- Annual Fee
- First Year Annual Fee Waiver
- Rebate on Overseas Spending & Local Dining
- Unlimited 2%
- Rebate on Local Spending
- Unlimited 1%
【🧧 New Year Exclusive: Up to HK$3,999 Rewards - only until 14 Feb!】
From now until 14 February 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with an eligible spending of HK$4,000 after card issuance, can enjoy one of the exclusive rewards:
・[⚡️Limited-time Upgrade Offer!] HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・BERMAS 26" Front-open Suitcase (Value: HK$3,999) or
・YA-MAN HRF-10T RF Beauté Photo PLUS (Value: HK$3,180) or
・🆕 SONY WF-1000XM5 Earbuds (Value: HK$2,490) or
・🆕 GHD PLATINUM+ Styler (Value: HK$2,295)!

- Min. Annual Salary
- HK$360,000
- Miles Conversion (Dining)
- N/A
- Cash back on dining
- 1%
From now until 28 February 2025, customers who successfully apply for DBS Eminent Visa Platinum Card / DBS Eminent Visa Signature Card via MoneySmart, can enjoy an extra 2,000 SmartPoints and free to redeem HK$200 vouchers (over 20+ brand vouchers including Apple / HKTVmall/ Trip.com etc). Click here to explore limitless possibilities (T&C applied)!

- Min. Annual Salary
- HK$120,000
- RewardCash Rebate
- Up to 4%
- Cash back on Supermarket purchases
- 2%
【MoneySmart Exclusive Offer】
By February 28, 2025, apply for the HSBC Red Credit Card through MoneySmart successfully and submit the rewards redemption form, you can earn HK$300 Apple Store Gift Card / HK$300 PARKnSHOP supermarket voucher.

- Min. Annual Salary
- HK$300,000
- Miles Conversion (Dining)
- $6 = 1 Mile
- Cash back on dining
- 1%
Apply via MoneySmart by 28 February 2025 to earn 4 complimentary movie tickets. An aggregate spend of HK$5,000 within the first 3 months grants you another HK$500 city'super voucher! Don't miss out on the chance to earn rewards up to HK$2,960!
- Minimum Income Requirements
- HK$120,000
- Miles Conversion (Dining)
- $8 = 1 Mile
- Cash back on dining
- 3.2%
【🧧 New Year Exclusive: Up to HK$3,999 Rewards - only until 14 Feb!】
From now until 14 February 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with an eligible spending of HK$4,000 after card issuance, can enjoy one of the exclusive rewards:
・[⚡️Limited-time Upgrade Offer!] HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・BERMAS 26" Front-open Suitcase (Value: HK$3,999) or
・YA-MAN HRF-10T RF Beauté Photo PLUS (Value: HK$3,180) or
・🆕 SONY WF-1000XM5 Earbuds (Value: HK$2,490) or
・🆕 GHD PLATINUM+ Styler (Value: HK$2,295)!

- Min. Annual Salary
- HK$0
- Cash back on online shopping
- 6%
- Cash back on local spending (dinning)
- 1%
- Annual Fee
- Perceptual Annual Fee Waiver
- +FUN Dollars Rebate on Foreign Currency Spending
- Up to 7%
- +FUN Dollars Rebate on Local Dining & Transportation Spending
- 5%
From now until 28 February 2025, apply for the Travel+ Visa Signature Card via MoneySmart, you can enjoy an extra 3,000 SmartPoints and free to redeem HK$300 vouchers (over 20+ brand vouchers including Apple / Trip.com / HKTVmall etc). Click here to explore limitless possibilities (T&C applied)!

- Discount at designated restaurants
- 40%
- Miles Conversion (Overseas Spending)
- HK$6 = 1 Mile
- Miles Conversion (Local Spending)
- HK$9 = 1 Mile
【Unlock Your Rewards: Premium Gifts of up to HK$5,690 Await】
From now until 3 March 2025, apply for the Platinum Card and fulfil spending of HK$15,000 within the first 2 months, indulge in ONE of the Premium Gifts and Exclusive Vouchers below. Hurry, this limited-time upgrade awaits!
1. LG DD12GMWE0 24L PuriCare™ DUAL Inverter Dehumidifier (Value: HK$5,690) or
2. Bowers & Wilkins Px8 Over-ear Noise-canceling Headphones (Value: HK$5,480) or
3. B&O Beolit 20 Bluetooth Speaker (Value: HK$4,998) or
4. Dyson Airwrap™ multi-styler (Value: HK$4,480) or
5. HK$3,500 Apple Store Gift Card or
6. HK$3,500 PARKnSHOP Supermarket Voucher
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Terms & Conditions Apply.

- Min. Annual Salary
- HK$240,000
- Miles Conversion (Dining)
- HK$2.78 = 1 Mile
- Miles Conversion (local spend)
- HK$2.78 = 1 Mile
【MoneySmart Exclusive Offer: Get 12 Months of Deliveroo Plus Silver Membership and a Cash Voucher for Free】
By February 28, 2025, successfully apply for the Visa Gold Card / Visa Signature Card / Visa Platinum Card through MoneySmart and submit the rewards redemption form, you can earn an additional 12 months of Deliveroo Plus Silver membership and a cash voucher redemption code (valued at HK$726) within 14 days after the promotion ends! (Limited offer, first come first served, while stocks last)! Terms and conditions apply.
⠀⠀
New credit card customers can enjoy up to $800 RewardCash. Earn extra $200 RewardCash for new credit card customers who successfully apply for a Cash Instalment Plan, bringing the total value of the rewards to up to HK$1,000!

- N/A
- N/A
- N/A
From now until 28 February 2025, customers who successfully apply for DBS Eminent Visa Platinum Card / DBS Eminent Visa Signature Card via MoneySmart, can enjoy an extra 2,000 SmartPoints and free to redeem HK$200 vouchers (over 20+ brand vouchers including Apple / HKTVmall/ Trip.com etc). Click here to explore limitless possibilities (T&C applied)!

- Annual fee
- Perpetual annual fee waiver
- Cash back on local spend
- 2%
- Welcome Offer
- Up to 120,000 yuu Points
【Make Every Grocery Trip Count】
From now until 28 February, new credit card customers* who successfully applied for the Hang Seng enJoy Card via MoneySmart, simply spend HK$1,000 within 30 days after card issuance, can enjoy an extra 10,000 SmartPoints; existing customers who spend HK$700 within 30 days after card issuance, can also enjoy extra 7,000 SmartPoints!
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New customers can use 10,000 SmartPoints to fully redeem HK$1,000 vouchers (over 20+ brand vouchers including Apple / HKTVmall / Klook etc) or POLAROID Now+ i-Type Instant Camera + 5 lens filters (Value : HK$1,599) from our Rewards Store. You can also top-up to redeem AirPods 4 with Active Noise Cancellation (Value: HK$1,499). Existing customers can use 7,000 SmartPoints to fully redeem a SAMSUNG Galaxy Buds FE (Retail Value: HK$898) or HK$700 vouchers. Explore more other options available at our Rewards Store!
⠀⠀
【Bank Welcome Offer】Link enJoy Card to yuu Rewards Program and accumulate eligible retail spending of HK$6,000, New Credit Card Customers will be entitled to 120,000 yuu Points (equivalent to rewards worth HK$600); Existing Credit Card Customers will be entitled to 80,000 yuu Points (equivalent to rewards worth HK$400)!

- Minimum Income Requirements
- HK$120,000
- Rebate on Shopping & Entertainment Transactions
- 3%
- Miles Conversion (local spend)
- As low as $1.8 = 1 Mile
【🧧 New Year Exclusive: Up to HK$3,999 Rewards - only until 14 Feb!】
From now until 14 February 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with an eligible spending of HK$4,000 after card issuance, can enjoy one of the exclusive rewards:
・[⚡️Limited-time Upgrade Offer!] HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・BERMAS 26" Front-open Suitcase (Value: HK$3,999) or
・YA-MAN HRF-10T RF Beauté Photo PLUS (Value: HK$3,180) or
・🆕 SONY WF-1000XM5 Earbuds (Value: HK$2,490) or
・🆕 GHD PLATINUM+ Styler (Value: HK$2,295)!

- Min. Annual Salary
- HK$120,000
- RewardCash Rebate
- Up to 4.4%
- Miles Conversion (local spend)
- HK$4.17 = 1 Mile
【MoneySmart Exclusive Offer】
By February 28, 2025, apply for the HSBC Pulse UnionPay Dual Currency Diamond Credit Card through MoneySmart successfully and submit the rewards redemption form, you can earn HK$300 Apple Store Gift Card / HK$300 PARKnSHOP supermarket voucher.
⠀⠀
New credit card customers can enjoy up to HK$800 RewardCash. Earn extra $200 RewardCash for new credit card customers who successfully apply for a Cash Instalment Plan, bringing the total value of the rewards to up to HK$1,000!

- Minimum Income Requirements
- HK$120,000
- Rebate for Shopping & Entertainment spend
- 3%
- Rebate for all local Mobile Payments
- 1%
【🧧 New Year Exclusive: Up to HK$3,999 Rewards - only until 14 Feb!】
From now until 14 February 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with an eligible spending of HK$4,000 after card issuance, can enjoy one of the exclusive rewards:
・[⚡️Limited-time Upgrade Offer!] HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・BERMAS 26" Front-open Suitcase (Value: HK$3,999) or
・YA-MAN HRF-10T RF Beauté Photo PLUS (Value: HK$3,180) or
・🆕 SONY WF-1000XM5 Earbuds (Value: HK$2,490) or
・🆕 GHD PLATINUM+ Styler (Value: HK$2,295)!

- Cashback on Online Retail Transactions
- Up to 8%
- Fee Waiver
- First Year Free
- Local Resident
- HK$150,000
【Welcome Offer up to HK$1,050】Earn up to 5% Cashback on Travel Spending!
From now until 28 February 2025, customers who successfully apply for a designated sim credit card (sim Credit Card/ sim World Mastercard®️) via MoneySmart can earn an extra 3,000 SmartPoints and free to redeem HK$300 vouchers (20+ brand vouchers, including Apple, HKTVmall, UBER etc). Click here to explore limitless possibilities (T&C applied)! Complete the digital ID verification on the sim Credit Card App within 3 hours after application, sim will offer an additional HK$50 cash rebate; fulfilling the spending requirement can earn sim welcome offer of up to HK$1,120. Enjoy the total rewards of up to HK$2,069!
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【🎉 Lunar New Year Surprise with Triple Rewards!】During the Promotion Period from 10 January to 28 February 2025, register and use sim Credit Card to spend HK$300 in a single non-online transaction three times to earn a cash rebate; accumulate non-online purchases to get up to HK$888 cash rebate + movie combo, and be one of the top 3 spenders to win up to HK$8,888!

- Min. Annual Salary
- HK$60,000
- RewardCash Rebate
- 2.4%
- Miles Conversion (local spend)
- HK$4.17 = 1 Mile
【MoneySmart Exclusive Offer: Get 12 Months of Deliveroo Plus Silver Membership and a Cash Voucher for Free】
By February 28, 2025, apply for the HSBC UnionPay Dual Currency Credit Card through MoneySmart and submit the rewards redemption form, you can earn an additional 12 months of Deliveroo Plus Silver membership and a cash voucher redemption code (valued at HK$726) within 14 days after the promotion ends! (Limited offer, first come first served, while stocks last)! Terms and conditions apply.
⠀⠀
New credit card customers can enjoy up to HK$800 RewardCash. Earn extra $200 RewardCash for new credit card customers who successfully apply for a Cash Instalment Plan, bringing the total value of the rewards to up to HK$1,000!

- Min. Annual Salary
- HK$0
- Miles Conversion (Local Dining & Japan Spending)
- HK$6 = 1 JMB Mile
- Selected merchants discount
- 5%
- Minimum Income Requirements
- HK$120,000
- Cash back on local spending (Designated HKT merchants and Designated Merchants)
- 4%
- Cash back on other local spending
- 1%
- Miles Conversion(Eligible spending on Cathay and HK Express)
- HK$2=1 mile
- Miles Conversion (Eligible spending on dining, hotels and overseas category)
- HK$4 = 1 mile
- Bank Welcome Offer
- 80,000 miles
【🎶Your ULTIMATE Travel companion with CX Card & Personalised Sound】
From now until 28 February 2025, new cardholders who successfully apply for Standard Chartered Cathy Mastercard now via MoneySmart to get Denon PerL AH-C10PL True Wireless In-Ear Headphones (Value: HK$1,580) or Oral-B iO Series Electric Toothbrush (Value: HK$1,299) or Jollying Pebble 20" Foldable Suitcase (Value: HK$899) or HK$800 Deliveroo Voucher + 12-month Deliveroo Plus Silver Membership Package (Value: HK$1,526) or HK$900 Apple Store Gift Card or HK$900 PARKnSHOP supermarket vouchers or HK$900 HKTVmall e-Vouchers.

- RewardCash for spending in Rewards of Your Choice category
- 6X
- RewardCash Rebate
- Up to 2.4%
- RewardCash
- $300
【MoneySmart Exclusive Offer】
By February 28, 2025, apply for the Visa Gold Card for Students through MoneySmart successfully and submit the rewards redemption form, you can earn HK$300 Apple Store Gift Card / HK$300 PARKnSHOP supermarket voucher.
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Up to $300 RewardCash when you successfully apply for an HSBC Visa Gold Card for Students. Earn up to $400 RewardCash when you pay your tuition fee via HSBC online channels with the card.
