Best Bank of Communications Credit Cards in Hong Kong 2021

Best Bank of Communications Credit Cards 2020

CREDIT CARD	MINIMUM ANNUAL SALARY	BENEFITS
Bank of Communications CUP Dual Currency Diamond Card	HK$150,000	Every HK$1/ CNY¥1 spent = 1 bonus point. 2X bonus points for HK$300 or above local/ overseas transaction.
Bank of Communications Platinum Card	HK$150,000	Every HK$1 spent in town = 1 point. 2X points for China/ overseas spending.
Bank of Communications Go-Goal Credit Card	HK$150,000	Every HK$1 spent = 1 point. Enjoy 5% rebate for WeChat Pay and AlipayHK top-up.
Bank of Communications MI Credit Card	HK$48,000	Perpetual annual fee waiver. Every HK$1/ CNY¥1 spent = 1 point.

Bank of Communications Credit Card Promotions HK

Bank of Communications credit cards offer a range of offers, some of which are highlighted below:

Asia Miles Program

CUP Dual Currency Credit Card or Platinum Card holders can earn points which can be redeemed for Asia Miles (12 points = 1 mile) for every HK$1 spend. No minimum miles required for each conversion. Eligible cardholders can enjoy rewards while spending.

Bonus Point

With Bank of Communications credit cards, cardholders can earn bonus points for every spending (HK$1 = 1 point). For every CNY¥1 spend, CUP Dual Currency Credit Card holders can also enjoy bonus point(CNY¥1 = 1 point). The points earned by the principal and supplementary card holders can be calculated together. CUP Dual Currency Credit Card or Platinum Card holders can even enjoy converting bonus points to Asia Miles (12 points = 1 mile).

Welcome Offers

Upon successful application of CUP Dual Currency Credit Card and Platinum Card and, cardholder is required to accumulate at least HK$/ CNY¥4500 spending for each card within 3 months of card issuance to be entitled to one of the following welcome gifts: Hedgren backpack in luggage open style with pouch,China Unicom Cross Border Dual Number Prepaid SIM (worth: HK$338) & HK$500 standalone handset cash coupon or up to HK$50,000 interest-free cash instalment.

Enjoy Complimentary Access to Airport Lounges

CUP Dual Currency Credit Card and Platinum Card holders can enjoy free access to airport lounges. CUP Dual Currency Credit Card holders can enjoy free access to Plaza Premium Lounge for 3 times with no minimum spend requirements and Platinum Card holders can enjoy free Priority Pass membership. Cardholders need to fulfil a minimum spending requirement in order to enjoy free access to over 1,000 airport lounges. Spend HK$50,000 to enjoy it for three times, HK$100,000 for 5 times and HK$150,000 for 8 times.

2-for-1 Coffee

From now until 31 Dec 2019, buy a coffee with CUP Dual Currency Credit Card at The Coffee Academics to enjoy a coffee of the same or lower value for free.

UnionPay App

Enjoy cross-border payment through Union Pay App at over 9.5 million merchants in Guangdong, Hong Kong, Macau and the Greater Bay China and exclusive offers. From now until 31 Aug 2019, add a Bank of Communications UnionPay Dual Currency Credit Card and make any QR code payment to enjoy HK$20 rebate and 5% rebate, capped at HK$100.

Bank of Communications: Steps to Apply for Credit Cards

The easiest way is to submit an online application form and submit the following documents: HKID Card or passport copy/ proof of address dated within the last 3 months (e.g. utility bill, bank statement). Please note that e-statement is not accepted. For student applicant, please also submit your full-time student ID card. Bank of Communications reserves the right to request an applicant to submit further documents for application approval.

Eligibility

The applicant must be a Hong Kong resident over 18 years old. The applicant needs to fulfill the minimum income requirement as well. Please note that if the applicant is a current principal cardholder of any card types issued by the Bank in the last 12 months, he/she will not be eligible for any welcome offers.

Hotline

For credit card enquiries, please call +852 22395559. Bank of Communications also offers a 24-hour phone banking hotline which allows account holders to manage their accounts at their convenience. Cardholders can settle credit card payment and apply for a credit card cash advance services.

Bank of Communications Frequently Asked Questions

What is the benefit of adding a Bank of Communications credit card to the UnionPay App?: From now until 31 August 2019, add a Bank of Communications UnionPay Dual Currency Credit Card and make a payment through QR code to enjoy HK$20 rebate and 5% rebate, capped at HK$150 monthly.
How to enjoy the Greater Bay Area transportation rebate using Bank of Communications credit card?: From now until 29 Feb 2020, CUP Dual Currency Credit Card holders can enjoy a 25% spending rebate on transportation transaction amounts over HK$400. The rebate is capped at HK$50.
How to redeem bonus points earned with Bank of Communications credit cards for miles?: Bonus points earned with Bank of Communications credit cards can be redeemed for miles. Cardholders need to first apply as members on Asia Miles website then join Bank of Communications credit card ‘Travel Reward Program’ to start redeeming mileages.
Is there any handling fees in miles conversion with Bank of Communications credit cards?: Yes. There is. HK$50 will be charged for converting 5000 Asia miles. Minimum charge is HK$100 and max. Charge is HK$300.

Best Bank of Communications Credit Cards in Hong Kong

Refine Your Results

Bank of Communications FWD CUP Dual Currency Credit Card

Bank of Communications FWD Credit Card

Bank of Communications Go-Goal Credit Card

Bank of Communications CUP Dual Currency Diamond Card