- Local Resident
- HK$150,000 (except full-time university/tertiary students)
- Rewards on local spend
- 0.4%
- Rewards on overseas spend
- 0.4%
- Min. Annual Salary
- HK$200,000
- Cash back on local spend
- 4%
- Miles Conversion (local spend)
- HK$8 = 1 mile
- Min. Annual Salary
- HK$150,000
- Cash back on local spend
- N/A
- Miles Conversion (local spend)
- HK$6 = 1 mile
- Min. Annual Salary
- HK$300,000
- Cash back on local spend
- 5%
- Miles Conversion (local spend)
- HK$8 = 1 mile
- Min. Annual Salary
- HK$150,000
- Cash back on local spend
- N/A
- Miles Conversion (local spend)
- N/A
- Min. Annual Salary
- HK$150,000
- Cash back on local spend
- 0.4%
- Miles Conversion (local spend)
- HK$15 = 1 mile