Upgraded Offers!
1.28%
APR as low as*
HK$216,800
Total Amount Payable
HK$16,800
Total Interest Payable
MoneySmart Exclusive

【📣 New-year Exclusive top-up offer : Up to HKD10,888! 🧧 】
New customers who successfully open a Mox account and apply for a loan using the promo code "MSCASH10" on or before 3 February 2025 will earn an application bonus of a HKD500 Cash Rebate, regardless of approval!

Those who apply for loan amount will also be eligible for the MoneySmart exclusive gift of up to HKD3,500  Cash Rebate🎉Rewards valued at up to HKD 10,888💰

🧧Extra Prosperity【Apply for a Loan and Get HK$388 Cash Laisee!】
From now until 28 Jan, customers who successfully applied for Mox Instant Loan - Tax Season via MoneySmart, can enjoy HK$388 cash (automatically converted by 3,880 SmartPoints) directly deposited into your FPS account -  regardless of approval! T&C applies.

Valid until 28 Jan 2025 - See more details below

Are you eligible?

    • 【Apply for a Loan and Get HK$388 Cash Laisee】
      Eligible customers must complete and submit the redemption form after logging in to MoneySmart on or before 28 February 2025, along with the valid loan application reference number provided by the loan provide and the phone number that is linked to your bank account for receiving funds via FPS. The above offer is subject to Terms and Conditions, please click here for details.

    • New customers who successfully apply Mox Instant Loan using the MoneySmart invitation code "MSCASH10", regardless of approval, can receive HKD500 Cash Rebate (automatically converted by 5,000 SmartPoints) directly deposited into your FPS account!)

    • New & Existing customers who successfully apply using the MoneySmart invitation code "MSCASH10", with designated loan amount, can receive up to HKD3,500 Cash Rebate :

      Loan Amount New-to-bank Existing-to-bank
      HKD70,000 - HKD149,999 HKD1,500 HKD1,000
      HKD150,000 - HKD499,999 HKD2,500 HKD2,000
      HKD500,000 or above HKD3,500 HKD3,000



      *all cash rebate will be automatically converted to SmartPoints and will directly deposited into your FPS account

    • New customers who who successfully opened a Mox account using the MoneySmart invitation code “MSCASH10” and apply Mox Instant Loan with a loan amount of HKD70,000 or above will receive an email from Mox Bank containing containing the 'Successful Application Number. The email will be sent to the email address registered with Mox; if you have not received the email, please check your spam folder.

      The exclusive offer from MoneySmart is provided by MoneySmart. Its redemption, usage methods, and any disputes are not related to Mox. 

    • Existing customers need to provide the phone number used to apply for the Mox account for verification within 7 days after successfully drawdown the loan, and complete the MoneySmart exclusive claim form for verification.

    • Tax Season Lucky Draw:Simply apply for an Instant Loan (any amount, any repayment period) from now until 17 February 2025 to enter.

What you need to know

  1. 【Mox Rewards - for both new and existing customers can earn up to HKD6,888 Cash Rewards!】
    From now until 3 Feb 2025, you can enjoy up to HKD6,888 Cash Reward when you successfully apply for our designed Instant Loan to achieve your life goals faster. Details below:
    ⠀⠀
    Repayment period of 36 months to 48 months:
    Loan amount between HKD250,000-HKD750,000, enjoy up to HKD888 cash rewards
    Loan amount HKD750,000 or above, enjoy up to HKD3,888 cash rewards
    ⠀⠀
    Repayment period of 49 months or above:
    Loan amount between HKD150,000-HKD250,000, enjoy up to HKD888 cash rewards
    Loan amount between HKD250,000-HKD750,000, enjoy up to HKD1,888 cash rewards
    Loan amount HKD750,000 or above, enjoy up to HKD6,888 cash rewards
    ⠀⠀
    Cash Reward will be credited to your Mox Account on or before 31 March 2024.

  2. Loan Application Process
    1. Log in to the Mox app.
    2. Select "More".
    3. Tap on "Borrow".
    4. Click on "Apply for Instant Loan".
    5. Choose the loan amount and repayment period.

T&Cs
Claim Form

All Details

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Monthly Payment
HK$9,033