Best China Construction Bank Credit Cards in Hong Kong

Updated October 2019

Choosing a credit card that best fits you is overwhelming, but MoneySmart.hk will help you pick out a good China Construction Bank credit card to complement your spending habits.

Popular China Construction Bank Credit Cards

CCB (Asia) AIA Credit Card

HK$150,000

Min. Annual Salary

0.4%

Cash back on local spend

HK$15 = 1 mile

Miles Conversion (local spend)

Key Features

  • Get a new or renewal policy and enjoy instalment plan
  • Dual currencies in one card
  • HK$0 transaction fee for overseas spending

Annual Interest Rate and Fees

Annual Interest Rate34.49%
Principle Annual FeeHK$0
Supplementary Annual FeeHK$0
Fee WaiverYes
Minimum Monthly RepaymentInterest and fees and charges plus 1% of outstanding principal, plus any overlimit amount and past due amount (min. HK$200)
Interest Free Period55 Days

Minimum Income Requirements

Local ResidentHK$150,000
ForeignerHK$0

Other

Card AssociationUnionPay
Wireless PaymentQuickPass
eye Credit Card

HK$150,000

Min. Annual Salary

N.A.

Cash back on local spend

HK$3 = 1 mile

Miles Conversion (local spend)

Key Features

  • Tap to pay via Visa PayWave and earn 5X Bonus Points
  • Rewards applicable to utility bills payment
  • Also applicable to top up e-wallets
  • Octopus AAVS also eligible for rewards

Annual Interest Rate and Fees

Annual Interest RateN/A
Principle Annual FeeHK$0
Supplementary Annual FeeHK$0
Fee WaiverYes
Minimum Monthly RepaymentHK$200
Interest Free Period55 days

Minimum Income Requirements

Local ResidentHK$150,000
ForeignerHK$0

Other

Card AssociationVisa
Wireless PaymentN/A
CCB (Asia) Hong Kong Airlines Fly Away Credit Card

HK$150,000

Min. Annual Salary

N.A.

Cash back on local spend

HK$6 = 1 mile

Miles Conversion (local spend)

Key Features

  • Automatically enrolled as members of Fortune Wings Club
  • Eligible transactions will be converted to Fortune Wings Club points automatically
  • Enjoy free access to Hong Kong Airlines Lounge for 5 times

Annual Interest Rate and Fees

Annual Interest Rate36.07%
Principle Annual FeeHK$0
Supplementary Annual Fee0
Fee WaiverYes
Minimum Monthly RepaymentInterest and fees and charges plus 1% of outstanding principal, plus any overlimit amount and past due amount (min. HK$200)
Interest Free Period55 Days

Minimum Income Requirements

Local ResidentHK$150,000
ForeignerHK$0

Other

Card AssociationMasterCard
Wireless PaymentMasterCard contactless
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