^HK$250,000

Min. Annual Salary

0.5%

Cash back on local spend

N/A

Miles Conversion (local spend)

All Details

• Key Features

  • Annual fee waiver for the first 3 years

  • Enjoy up to 1.5% cash rebate with no cap

  • No manual conversion required. Cash rebate will be credited to cardholder's account automatically.

  • 5% off at LINE FRIENDS store Hong Kong on the 8th, 18th and 28th each month

  • 20% off The Coronet VIP House ticket at Emperor Cinemas Entertainment Building

Dining

• 2-for-1 Dinner Buffet at Grand Hyatt Hong Kong

• 2-for-1 Dinner Buffet at Hyatt Regency Hong Kong, Tsim Sha Tsui

• Enjoy 25% on lunch and dinner at Holiday Inn Golden Mile Hong Kong

• Enjoy 15% off the participating restaurant at Hotel VIC

Overseas Spending

• Enjoy a free personal accident insurance coverage on public conveyance up to US$500,000 if not less than 50% public conveyance fare is settled with ICBC | LINE FRIENDS Visa Signature Card

• Enjoy buy one way and get a return ticket for free for Turbojet ticket by Grayline Tours

• Complimentary access to LoungeKey airport lounges for three times

• Designated airport limousine transfer services for HK$250

Cash Back

• Enjoy 0.5% rebate for local spending

• Enjoy 1% rebate for LINE FRIENDS Store Hong Kong spending

• Enjoy 1.5% rebate for overseas spending

Welcome Offers

• Enjoy extra HK$50 free credit card spending limit for successful online application

• Successful applicants apply for ICBC | LINE FRIENDS Visa Signature Card and UnionPay Dual Currency Diamond Card together with an accumulate retail spending HK$3,000 in each card within the first 2 months of new cards issuance can enjoy:

• Multi-purpose Waffle Maker &

• 144 pcs Taiwan Mahjong Set

Best Credit Cards

• Limitless cash rebate

• Cash rebate will be credited to cardholder's account every month automatically

• 5% shopping discount at LINE FRIENDS store Hong Kong on selected days of every month

Annual Interest Rate and Fees

Annual Principal Fee	HK$1,800
Supplementary Annual Fee	HK$900
Fee Waiver
Annual Interest Rate	31.89%
Late Payment Fees	5% of the minimum payment due
Minimum Monthly Repayment	HK$50
Foreign Currency Transaction Fee	N/A
Foreign Check Fee	N/A
Cash Advance Transaction Fee	3%
Overlimit Fee	HK$150

Minimum Income Requirements

Local Resident	HK$250,000

Card Association

Visa

Wireless Payment

Visa payWave