Best Bank of Communications Unionpay Credit Cards Hong Kong

Updated October 2019

Get the best Bank of Communications UnionPay credit cards to benefit from dual currency accounts and save on foreign exchange fees. Compare foreign currency transaction fee and cash rebates from top UnionPay credit cards in Hong Kong.

Popular Bank of Communications UnionPay Credit Card

Bank of Communications CUP Dual Currency Diamond Card


Min. Annual Salary


Cash back on overseas spend

$6 = 1 Mile

Miles Conversion (overseas spend)

UnionPay Features

  • 5% Spending Rebate on UnionPay APP QR code payment (Promotion period from now till 31 August 2019)
  • 25% Spending Rebate when monthly transaction amounts made with UnionPay Quick Pass reach HK$400 for designated Cross-border, the Mainland and Macau transportation
  • Spending HK$3,000 can enjoy designated one-way airport limousine transfer services at HK$250

Annual Interest Rate and Fees

Annual Interest Rate34.49%
Principle Annual FeeN/A
Supplementary Annual FeeN/A
Fee WaiverN/A
Minimum Monthly Repayment1% of monthly payment + fees
Interest Free PeriodUp to 55 Days

Minimum Income Requirements

Local ResidentHK$150,000


Card AssociationUnionPay
Wireless PaymentN/A
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