^HK$40,000

Min. Annual Salary

3.4%

Cash back on local spend

N/A

Miles Conversion (local spend)

All Details

• Key Features

  • Up to 3.4% i-Dollar rebate on online spending

  • Low income requirement: HK$40,000

  • Built-in MasterPayPass function

Online Shopping

• Up to 7.8% i-Dollar rebate on online spending

• 10% off on MCL/ UA Cinemas movie tickets

Cash Back

• Up to 3.4% i-Dollar rebate on online spending

• Every HK$250 in retail spending = HK$1 cash rebate

Best Credit Cards

• 10% off on MCL and UA Cinemas movie tickets

• Welcome students to apply

Annual Interest Rate and Fees

Annual Principal Fee	HK$600
Supplementary Annual Fee	N/A
Fee Waiver
Interest Free Period	56 days
Annual Interest Rate	36.43%
Late Payment Fees	HK$350 or the minimum payment due, whichever is lower
Minimum Monthly Repayment	Higher of HK$50 or 1% of monthly balance + fees
Foreign Currency Transaction Fee	1.50%
Foreign Check Fee	N/A
Cash Advance Transaction Fee	5% of the Transaction Amount per transaction (minimum: HK$/CNY100)
Overlimit Fee	HK$250

Minimum Income Requirements

Local Resident	HK$40,000

Card Association

Mastercard

Wireless Payment

Mastercard contactless