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Best Bank of China Student Credit Cards in Hong Kong

Compare Bank of China credit cards for students in Hong Kong to earn welcome offers, special student discounts, rewards and more. Apply student credit card with no income proof needed. Read More
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Best Bank of China Student Credit Cards 2019

BOC i-card: Offer up to HK$500 free spending credit as a welcome gift. Also enjoy perpetual annual fee waiver. Earn 10X bonus gift points for spending in designated categories, which can be redeemed for cash coupons or instant cash to offset spending in selected stores.

Bank of China Student Credit Card Promotions

Bank of China student credit card offers a range of exciting rewards for everyday spending. Cardholders can also enjoy 10X gift points for spending in designated categories.

10X Gift Points

Get 10X bonus gift points when shopping online or spending through contactless or mobile payment (including Apple Pay/ Google Pay/ Samsung Pay/ WeChat Pay) in any retail transactions. Gift points can be redeemed for a variety of rewards including air miles and cash coupons.

Instant Rewards

Spend with your BOC credit card at designated stores to enjoy gift points which can be redeemed for vouchers (every 25,000 points= HK$100 voucher) or instant rewards (every 250 points= HK$1 rebate), which can be used at over 3000 participating merchants.

Welcome Gifts

New customers can enjoy HK$500 free spending credit for spending HK$8000 within the first two months of card issuance.

Earn Up to 4% Cash Rebate for UnionPay QuickPass Transactions

If BOC Dual Currency Diamond Cardholder pays by UnionPay Mobile QuickPass transaction/Mobile Payment transaction, you can earn a 4% cash rebate. If you are a BOC Dual Currency Platinum Cardholder, you can get a 2% cash rebate.

What is BoC Pay?

BoC Pay is a cross-border payment e-wallet which supports payment transfers across different banks (even if you do not have a bank account in China). It also supports mobile payment functions in the Greater Bay Area. All you have to do is to simply scan the QR code for BoC Pay to work.

Bank of China Credit Card Frequently Asked Questions

What is Instant Rewards?

Spend with your BOC credit card at designated stores to enjoy gift points which can be redeemed for Instant Rewards (every 25,000 points= $100 voucher) or Instant Cash (every 250 points= HK$1 rebate), which can be used at over 3000 participating merchants.

Is there any cap for BOC i-card 10X Gift Points?

Yes. Cardholders can earn 10X gift points capped at 10,000. when shopping online or spending through contactless or mobile payment with BOC i-card to redeem air miles and cash coupons.

Will I be charged a handling fee for foreign currency cash transactions with Dual Currency Credit Card?

No. You will not be charged any handling fee for such transactions.

Can gift points earned with student credit card be used for miles redemption?

Yes. The conversion rate is HK$15=1 mile. You can earn bonus 10X with BOC i-card for spending in designated categories (HK$1.5=1 mile).

Which card should I apply? Co-branded card or BOC credit card?

Both offers perpetual annual fee waiver. But it is worth noting that BOC i-card offers 10X bonus gift points for spending in designated categories, which make miles and coupon redemption easier and quicker.