit Personal Loan and successfully drawdown with loan amount HK$150,000 or above and tenor of 24 months or above, will be entitled up to HK$10,000 supermarket coupons (Reward will be fulfilled by Fubon Bank):

    Drawdown Loan Amount	│	Supermarket cash coupon (Reward will be fulfilled by Fubon Bank)
    HK$2,000,000 or above	│	HK$10,000
    HK$1,000,000 - HK$1,999,999	│	HK$7,000
    HK$600,000 - HK$999,999	│	HK$3,000
    HK$300,000 - HK$599,999	│	HK$1,200
    HK$150,000 - HK$299,999	│	HK$500

    *Cash Coupon(s) redemption letter will be mailed to customer's correspondent address within 5 months after successful drawdown.

What you need to know

1. Customers enter referral code "MSRL05" to submit Fubon Loan application form via Fubon Bank website or Fubon Go Mobile App

2. Customer must submit the redemption form in MoneySmart Dashboard on or before 30 September 2025

3. Customers need to apply the loan on or before 31 August 2025 and drawdown the loan on or before 30 September 2025, loan amount HK$150,000 or above with a tenor of 24 months or above in order to be eligible for MoneySmart exclusive rewards

4. Eligible customer whose application is approved within the Promotion Period will receive their Sign-Up Gift within 6 months after the end of Promotion. Please refer to our fulfilment timeline at the T&Cs.

5. For any enquiry regarding this promotion, customers are to contact MoneySmart on or before 31 January 2026 at contact@moneysmart.hk, overdue enquiry will not be addressed. (Ongoing cases which were enquired before the deadline are excluded.)

6. *Personalized interest rate offered is determined based on customers’ credit quality and the personal information submitted. Annualized Percentage Rate (“APR”) as low as 3.88% is calculated based on a monthly flat rate of 0.1730%, loan amount of HK$1,500,000 and repayment period of 12 months. For a loan amount of HK$100,000 with 12 months repayment period, Annualized Percentage Rate (“APR”) is 7.5%, the monthly flat rate applicable is 0.331%, and the total loan repayment amount is HK$103,972 (0% handling fee). The above example is for reference only. APR for each customer may vary and subject to final approval result. The above APR, calculated in accordance with the guidelines as set out in the Code of Banking Practice, is a reference rate expressed as an annualized rate which includes the basic interest rate of the loan.

7. For details, please refer to the promotion terms and conditions