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|Credit Card||Minimum Salary||Benefits|
|BOC i-card||HK$150,000||10X Gift Points for Online Purchases|
|BOC Dual Currency Diamond Card||HK$200,000||Up to 4% cash rebate for UnionPay QuickPass transactions|
|BOC Travel Rewards Visa Signature Card||HK$300,000||8% cash rebate on overseas transactions|
|BOC Visa Infinite Card||By invitation only||6X Gift Points for dining and overseas spending|
|BOC Visa Platinum Card||HK$150,000||Earn HK$1= 1 Gift Point to redeem cash rebate and air miles|
Purchase with BOC Credit Card at over 2,600 merchant outlets for dining, fashion, health, beauty and leisure to enjoy year-round special offers such as 12% off regular-priced jewellery items at 3D-GOLD Jewellery. Credit Cardholders may enjoy year-round interest-free instalment offers from some participating merchants. Cardholders can also benefit from the time-limited gift point multipliers promotion to earn the most rewards.
BOC Credit Card offers an array of exquisite dining promotion throughout the year from hotel dining to international cuisine. Hot deals include 30% off semi-lunch buffet at Harbour Plaza 8 Degrees, 10% off dinner buffet at Auberge Discovery Bay Hong Kong and 10% off à la carte menu at ALTO Bar & Grill, etc.
Bank of China (BOC) Credit Cards offer Cardholders Gift Points (HK$1= 1 Gift Point) for eligible purchases, which include everyday purchases, cash before card service, autopay or Octopus Automatic Add Value Service. BOC offers the flexibility to accumulate and combine the Gift Points generated by other BOC credit cards to redeem different rewards according to Cardholders' preferences which include cash rebate, cash coupons, instant cash discount at selected merchants or mileage of "Asia Miles", "Phoenix Miles", "Eastern Miles Point" and "Sky Pearl Club" via the BOC Credit Card Superior Travel Awards Program.
With an eligible BOC Credit card, Cardmembers can offset spending at selected merchants namely Aeon Style, SOGO, Wing On Travel, etc with your Gift Points by redeeming HK$1 instant cash discount with every 250 Gift Points.
Cardholders may redeem cash coupons, cash rebates or annual fee waiver online. With 25,000 Gift Points, Cardmembers can enjoy HK$250 cash rebate or a cash coupon (valued at HK$100) from selected merchants such as city'super, FORTRESS, SOGO, Watsons and SASA. Moreover, BOC credit card rewards loyalty. Cardholders are entitled to enjoy up to 40% bonus discount rates based on the year(s) of cardholding with as low as 15,000 Gift Points for redemption.
Besides annual fee, it is also worth noting that there are other credit card fees including late charges, foreign currency transactions fee, over-limit handling fee and returned cheque & rejected autopay charges etc.
The minimum payment is HK$230/ CNY230. If the minimum payment is not received by the relevant due date twice for 12 consecutive statements, the overdue interest rate will be charged at an additional 4% on top of the basic interest rate, i.e a maximum of 38.62% Annualised Percentage Rate (APR) for Retail Spending and 41.12% for Cash Advance.
Maximum is 35.7% for retail spending and 37.96 % for cash advance at the time when the account is set up and is subject to review from time to time.
5% of the minimum payment amount and the cap is HK$280/ CNY 280.
You can call the 24-hour credit card hotline at (852)2853 8828. Please follow this shortcut key 3 >＃ >3 > 0> ＊ to speak to a customer service representative. If you would like to request an annual fee waiver, please enter 3>＃>3> 0>＊ or 3 to report credit card loss.
If you have filled out the application form correctly and submit all the documents required, it usually takes 2-3 weeks for the bank to approve your application.
Yes. You can settle your tax bills by BOC online banking, Jet Payment or fax/ mail.
Yes, you can call BOC customer hotline at 2853 8828 using shortcut key 3 >＃ > 4 > 2 to apply for an annual fee waiver.
You can access such information online on BOC website or you can call the 24-hour credit card hotline at (852)2853 8828 and enter this shortcut key 3>＃>3 > 0> ＊ to speak to a customer service representative to ask for more information about lounge access.
You can either activate your BOC credit card online or call BOC 24-Hour card activation hotline at (852) 2104 9222.