- Unlimited CashBack at all supermarkets
- 3%
- Unlimited CashBack
- 2%
- MoneySmart exclusive welcome offer
- Up to HKD4,288 rewards
【Instantly Enjoy Unlimited 2% CashBack + ⚡️Your Next Flagship Phone - Fully funded!】
🌟 Unlimited Cashback♾ From Sep 11 to Sep 30, new customers who successfully open an account and apply for a Mox credit card with the invitation code "MOXISFIVEMS" can enjoy unlimited 2% Cashback on all spending within the first 60 calendar days after the card approval. Spend HKD2,000 within 60 days to get one of the amazing rewards:
[🔥10 Quotas!] Fully redeem a latest flagship phone: HKD6,899 Cash (automatically converted by 68,990 SmartPoints and directly deposited to your FPS account)
- HKD1,200 Apple Store Gift Card/ PARKnSHOP Supermarket Voucher
- HKD1,000 Cash (automatically converted by 10,000 SmartPoints and will directly deposit to your FPS account)
*Subject to "MOXISFIVEMS" Invitation Code Promotion Terms and Conditions.
- Annual Fee
- First Year Annual Fee Waiver
- Rebate on Overseas Spending & Local Dining
- Unlimited 2%
- Rebate on Local Spending
- Unlimited 1%
【⚡️Freshly Released, Exclusively Yours - Get the Latest Apple Products!】
From 22 September until 30 September 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can earn one of the following exciting rewards:
・🔥🆕 Apple Watch SE 3 (GPS) 40mm (Value: HK$1,999)
・🔥🆕 AirPods Pro 3 (Value: HK$1,849)
・HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・Medicube Age-R Booster Pro 6 in 1 Facial Beauty Device (Value: HK$3,700) or
・[Hot Pick!] PHILIPS RO Water Dispenser ADD6921DG/90 (Value: HK$5,488, top up with HK$1,300) or
・LG PuriCare™ AeroBooster (Pet Version) (Value: HK$6,550, top up with HK$1,600)
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【 9.21 - 9.30 BONUS ROUND 2: Unlock a Whole New World of Flagship Phone✨】
📆 Daily: First 20 eligible claimants @10PM get extra HK$200 Apple Store Gift Card
📱Win an Apple Store Gift Card equivalent in value to redeem the latest flagship phone/ Apple Watch Series 11/ Airpods Pro 3: Apply for any designated product via MoneySmart and share the most creative response on the claim rewards form. More applications, better your odds - Grab the fresh drops now! Visit the event page for more details.
- Miles Conversion
- HKD4 = 1 mile
- Foreign Transaction Fee
- 0%
- MoneySmart exclusive welcome offer
- Up to 52,000 miles + HKD2,300 rewards
🏖️September ONLY【Earn base rate at HKD4/mile exclusively + Spend HKD10K to Earn 15,000 miles + HKD2,300 rewards!】
New customers can use the invitation code "FLYWITHMOXMS"and spend HKD10,000 within 60 days can receive 15,000 miles, and one of the following gifts from MoneySmart:
・ [Popular!] LOJEL Rando (Frame) Medium 26" (Value: HKD2,300)
・ JBL SOUNDGEAR FRAMES Open Sound Audio Glasses (Round) (Value: HKD1,299)
・ 🆕 HKD1,000 Apple Store Gift Card
・ HKD1,000 Cash via FPS (Automatically converted by 10,000 SmartPoints)
If you spend HKD50,000, You can receive extra 24,500 miles, earn along with the HKD4/mile base rate, in total you can earn up to 52,000 miles + MoneySmart rewards up to HKD2,300!
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📣“Best-in-town” Credit Card with instant miles reward – as low as HKD4 / mile for any purchase and 0% FX Fees*
Introducing the new Mox Credit's Miles Rewards Scheme '4100'—Enjoy spending at a rate as low as 'HKD4 = 1 mile' on all purchases; with 'no limit' on unlimited miles and flights and benefit from '0%' FX fees (compared to the bank charge of 1.95%)
- Discount at Expedia/Hotels.com/Trip.com
- 8%
- Discount at Agoda
- Up to 7%
- Discount at designated restaurants
- 40%
8 days ONLY!【🔥MoneySmart Exclusive: HK$4,000 CASH or New Premium Gifts Await!】
From now until 30 September 2025, apply for the Platinum Card and fulfil spending of HK$15,000 within the first 2 months, indulge in ONE of the Premium Gifts and Cash below. Hurry, this limited-time rewards awaits!
1. 🆕 2 x AirPods Pro 3 + HomePod mini (Value: HK$4,447) or
2. 🆕 Apple Watch Series 11 (GPS + Cellular) 46mm Aluminium (Value: HK$4,199) or
3. HK$4,000 Apple Store Gift Card (🛡️enjoy 12 months of extended warranty with Platinum Card) or
4. Dyson PencilVac Fluffycones™ Cleaner (Value: HK$4,990) or
5. 🤑 HK$4,000 Cash (automatically converted by 40,000 SmartPoints and will directly deposit into your FPS account)
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Terms & Conditions Apply.
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【 9.21 - 9.30 BONUS ROUND 2: Unlock a Whole New World of Flagship Phone✨】
📆 Daily: First 20 eligible claimants @10PM get extra HK$200 Apple Store Gift Card
📱Win an Apple Store Gift Card equivalent in value to redeem the latest flagship phone/ Apple Watch Series 11/ Airpods Pro 3: Apply for any designated product via MoneySmart and share the most creative response on the claim rewards form. More applications, better your odds - Grab the fresh drops now! Visit the event page for more details.
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- Welcome Offer
- Up to 32,000 miles
- Upon meeting overseas spending goal*
- HK$2/mile
- Octopus Card AAVS Rebate
- 2,000 miles
Apply and redeem any of these rewards
【✈️Exclusive Rewards Alert! No Spending Required - EarnHK$1,000 cash vouchers/ Top-rated Earbuds/ Hot-picks Suitcase/PHILIPS Water Dispenser!】
From now until 30 September, customers who successfully apply for DBS Black World Mastercard via MoneySmart and get approved, can enjoy one of the following limited-time rewards - no spending required:
・10,000 SmartPoints, can fully redeem HK$1,000 cash vouchers (i.e. Apple Store Gift Card/ PARKnSHOP Supermarket Vouchers, 20+ brand vouchers etc) OR
・SONY WF-1000XM5 Earbuds (Value: HK$2,490) OR
・Lojel Frame Rando Medium 26" (Value: HK$2,300) OR
・PHILIPS ADD6901HWH01/90 RO Water Dispenser (Value: HK$1,998)
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【📣 BREAKING: 2025 Rewards Upgrade!】 DBS lowered the spending threshold to HK$20,000 monthly (vs HK$80,000 quarterly in 2024), making it EASIER THAN EVER to earn miles on your overseas spending!
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- Cash back on spending at HKTVmall
- Up to 5%
- Cash back at Designated Merchants
- Up to 5%
- MoneySmart Exclusive Offer
- Up to HK$2,398
【🌟September Exclusive: Apply Now for a HK$900 Cash Voucher/ Popular Rewards valued up to HK$2,398!】
From now until 30 September 2025, New Cardholders who successfully apply for Standard Chartered Smart Card now via MoneySmart to enjoy one of the following extra gifts:
・🆕 Plus Minus Zero XQH-X020 Air Purifier (Value: HK$2,398)
・🆕 TEA CHÂTEAU Modern Tea Machine Set (Value: HK$1,838)
・[Popular on Threads!] DOSHISHA Gorilla Massager Bundle: Calf Massager (2 pcs) + Hand Massager (Value: HK$1,134)
・HK$800 Apple Store Gift Card/ PARKnSHOP Supermarket Vouchers
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【 9.21 - 9.30 BONUS ROUND 2: Unlock a Whole New World of Flagship Phone✨】
📆 Daily: First 20 eligible claimants @10PM get extra HK$200 Apple Store Gift Card
📱Win an Apple Store Gift Card equivalent in value to redeem the latest flagship phone/ Apple Watch Series 11/ Airpods Pro 3: Apply for any designated product via MoneySmart and share the most creative response on the claim rewards form. More applications, better your odds - Grab the fresh drops now! Visit the event page for more details.
- Minimum Income Requirements
- HK$120,000
- Miles Conversion (local spend)
- HK$8 = 1 mile
- Miles Conversion (overseas spend)
- HK$3 = 1 mile
【⚡️Freshly Released, Exclusively Yours - Get the Latest Apple Products!】
From 22 September until 30 September 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can earn one of the following exciting rewards:
・🔥🆕 Apple Watch SE 3 (GPS) 40mm (Value: HK$1,999)
・🔥🆕 AirPods Pro 3 (Value: HK$1,849)
・HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・Medicube Age-R Booster Pro 6 in 1 Facial Beauty Device (Value: HK$3,700) or
・[Hot Pick!] PHILIPS RO Water Dispenser ADD6921DG/90 (Value: HK$5,488, top up with HK$1,300) or
・LG PuriCare™ AeroBooster (Pet Version) (Value: HK$6,550, top up with HK$1,600)
⠀⠀
【 9.21 - 9.30 BONUS ROUND 2: Unlock a Whole New World of Flagship Phone✨】
📆 Daily: First 20 eligible claimants @10PM get extra HK$200 Apple Store Gift Card
📱Win an Apple Store Gift Card equivalent in value to redeem the latest flagship phone/ Apple Watch Series 11/ Airpods Pro 3: Apply for any designated product via MoneySmart and share the most creative response on the claim rewards form. More applications, better your odds - Grab the fresh drops now! Visit the event page for more details.
- Miles Conversion(Eligible spending on Cathay and HK Express)
- HK$2=1 mile
- Miles Conversion (Eligible spending on dining, hotels and overseas category)
- HK$4 = 1 mile
- MoneySmart Exclusive Offer
- Up to HK$2,699
【 ✈️ Beyond Miles: Get HK$900 Cash or a Top Brand Suitcase - No spending required!】
From now until 30 September 2025, new cardholders who successfully apply for Standard Chartered Cathy Mastercard now via MoneySmart to get one of the following gifts:
・🆕 SENNHEISER MOMENTUM Sport True Wireless Sport Earphones (Value: HK$2,699)
・🆕 Plus Minus Zero XQH-X020 Air Purifier (Value: HK$2,398)
・🔥LOJEL Rando (Frame) Medium 26" (Value: HK$2,300)
・HK$900 Apple Store Gift Card/ PARKnSHOP Supermarket Voucher
⠀⠀
【 9.21 - 9.30 BONUS ROUND 2: Unlock a Whole New World of Flagship Phone✨】
📆 Daily: First 20 eligible claimants @10PM get extra HK$200 Apple Store Gift Card
📱Win an Apple Store Gift Card equivalent in value to redeem the latest flagship phone/ Apple Watch Series 11/ Airpods Pro 3: Apply for any designated product via MoneySmart and share the most creative response on the claim rewards form. More applications, better your odds - Grab the fresh drops now! Visit the event page for more details.
- Cashback on Online Retail Transactions and Overseas Retail Transactions
- Up to 8%
- Fee Waiver
- First Year Free
- Local Resident
- HK$150,000
Shop New Phones Online & Get Up to 8% Cashback【Spend HK$100, Get HK$600 – Grab 6X Cash Rebate🤑】
From now until 30 September 2025, customers who successfully apply for sim Credit Card/ sim World Mastercard®️ via MoneySmart, and spend accumulate eligible retail transactions of HK$100 within 30 days after card issuance, can earn HK$600 Apple Store Gift Card or HK$600 PARKnSHOP Supermarket Voucher! Complete the digital ID verification on the sim Credit Card App within 3 hours after application, sim will offer an additional HK$50 cash rebate!
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【🔥2025 Crazy Reward for Apple Fans: Earn up to HK$1,200 cash rebate】
During the promotion period of 15 September - 30 November 2025, register the promotion and accumulate a specified spending amount# at Apple Store (retail stores or online store)^ using your sim Credit Card to earn up to HK$1,000 cashback; for online purchase, you can get an extra 8% cashback* (Max: HK$200), totalling up to HK$1,200 cashback!
- Travel & Foreign Currency Spend
- HK$1.68 =1mile
- Complimentary Plaza Premium Lounge Access
- 8 times per Calendar Year
- Travel Platform Discounts
- 7-8%
🌟Spend HK$7,000, Earn 8,000 miles (sufficient to redeem a flight ticket to Taipei) - just HK$0,875/ mile!
Ready to Fly Further for Less? Supercharged earning rates:
During the welcome period, earn HK$3=1 mile on eligible local transactions, up to 1,152,000 Points, enough to redeem for 64,000 miles! Plus, enroll to earn as low as HK$1.68 = 1 mile of overseas, airline or selected travel merchants spend!
- Annual fees
- Perpetual annual fee waiver
- Cash back on local spend
- 2％
- Welcome Offer
- Up to 120,000 yuu Points
Apply and redeem any of these rewards
【Make Every Grocery Trip Count】
From now until 30 September, new credit card customers* who successfully applied for the Hang Seng enJoy Card via MoneySmart, simply spend HK$200 within 30 days after card issuance, can enjoy an extra 10,000 SmartPoints; existing customers who spend HK$200 within 30 days after card issuance, can also enjoy extra 7,000 SmartPoints!
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New customers can use 10,000 SmartPoints to fully redeem HK$1,000 vouchers (over 20+ brand vouchers including Apple / HKTVmall / Klook etc) or BRUNO Compact Hot Plate - Red (BOE021-RD) (Value : HK$998) from our Rewards Store. You can also top-up to redeemJBL Charge 6 Wireless Speaker (Black)****(Value: HK$1,399). Existing customers can use 7,000 SmartPoints to fully redeem a SAMSUNG Galaxy Buds FE (Retail Value: HK$898) or HK$700 vouchers. Explore more other options available at our Rewards Store!
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【Bank Welcome Offer】Link enJoy Card to yuu Rewards Program and accumulate eligible retail spending of HK$6,000, New Credit Card Customers will be entitled to 120,000 yuu Points (equivalent to rewards worth HK$600); Existing Credit Card Customers will be entitled to 80,000 yuu Points (equivalent to rewards worth HK$400)!
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- Min. Annual Salary
- HK$120,000
- RewardCash Rebate
- Up to 4%
- Designated spending categories RewardCash Rebate
- 1%
During the Promotion Period, New Credit Card Customers who successfully apply for HSBC Red Credit Card, and make HK$3,000 or above Eligible Transactions within the first 60 calendar days after card issuance, can enjoy $300 RewardCash; Successfully apply for Spending Instalment Plan can enjoy an additional $200 RewardCash!
【Red Hot Shopping Special - Apple Store: Up to 12% RewardCash Rebate】
From 11 September until 14 November 2025, you can enjoy up to $750 RewardCash rebate when exploring the latest products at Apple Store, Apple Store Online or Apple Store App with your HSBC credit cards via Apple Pay:
🌟 Spend HK$5,000 or above to receive an extra 6% RewardCash Rebate (Maximum: $350 RewardCash)
➕ Up to 4% RewardCash Rebate if you shop online
🌟 Successfully applied for a 12-month or longer instalment plan for that single transaction to enjoy an extra 2% RewardCash Rebate (Maximum: $400 RewardCash)
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- Local and oversea spending
- As low as HK$2 = 1 Mile
- Minimum Annual Income
- HK$240,000
- Welcome Offer
- Up to $1,000 RewardCash
During the Promotion Period, New Credit Card Customers who successfully apply for an Eligible HSBC Credit Card, and make respective accumulated amount of Eligible Transactions within the first 60 calendar days after card issuance, can enjoy $800 RewardCash; Successfully apply for Spending Instalment Plan can enjoy an additional $200 RewardCash!
【Red Hot Shopping Special - Apple Store: Up to 8% RewardCash Rebate】
From 11 September until 14 November 2025, you can enjoy up to $750 RewardCash rebate when exploring the latest products at Apple Store, Apple Store Online or Apple Store App with your HSBC credit cards via Apple Pay:
🌟 Spend HK$5,000 or above to receive an extra 6% RewardCash Rebate (Maximum: $350 RewardCash)
🌟 Successfully applied for a 12-month or longer instalment plan for that single transaction to enjoy an extra 2% RewardCash Rebate (Maximum: $400 RewardCash)
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- Mobile Payment
- Up to 4%
- Annual Fee
- First 2 year annual fee waiver
- Specific Fun Category
- Up to 4%
Apply and redeem any of these rewards
【MoneySmart Exclusive Offer】Want to get extra vouchers from MoneySmart?
From now until 30 September 2025, new customers who successfully applied for WeWa Visa Signature Card/ WeWa Visa Platinum Card via MoneySmart, can enjoy 2,000 SmartPoints without further spending! Use your SmartPoints to redeem vouchers of your choice worth HK$200 in the Rewards Store (over 20+ brand products including Asia Miles / Apple / Wellcome/ HKTVmall etc)!. Click here for more details. T&C applied. (fulfilled by MoneySmart)
New customers of PrimeCredit Credit Card who successfully apply for WeWa Visa Signature Card through MoneySmart can get extra HK$100 cash rebate + Welcome offer: LG 27-inch Full HD IPS Smart Monitor (27U511SA-W) (Suggested price: HK$1,980) or Marshall Emberton II Portable Bluetooth Speaker (Suggested price: HK$1,499) or HK$500 cash rebate or Up to HK$90K Interest-free and Handling Fee-free Cash Instalment Program (Extra reward fulfilled by PrimeCredit).
- Annual fee
- Perpetual annual fee waiver
- +FUN Dollars rebate on Overseas foreign currencies spending
- Up to 6%
- +FUN Dollars rebate on Online Retail Transaction
- Up to 5%
Apply and redeem any of these rewards
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【📱Earn 5% +FUN Dollar Rebate & Welcome Perks with Your NEW PHONE Purchase!】
From now until 30 September, new credit card customers* who successfully applied for the Hang Seng MMPOWER Card via MoneySmart, simply spend HK$100 within 30 days after card issuance, can enjoy an extra 8,000 SmartPoints; existing customers who spend HK$100 within 30 days after card issuance, can also enjoy extra 6,000 SmartPoints!
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New customers can use 8,000 SmartPoints to fully redeem HK$800 vouchers (over 20+ brand vouchers including Apple / HKTVmall / Klook etc) or Apple HomePod mini (Value: HK$749) or De'Longhi KBOV2001 Icona Vintage Series Water Kettle (Value: HK$888), you can also top-up to redeem BRUNO Compact Hot Plate - White (Value: HK$998) from our Rewards Store. Existing customers can use 6,000 SmartPoints to fullyredeem a CMF By Nothing WATCH PRO D395 (Retail Value: HK$549) or HK$600 vouchers. Explore more other options available at our Rewards Store!
- Min. Annual Salary
- HK$120,000
- RewardCash Rebate
- Up to 4.4%
- Miles Conversion (local spend)
- HK$4.17 = 1 Mile
During the Promotion Period, New Credit Card Customers who successfully apply for an HSBC Pulse UnionPay Dual Diamond Credit Card via MoneySmart, and meet the specified spending requirement and other requirements, can enjoy up to $1,280 Reward Cash!
1️⃣ $800 RewardCash upon making a respective accumulated amount of Eligible Transactions within the first 60 calendar days after card issuance
2️⃣ [⚡️limited-time!] Up to 20% RewardCash for QR code payment, totalling up to $280 Reward Cash
3️⃣ $200 RewardCash for new credit card customers who successfully apply for the Spending Instalment Plan
【Red Hot Shopping Special - Apple Store: Up to 8% RewardCash Rebate】
From 11 September until 14 November 2025, you can enjoy up to $750 RewardCash rebate when exploring the latest products at Apple Store, Apple Store Online or Apple Store App with your HSBC credit cards via Apple Pay:
🌟 Spend HK$5,000 or above to receive an extra 6% RewardCash Rebate (Maximum: $350 RewardCash)
🌟 Successfully applied for a 12-month or longer instalment plan for that single transaction to enjoy an extra 2% RewardCash Rebate (Maximum: $400 RewardCash)
- Min. Annual Salary
- HK$0
- Cash back on overseas spend
- 2%
- Cash back on local spend
- 2%
Apply and redeem any of these rewards
🌟Newly Upgraded【PrimeCredit x MoneySmart - Welcome Offer up to HK$970 cash rewards】
MS Exclusive: From now until 30 September 2025, new customers who successfully applied for EarnMORE UnionPay Diamond Card via MoneySmart, can earn 2,000 SmartPoints without any spending and redeem HK$200 worth of vouchers in the Rewards Store (over 20+ brand vouchers including Apple / Wellcome/ HKTVmall etc)!. Click here for more details. T&C applied. (fulfilled by MoneySmart)
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New customers of PrimeCredit Credit Card who successfully apply for EarnMORE UnionPay Diamond Card through MoneySmart can earn 🌟 Up to HK$770 : [Limited-time!] extra HK$100 cash rebate + Welcome offer: HK$670 cash rebate (included the extra up to 2% cash rebate) or Toshiba Free Installation & Stand Dishwasher (DWS-22AHK) (Suggested price: HK$2,898) or Samsung Galaxy Tab A9 (LTE) (Suggested price: HK$1,688) or Up to HK$90K Interest-free and Handling Fee-free Cash Instalment Program or Tertiary Student: HK$200 Cash Rebate (Extra reward fulfilled by PrimeCredit).
- Annual Fee
- Perceptual Annual Fee Waiver
- +FUN Dollars Rebate on Foreign Currency Spending
- Up to 7%
- +FUN Dollars Rebate on Local Dining & Transportation Spending
- Up to 5%
Apply and redeem any of these rewards
From 1 September 2025 until 30 September 2025, new and existing customers who apply for the Travel+ Visa Signature Card via MoneySmart, simply spend HK$100 within 30 days after card issuance, you can enjoy an extra 3,000 SmartPoints and free to redeem HK$300 vouchers (over 20+ brand vouchers including Apple / Trip.com / HKTVmall etc). Click here to explore limitless possibilities (T&C applied)!
- RewardCash for spending in Rewards of Your Choice category
- 6X
- RewardCash Rebate
- Up to 2.4%
- Miles Conversion (local spend)
- HK$4.17 = 1 Mile
During the Promotion Period, New Credit Card Customers who successfully apply for HSBC Visa Gold Card for Students, and make respective accumulated amount of Eligible Transactions within the first 60 calendar days after card issuance, can enjoy $300 RewardCash; Successfully apply for Spending Instalment Plan can enjoy an additional $200 RewardCash!
- Min. Annual Salary
- HK$240,000
- RewardCash Rebate
- Up to 3.6%
- Miles Conversion (local spend)
- HK$2.78 = 1 Mile
During the Promotion Period, New Credit Card Customers who successfully apply for an Eligible HSBC Credit Card, and make respective accumulated amount of Eligible Transactions within the first 60 calendar days after card issuance, can enjoy $800 RewardCash; Successfully apply for Spending Instalment Plan can enjoy an additional $200 RewardCash!
【Red Hot Shopping Special - Apple Store: Up to 8% RewardCash Rebate】
From 11 September until 14 November 2025, you can enjoy up to $750 RewardCash rebate when exploring the latest products at Apple Store, Apple Store Online or Apple Store App with your HSBC credit cards via Apple Pay:
🌟 Spend HK$5,000 or above to receive an extra 6% RewardCash Rebate (Maximum: $350 RewardCash)
🌟 Successfully applied for a 12-month or longer instalment plan for that single transaction to enjoy an extra 2% RewardCash Rebate (Maximum: $400 RewardCash)
