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| CREDIT CARD | MINIMUM ANNUAL SALARY | BENEFITS |
|---|---|---|
| Bank of Communications CUP Dual Currency Diamond Card | HK$150,000 | Every HK$1/ CNY¥1 spent = 1 bonus point. 2X bonus points for HK$300 or above local/ overseas transaction. |
| Bank of Communications Platinum Card | HK$150,000 | Every HK$1 spent in town = 1 point. 2X points for China/ overseas spending. |
| Bank of Communications Go-Goal Credit Card | HK$150,000 | Every HK$1 spent = 1 point. Enjoy 5% rebate for WeChat Pay and AlipayHK top-up. |
| Bank of Communications MI Credit Card | HK$48,000 | Perpetual annual fee waiver. Every HK$1/ CNY¥1 spent = 1 point. |
Bank of Communications credit cards offer a range of offers, some of which are highlighted below:
CUP Dual Currency Credit Card or Platinum Card holders can earn points which can be redeemed for Asia Miles (12 points = 1 mile) for every HK$1 spend. No minimum miles required for each conversion. Eligible cardholders can enjoy rewards while spending.
With Bank of Communications credit cards, cardholders can earn bonus points for every spending (HK$1 = 1 point). For every CNY¥1 spend, CUP Dual Currency Credit Card holders can also enjoy bonus point(CNY¥1 = 1 point). The points earned by the principal and supplementary card holders can be calculated together. CUP Dual Currency Credit Card or Platinum Card holders can even enjoy converting bonus points to Asia Miles (12 points = 1 mile).
Upon successful application of CUP Dual Currency Credit Card and Platinum Card and, cardholder is required to accumulate at least HK$/ CNY¥4500 spending for each card within 3 months of card issuance to be entitled to one of the following welcome gifts: Hedgren backpack in luggage open style with pouch,China Unicom Cross Border Dual Number Prepaid SIM (worth: HK$338) & HK$500 standalone handset cash coupon or up to HK$50,000 interest-free cash instalment.
The easiest way is to submit an online application form and submit the following documents: HKID Card or passport copy/ proof of address dated within the last 3 months (e.g. utility bill, bank statement). Please note that e-statement is not accepted. For student applicant, please also submit your full-time student ID card. Bank of Communications reserves the right to request an applicant to submit further documents for application approval.
The applicant must be a Hong Kong resident over 18 years old. The applicant needs to fulfill the minimum income requirement as well. Please note that if the applicant is a current principal cardholder of any card types issued by the Bank in the last 12 months, he/she will not be eligible for any welcome offers.
For credit card enquiries, please call +852 22395559. Bank of Communications also offers a 24-hour phone banking hotline which allows account holders to manage their accounts at their convenience. Cardholders can settle credit card payment and apply for a credit card cash advance services.
