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UnionPay Credit Card provides a host of cross-border credit card benefits, which makes travelling across borders easier:
BOC UnionPay Dual Currency Diamond Card provides cardholders with both RMB and HKD credit card accounts. Transactions made in China will be paid in RMB while those made in Hong Kong and overseas will be paid in HKD, enabling cardholders to enjoy saving on currency conversion cost and convenience. The relevant transactions will be detailed in the statement.
With designated credit cards (BOC Dual Currency Card), cardholders can enjoy 0% handling fee offer for overseas transactions for even greater shopping pleasure. Cardholders can also set monthly spending cap for RMB account for principal card and supplementary card for peace of mind.
With BOC credit cards, cardholders can earn Gift Points for local eligible transactions (cash before card service, auto pay or octopus card aavs included) to redeem cash rebate, shopping vouchers or air miles (HK$/ CNY¥1= 1 point). Gift points can be accumulated and combined with other BOC credit cards. Participating mileage program includes Asia Miles, Air China, China Eastern Airlines, and China Southern Airlines.