spending HK$15,000 monthly to earn 3X points (i.e. HK$5=1 mile)
frequent travellers between China, Hong Kong and Macau for settling everyday purchases in China with credit card
Boc Pay mobile payment
Boc Pay mobile payment and overseas spending
you have frequent business trips to China and would like to make good use of the two-currencies-in-one-card function to ease the hassles of exchanging money
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