- Unlimited CashBack at all supermarkets
- 3%
- Unlimited CashBack
- 2%
- MoneySmart exclusive welcome offer
- Up to HKD3,700 rewards
Popular!!【Instantly Get HKD200 + 🔥 Extra 20 Nintendo Switch Consoles Up for Grabs**】**
🌟 Unlimited Cashback♾ From July 14 to July 31, new customers who successfully open an account and apply for a Mox credit card with the invitation code "1200MOXMS" can get HKD200 Cash. Spend HKD2,000 within 60 days to win one of 🎉20 Nintendo Switch 2 (worth HKD3,450), or choose from the following amazing rewards, totalling up to HKD3,700:
1. Medicube Age-R Booster Pro 6 in 1 Facial Beauty Device (Value: HKD3,700) or
2. PHILIPS ADD6901HWH01/90 RO Water Dispenser (Value: HKD1,998) or
3. HKD1,200 Apple Store Gift Card/ PARKnSHOP Supermarket Voucher or
4. HKD1,000 Cash (automatically converted by 10,000 SmartPoints and will directly deposit to your FPS account)
*Subject to "1200MOXMS" Invitation Code Promotion Terms and Conditions.
- Miles Conversion
- HKD4 = 1 mile
- Foreign Transaction Fee
- 0%
- MoneySmart exclusive welcome offer
- Up to 16,000 miles/ Up to 15,000 miles + HKD200 rewards
Apply and redeem any of these rewards
July Limited Offer: Earn up to 16,000 miles in total!
🛩 New customers can use the invitation code "MOXMSMILES"and spend HKD5,000 within 60 days can receive 5,000 miles. If you spend HKD15,000, You can receive extra 10,000 miles, in total you can earn up to 15,000 miles! Additionally, if you spend a total of HKD15,000, MoneySmart is exclusively giving you 2,000 SmartPoints! You can redeem 🆕 1,000 Asia Miles or HKD200 vouchers from the Rewards Store (with flexible combinations from over 20 brands, including Apple, HKTVmall and more)! *Subject to "MOXMSMILES"Invitation Code Promotion Terms & Conditions.
📣“Best-in-town” Credit Card with instant miles reward – as low as HKD4 / mile for any purchase and 0% FX Fees*
Introducing the new Mox Credit's Miles Rewards Scheme '4100'—Enjoy spending at a rate as low as 'HKD4 = 1 mile' on all purchases; with 'no limit' on unlimited miles and flights and benefit from '0%' FX fees (compared to the bank charge of 1.95%)
- Annual Fee
- First Year Annual Fee Waiver
- Rebate on Overseas Spending & Local Dining
- Unlimited 2%
- Rebate on Local Spending
- Unlimited 1%
【5 Days ONLY!⚡️｜Boosting up to HK$2,000 PARKnSHOP voucher + Hot Gadgets worth up to HK$3,700 】
From 16 July until 20 July 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can earn one of the following exciting rewards:
・🆙 HK$2,000 PARKnSHOP Supermarket Voucher or
・HK$1,800 Apple Store Gift Card or
・Medicube Age-R Booster Pro 6 in 1 Facial Beauty Device (Value: HK$3,700)
・🆕 B&O Beoplay EX Black Anthracite (Value: HK$3,678)
・PHILIPS RO Water Dispenser ADD6910/90 (Value: HK$2,788) or
・[🌟4.5-Star Rated] Garmin Forerunner 165 Music Smartwatch (Value: HK$2,699) or
・🆕 Plus Minus Zero XJC-G040 Cordless Cleaner (Value: HK$2,480)
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- Cash back on spending at Klook
- Up to 5%
- Cash back at Designated Merchants
- Up to 5%
- MoneySmart Exclusive Offer
- HK$2,798
【🌟Double the Excitement: Apply now and get up to HK$HK$1,998 Rewards from MoneySmart!】
From now until 31 July 2025, New Cardholders who successfully apply for Standard Chartered Smart Card now via MoneySmart to enjoy one of the following extra gifts:
・JBL Charge 5 Portable Waterproof Speaker (Value: HK$1,998)
・OSIM uCozy V V Neck & Shoulder Massager (Value: HK$1,780)
・🆕 Momax 1-Home Vacuum+ Cordless Vacuum Cleaner (Value: HK$1,099)
・GHD Flight+ Travel Hair Dryer (Value: HK$895)
・HK$800 Apple Store Gift Card/ PARKnSHOP Supermarket Vouchers
- Miles Conversion(Eligible spending on Cathay and HK Express)
- HK$2=1 mile
- Miles Conversion (Eligible spending on dining, hotels and overseas category)
- HK$4 = 1 mile
- MoneySmart Exclusive Offer
- Up to HK$1,780
【 ✈️ Miles and More: Additional branded gifts from MoneySmart!】
From now until 31 July 2025, new cardholders who successfully apply for Standard Chartered Cathy Mastercard now via MoneySmart to get one of the following gifts:
・🆕 OSIM uCozy V V Neck & Shoulder Massager (Value: HK$1,780)
・Denon PerL AH-C10PL True Wireless In-Ear Headphones (Value: HK$1,580)
・🆕 Momax Cymbal Wireless Charging Table with Built-In Ambience Light and Speaker (Value: HK$1,299)
・Oral-B iO Series 3 Electric Toothbrush (Value: HK$1,299)
・HK$900 Apple Store Gift Card/ PARKnSHOP Supermarket Voucher
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- Min. Annual Salary
- HK$120,000
- RewardCash Rebate
- Up to 4%
- Designated spending categories RewardCash Rebate
- 1%
【Extended! MoneySmart Exclusive Offer: Earn additional HK$300 cash voucher!】
By July 31, 2025, new and existing credit customers who apply for the HSBC Red Credit Card through MoneySmart successfully and submit the rewards redemption form, you can earn HK$300 Apple Store Gift Card / HK$300 PARKnSHOP supermarket voucher.
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🎫⚡️Successfully register and apply online for an Eligible HSBC Credit Card can enjoy exclusive booking privileges upon card approval. You'll stand the chance to purchase tickets for the additional shows of HSBC 160th Anniversary Presents Theatre Show 'Let Me Entertain You' and earn the welcome offer!
- Minimum Income Requirements
- HK$120,000
- Miles Conversion (local spend)
- HK$8 = 1 mile
- Miles Conversion (overseas spend)
- HK$3 = 1 mile
【5 Days ONLY! 🎉｜🎁 Just landed: K-Beauty Device & Premium Audio Quality!】
From 16 July until 20 July 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can earn one of the following exciting rewards:
・HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・Medicube Age-R Booster Pro 6 in 1 Facial Beauty Device (Value: HK$3,700)
・🆕 B&O Beoplay EX Black Anthracite (Value: HK$3,678)
・PHILIPS RO Water Dispenser ADD6910/90 (Value: HK$2,788) or
・[🌟4.5-Star Rated] Garmin Forerunner 165 Music Smartwatch (Value: HK$2,699) or
・🆕 Plus Minus Zero XJC-G040 Cordless Cleaner (Value: HK$2,480)
- Annual fees
- Perpetual annual fee waiver
- Cash back on local spend
- 2％
- Welcome Offer
- Up to 120,000 yuu Points
Apply and redeem any of these rewards
【Make Every Grocery Trip Count】
From now until 31 July, new credit card customers* who successfully applied for the Hang Seng enJoy Card via MoneySmart, simply spend HK$200 within 30 days after card issuance, can enjoy an extra 10,000 SmartPoints; existing customers who spend HK$200 within 30 days after card issuance, can also enjoy extra 7,000 SmartPoints!
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New customers can use 10,000 SmartPoints to fully redeem HK$1,000 vouchers (over 20+ brand vouchers including Apple / HKTVmall / Klook etc) or BRUNO Compact Hot Plate (BOE021-RD) (Value : HK$998) from our Rewards Store. You can also top-up to redeemJBL Charge 6 Wireless Speaker (Value: HK$1,399). Existing customers can use 7,000 SmartPoints to fully redeem a SAMSUNG Galaxy Buds FE (Retail Value: HK$898) or HK$700 vouchers. Explore more other options available at our Rewards Store!
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【Bank Welcome Offer】Link enJoy Card to yuu Rewards Program and accumulate eligible retail spending of HK$6,000, New Credit Card Customers will be entitled to 120,000 yuu Points (equivalent to rewards worth HK$600); Existing Credit Card Customers will be entitled to 80,000 yuu Points (equivalent to rewards worth HK$400)!
- Min. Annual Salary
- HK$300,000
- Complimentary Plaza Premium Lounge Access
- 8 times per Calendar Year
- Miles Conversion (Eligible Foreign Currency Transaction)*
- HK$1.68 = 1 Mile
🌟Spend HK$7,000, Earn 8,000 miles - just HK$0,875/ mile + HK$720 Statement Credit!
Ready to Fly Further for Less? Supercharged earning rates:
During the welcome period, earn HK$3=1 mile on eligible local transactions, up to 1,152,000 Points, enough to redeem for 64,000 miles! Plus, enroll to earn as low as HK$1.68 = 1 mile of overseas, airline or selected travel merchants spend!
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- Welcome Offer
- Up to 32,000 miles
- Upon meeting overseas spending goal*
- HK$2/mile
- Octopus Card AAVS Rebate
- 2,000 miles
Apply and redeem any of these rewards
【⚡️Unleash Your Wanderlust: HK$500 vouchers & Awesome Extras Await!】
From now until 31 July 2025, customers who successfully apply for DBS Black World Mastercard via MoneySmart, can enjoy 5,000 SmartPoints!
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With 5,000 SmartPoints can fully redeem 🆕 2,500 Asia Miles or HK$500 vouchers (over 20+ brands, including Apple, PARKnSHOP, HKTVmall and more) - no spending required! Click here to explore limitless possibilities (T&C applied)! Including bank welcome offer, you can enjoy up to HK$500 rewards and up to 30,000 miles!
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【📣 BREAKING: 2025 Rewards Upgrade!】 DBS lowered the spending threshold to HK$20,000 monthly (vs HK$80,000 quarterly in 2024), making it EASIER THAN EVER to earn miles on your overseas spending!
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- Mobile Payment
- Up to 4%
- Annual Fee
- First 2 year annual fee waiver
- Specific Fun Category
- Up to 4%
Apply and redeem any of these rewards
【MoneySmart Exclusive Offer】Want to get extra Miles /voucher from MoneySmart? From now until 31 July 2025, new customers who successfully applied for WeWa Visa Signature Card via MoneySmart, can enjoy 2,000 SmartPoints without further spending! Use your SmartPoints to redeem vouchers of your choice worth HK$200 in the Rewards Store (over 20+ brand products including Asia Miles / Apple / Wellcome/ HKTVmall etc)!. Click here for more details. T&C applied. (fulfilled by MoneySmart)
New customers of PrimeCredit Credit Card who successfully apply for WeWa Visa Signature Card through MoneySmart can get: LG 27-inch Full HD IPS Smart Monitor (27U511SA-W) (Suggested price: HK$1,980) or Marshall Emberton II Portable Bluetooth Speaker (Suggested price: HK$1,499) or HK$500 cash rebate or Up to HK$90K Interest-free and Handling Fee-free Cash Instalment Program (Extra reward fulfilled by PrimeCredit).
- Local and oversea spending
- As low as HK$2 = 1 Mile
- Minimum Annual Income
- HK$240,000
- Welcome Offer
- Up to $1,000 RewardCash
During the Promotion Period, New Credit Card Customers who successfully apply for an Eligible HSBC Credit Card, and make respective accumulated amount of Eligible Transactions within the first 60 calendar days after card issuance, can enjoy $800 RewardCash; Successfully apply for Spending Instalment Plan can enjoy an additional $200 RewardCash!
🎫⚡️From now until 31 July 2025, successfully register and apply online for an Eligible HSBC Credit Card can enjoy exclusive booking privileges upon card approval. You'll stand the chance to purchase tickets for the additional shows of HSBC 160th Anniversary Presents Theatre Show 'Let Me Entertain You' and earn the welcome offer!
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- Annual fee
- Perpetual annual fee waiver
- +FUN Dollars rebate on Overseas foreign currencies spending
- Up to 6%
- +FUN Dollars rebate on Online Retail Transaction
- Up to 5%
Apply and redeem any of these rewards
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【📱Earn 5% +FUN Dollar Rebate & Welcome Perks with Your NEW PHONE Purchase!】
From now until 31 July, new credit card customers* who successfully applied for the Hang Seng MMPOWER World Mastercard® via MoneySmart, simply spend HK$100 within 30 days after card issuance, can enjoy an extra 7,000 SmartPoints; existing customers who spend HK$100 within 30 days after card issuance, can also enjoy extra 5,000 SmartPoints!
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New customers can use 7,000 SmartPoints to fully redeem HK$700 vouchers (over 20+ brand vouchers including Apple / HKTVmall / Klook etc) from our Rewards Store. You can also top-up to redeem Apple AirTag (4 pcs) (Value: HK$799) / BRUNO Multi Grill Pot BOE065-ASGZ (Value: HK$1,098). Explore more other options availabl at our Rewards Store.
- Cashback on Online Retail Transactions and Overseas Retail Transactions
- Up to 8%
- Fee Waiver
- First Year Free
- Local Resident
- HK$150,000
July Exclusive【Spend HK$100, Get HK$400 – Grab 4X Cash Rebate🤑】
From now until 31 July 2025, customers who successfully apply for sim Credit Card/ sim World Mastercard®️ via MoneySmart, and spend accumulate eligible retail transactions of HK$100 within 30 days after card issuance, can earn HK$400 Apple Store Gift Card or HK$400 PARKnSHOP Supermarket Voucher! Complete the digital ID verification on the sim Credit Card App within 3 hours after application, sim will offer an additional HK$50 cash rebate!
- Min. Annual Salary
- HK$0
- Cash back on overseas spend
- 2%
- Cash back on local spend
- 2%
Apply and redeem any of these rewards
🌟Newly Upgraded【PrimeCredit x MoneySmart - Welcome Offer up to HK$1,170 cash rewards】
MS Exclusive: From now until 31 July 2025, new customers who successfully applied for EarnMORE UnionPay Diamond Card via MoneySmart, can earn 2,000 SmartPoints without any spending and redeem HK$200 worth of vouchers in the Rewards Store (over 20+ brand vouchers including Apple / Wellcome/ HKTVmall etc)!. Click here for more details. T&C applied. (fulfilled by MoneySmart)
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New customers of PrimeCredit Credit Card who successfully apply for EarnMORE UnionPay Diamond Card through MoneySmart can earn 🌟up to HK$970 : [Limited-time!] extra HK$300 cash rebate + Welcome offer: HK$670 cash rebate (included the extra up to 2% cash rebate) or Toshiba Free Installation & Stand Dishwasher (DWS-22AHK) (Suggested price: HK$2,898) or Samsung Galaxy Tab A9 (LTE) (Suggested price: HK$1,688) or Up to HK$90K Interest-free and Handling Fee-free Cash Instalment Program or Tertiary Student: HK$200 Cash Rebate (Extra reward fulfilled by PrimeCredit).
- Annual Fee
- Perceptual Annual Fee Waiver
- +FUN Dollars Rebate on Foreign Currency Spending
- Up to 7%
- +FUN Dollars Rebate on Local Dining & Transportation Spending
- Up to 5%
Apply and redeem any of these rewards
From 1 July 2025 until 31 July 2025, new and existing customers who apply for the Travel+ Visa Signature Card via MoneySmart, simply spend HK$100 within 30 days after card issuance, you can enjoy an extra 3,000 SmartPoints and free to redeem HK$300 vouchers (over 20+ brand vouchers including Apple / Trip.com / HKTVmall etc). Click here to explore limitless possibilities (T&C applied)!
- RewardCash for spending in Rewards of Your Choice category
- 6X
- RewardCash Rebate
- Up to 2.4%
- Miles Conversion (local spend)
- HK$4.17 = 1 Mile
During the Promotion Period, New Credit Card Customers who successfully apply for HSBC Visa Gold Card for Students, and make respective accumulated amount of Eligible Transactions within the first 60 calendar days after card issuance, can enjoy $300 RewardCash; Successfully apply for Spending Instalment Plan can enjoy an additional $200 RewardCash!
🎫⚡️From now until 31 July 2025, successfully register and apply online for an Eligible HSBC Credit Card can enjoy exclusive booking privileges upon card approval. You'll stand the chance to purchase tickets for the additional shows of HSBC 160th Anniversary Presents Theatre Show 'Let Me Entertain You' and earn the welcome offer!
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- Min. Annual Salary
- HK$240,000
- RewardCash Rebate
- Up to 3.6%
- Miles Conversion (local spend)
- HK$2.78 = 1 Mile
During the Promotion Period, New Credit Card Customers who successfully apply for an Eligible HSBC Credit Card, and make respective accumulated amount of Eligible Transactions within the first 60 calendar days after card issuance, can enjoy $800 RewardCash; Successfully apply for Spending Instalment Plan can enjoy an additional $200 RewardCash!
🎫⚡️From now until 31 July 2025, successfully register and apply online for an Eligible HSBC Credit Card can enjoy exclusive booking privileges upon card approval. You'll stand the chance to purchase tickets for the additional shows of HSBC 160th Anniversary Presents Theatre Show 'Let Me Entertain You' and earn the welcome offer!
- Min. Annual Salary
- HK$120,000
- RewardCash Rebate
- Up to 4.4%
- Miles Conversion (local spend)
- HK$4.17 = 1 Mile
During the Promotion Period, New Credit Card Customers who successfully apply for an Eligible HSBC Credit Card, and make respective accumulated amount of Eligible Transactions within the first 60 calendar days after card issuance, can enjoy $800 RewardCash; Successfully apply for Spending Instalment Plan can enjoy an additional $200 RewardCash!
🎫⚡️From now until 31 July 2025, successfully register and apply online for an Eligible HSBC Credit Card can enjoy exclusive booking privileges upon card approval. You'll stand the chance to purchase tickets for the additional shows of HSBC 160th Anniversary Presents Theatre Show 'Let Me Entertain You' and earn the welcome offer!
- Discount at Expedia/Hotels.com/Trip.com
- 8%
- Discount at Agoda
- Up to 7%
- Discount at designated restaurants
- 40%
