Are you eligible?

• • 【Debtium Expellium – Cashus Fulfillium】
    From 12 May until 26 May, 2025, customers who successfully applied for a designated loan via MoneySmart with the required documents submitted, can enjoy HK$800 cash (automatically converted by 8,000 SmartPoints) directly deposited into your FPS account, regardless of approval. Successfully draw down loan amount of HK$200,001 or above, can earn extra HK$2,000 (automatically converted by 20,000 SmartPoints)
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    Eligible customers must complete and submit the redemption form after logging in to MoneySmart on or before 30 June 2025, along with the valid loan application reference number provided by the loan provider and the phone number that is linked to your bank account for receiving funds via FPS. The above offer is subject to Terms and Conditions, please click here for details.

  • 【MoneySmart Exclusive Offer】
    From now until 31 May 2025, applicants who successfully apply loan amount of HK$200,000 or above via MoneySmart with loan draw down within 3 months are entitled to the following offer:
    ・For loan amount HK$500,000 or above, customer is eligible for a  Samsung Galaxy Z Flip 6 (Value: HK$8,698) / HK$7,800 Apple Store Gift Card / HK$7,800 PARKnSHOP supermarket vouchers / HK$7,800 HKTVmall e-Vouchers;
    ・For loan amount HK$300,000 – HK$499,999, customer is eligible for iPad Air 13-inch 256GB (Value: HK$7,099) / HK$6,800 Apple Store Gift Card / HK$6,800 PARKnSHOP supermarket vouchers / HK$6,800 HKTVmall e-Vouchers;
    ・For loan amount HK$200,000 –HK$299,999, customer is eligible for Mac mini (M4, 256GB SSD, 16GB RAM) (Value: HK$4,599) / HK$3,800 Apple Store Gift Card / HK$3,800 PARKnSHOP supermarket vouchers / HK$3,800 HKTVmall e-Vouchers

  • 【SCB Cash Rebate】
    From 1 April 2025 to 31 May 2025, get up to HK$25,000 cash rebate when successfully applied for and draw down within 3 months. Details are listed below:

  • Repayment period of 12-84 months, and loan amount between:
    ・HK$100,000 – HK$499,999, customer is eligible for up to HK$800 cash rebate;
    ・HK$500,000 - HK$699,999, customer is eligible for up to HK$3,000 cash rebate;
    ・HK$700,000 - HK$999,999, customer is eligible for up to HK$5,000 cash rebate;
    ・HK$1,000,000 - HK$1,499,999, customer is eligible for up to HK$11,000 cash rebate;
    ・HK$1,500,000 or above, customer is eligible for up to HK$20,000 cash rebate
    ・Extra HK$5,000 cash rebate for New Client*
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    *Extra Cash Rebate is only applicable to new client - applicants who are not holding loan and/or credit cards issued by Bank at the time of Loan application with tenor from 12-84 months and loan amount equal or higher than HK$100,000

What you need to know

1. Please note: if you have an AdBlocker present or are using incognito mode on your browser, MoneySmart and our bank partners will not be able to track your source of application. Please ensure you turn off AdBlocker and exit incognito mode before apply

2. Customers must submit the redemption form  after logging in to MoneySmart on or before 15 June 2025