Most Popular Credit Cards

Get the most popular credit cards in HK to earn most air miles, cashback and welcome offers, apply through MoneySmart to get extra rewards! Read More
We found 22 Credit Cards for you!
Mox Credit Card (Cashback)
MoneySmart Exclusive
Best-in-town Unlimited CashBack
Unlimited CashBack at all supermarkets
3%
Unlimited CashBack
2%
MoneySmart exclusive welcome offer
Up to HKD4,288 rewards

COMEBACK!!【Instantly Get HKD200 + 🔥 Extra 15 Nintendo Switch Consoles Up for Grabs
🌟 Unlimited Cashback♾ From 21 August to 31 August, new customers who successfully open an account and apply for a Mox credit card with the invitation code "1200MOXMS" can get HKD200 Cash. Spend HKD2,000 within 60 days to win one of 🎉15 Nintendo Switch 2 (worth HKD3,450)/ PHILIPS RO Water Dispenser ADD6920WH/90 (worth HKD4,288), or choose from the following amazing rewards, totalling up to HKD3,700:
1. Medicube Age-R Booster Pro 6 in 1 Facial Beauty Device (Value: HKD3,700) or
2. PHILIPS ADD6901HWH01/90 RO Water Dispenser (Value: HKD1,998) or
3. [⚡️Upgraded] HKD1,500 Apple Store Gift Card/ PARKnSHOP Supermarket Voucher or
4. [⚡️Upgraded] HKD1,200 Cash (automatically converted by 12,000 SmartPoints and will directly deposit to your FPS account)
*Subject to "1200MOXMS" Invitation Code Promotion Terms and Conditions.

Valid until 31 Aug 2025 - See more details below
Apply Now
Citi Cash Back Card
MoneySmart Exclusive
2% foreign currency rebate
Annual Fee
First Year Annual Fee Waiver
Rebate on Overseas Spending & Local Dining
Unlimited 2%
Rebate on Local Spending
Unlimited 1%

🔥Offer Extended!【Choose Your Gift: K-Beauty Device & Premium Audio Quality!】
From 1 August until 1 September 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can earn one of the following exciting rewards:
・HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・Medicube Age-R Booster Pro 6 in 1 Facial Beauty Device (Value: HK$3,700)
・🆕 B&O Beoplay EX Black Anthracite (Value: HK$3,678)
・PHILIPS RO Water Dispenser ADD6910/90 (Value: HK$2,788) or
・[🌟4.5-Star Rated] Garmin Forerunner 165 Music Smartwatch (Value: HK$2,699) or
・🆕 Plus Minus Zero XJC-G040 Cordless Cleaner (Value: HK$2,480)

Valid until 01 Sep 2025 - See more details below
Apply Now
Mox Credit Card (Miles)
MoneySmart Exclusive
Upgraded Offer|Best-in-town Asia Miles rewards
Miles Conversion
HKD4 = 1 mile
Foreign Transaction Fee
0%
MoneySmart exclusive welcome offer
Up to 52,000 miles + HKD2,300 rewards

🏖️August ONLY【Earn base rate at HKD4/mile exclusively + Spend HKD10K to Earn 15,000 miles + HKD2,300 rewards!】
New customers can use the invitation code "FLYWITHMOXMS"and spend HKD10,000 within 60 days can receive 15,000 miles, and one of the following gifts from MoneySmart:
・ [Popular!] LOJEL Rando (Frame) Medium 26" (Value: HKD2,300)
・ JBL SOUNDGEAR FRAMES Open Sound Audio Glasses (Round) (Value: HKD1,299)
・ HKD1,000 Cash via FPS (Automatically converted by 10,000 SmartPoints)
If you spend HKD50,000, You can receive extra 24,500 miles, earn along with the HKD4/mile base rate, in total you can earn up to 52,000 miles + MoneySmart rewards up to HKD2,300!

 

📣“Best-in-town” Credit Card with instant miles reward – as low as HKD4 / mile for any purchase and 0% FX Fees*
Introducing the new Mox Credit's Miles Rewards Scheme '4100'—Enjoy spending at a rate as low as 'HKD4 = 1 mile' on all purchases; with 'no limit' on unlimited miles and flights and benefit from '0%' FX fees (compared to the bank charge of 1.95%)

Valid until 31 Aug 2025 - See more details below
Apply Now
Standard Chartered Smart Card
MoneySmart Exclusive
Up to 5% rebate|Waive foreign exchange fee
Cash back on spending at HKTVmall
Up to 5%
Cash back at Designated Merchants
Up to 5%
MoneySmart Exclusive Offer
Up to HK$2,398

【🌟August Exclusive: Apply Now for a HK$900 Cash Voucher/ Popular Rewards valued up to HK$2,398!】
From now until 31 August 2025, New Cardholders who successfully apply for Standard Chartered Smart Card now via MoneySmart to enjoy one of the following extra gifts:
・🆕 Plus Minus Zero XQH-X020 Air Purifier (Value: HK$2,398)
・🆕 TEA CHÂTEAU Modern Tea Machine Set (Value: HK$1,838)
・[Popular on Threads!] DOSHISHA Gorilla Massager Bundle: Calf Massager (2 pcs) + Hand Massager (Value: HK$1,134)
・HK$800 Apple Store Gift Card/ PARKnSHOP Supermarket Vouchers

Valid until 31 Aug 2025 - See more details below
Apply Now
The Platinum Card
MoneySmart Exclusive
Family Travel Cover | 0% Cross Border Fee
Discount at Expedia/Hotels.com/Trip.com
8%
Discount at Agoda
Up to 7%
Discount at designated restaurants
40%

💎7 Days ONLY【HK$4,000 CASH or BRAND NEW gadgets/ combo up to HK$10,660 Await!】
From now until 24 August 2025, apply for the Platinum Card and spend HK$15,000 within the first 2 months, indulge in ONE of the Premium Gifts. Pick from popular brand products or cash rewards to instantly reduced your annual fee - don't miss out, ACT NOW!
1. ⚡️ HK$4,000 Cash via FPS* / HK$4,000 Apple Store Gift Card or
2. [Home Essential] OSIM Invisible Massage Chair (Value: HK$10,660) or
3. LG AS55GGSY0 PuriCare™ AeroBooster (Pet Version) (Value: HK$6,550) or
4. [Best Combo] DJI Osmo Pocket 3 + DJI Neo Fly More Combo (Value: HK$6,298)
*Automatically converted by 40,000 SmartPoints and will directly deposit into your FPS account

Valid until 24 Aug 2025 - See more details below
Apply Now
Citi PremierMiles Card
MoneySmart Exclusive
Free travel insurance and airport lounges access
Minimum Income Requirements
HK$120,000
Cash back on overseas spend
2%
Cash back on local spend
0.75%

🔥Offer Extended!【Choose Your Gift: K-Beauty Device & Premium Audio Quality!】
From 1 August until 1 September 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can earn one of the following exciting rewards:
・HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・Medicube Age-R Booster Pro 6 in 1 Facial Beauty Device (Value: HK$3,700)
・🆕 B&O Beoplay EX Black Anthracite (Value: HK$3,678)
・PHILIPS RO Water Dispenser ADD6910/90 (Value: HK$2,788) or
・[🌟4.5-Star Rated] Garmin Forerunner 165 Music Smartwatch (Value: HK$2,699) or
・🆕 Plus Minus Zero XJC-G040 Cordless Cleaner (Value: HK$2,480)

Valid until 01 Sep 2025 - See more details below
Apply Now
HSBC Red Credit Card
MoneySmart Exclusive
Min. Annual Salary
HK$120,000
RewardCash Rebate
Up to 4%
Cash back on Supermarket purchases
2%

【Extended! MoneySmart Exclusive Offer: Earn additional HK$300 cash voucher!】
By August 31, 2025, new and existing credit customers who apply for the HSBC Red Credit Card through MoneySmart successfully and submit the rewards redemption form, you can earn HK$300 Apple Store Gift Card / HK$300 PARKnSHOP supermarket voucher.

Valid until 31 Aug 2025 - See more details below
Apply Now
HSBC EveryMile Credit Card
Special Promotion
Local and oversea spending
As low as HK$2 = 1 Mile
Minimum Annual Income
HK$240,000
Welcome Offer
Up to $1,000 RewardCash
【Welcome Offer up to $1,000 RewardCash!】
During the Promotion Period, New Credit Card Customers who successfully apply for an Eligible HSBC Credit Card, and make respective accumulated amount of Eligible Transactions within the first 60 calendar days after card issuance, can enjoy $800 RewardCash; Successfully apply for Spending Instalment Plan can enjoy an additional $200 RewardCash!
Valid until 31 Aug 2025 - See more details below
Apply Now
American Express Explorer® Credit Card
Special Promotion
No expiry date for Membership Rewards points
Min. Annual Salary
HK$300,000
Complimentary Plaza Premium Lounge Access
8 times per Calendar Year
Miles Conversion (Eligible Foreign Currency Transaction)*
HK$1.68 = 1 Mile
Extra Rewards for 10 days only! 【✈️Top Pick for Beginners in Miles: Earn 1,000 Miles + ⚡️ HK$500 Rebate Instantly】
From now until Aug 31, new customers who successfully apply for the American Express Explorer Credit Card via MoneySmart and make their first transaction within 3 months can enjoy 18,000 Membership Rewards® points + [Upgrading Limited Time Offer]🔥 HK$500 statement credit. Spend HK$7,000 to earn a total of 126,000 Membership Rewards points, equivalent to 7,000 miles
🌟Spend HK$7,000, Earn 8,000 miles - just HK$0,875/ mile + HK$500 Statement Credit!

Ready to Fly Further for Less? Supercharged earning rates:
During the welcome period, earn HK$3=1 mile on eligible local transactions, up to 1,152,000 Points, enough to redeem for 64,000 miles! Plus, enroll to earn as low as HK$1.68 = 1 mile of overseas, airline or selected travel merchants spend!
Valid until 31 Aug 2025 - See more details below
Apply Now
Hang Seng enJoy Card
MoneySmart Exclusive
Up to 4x Points to spend as cash
Annual Fee
Perpetual annual fee waiver
Cash back on local spend
2%
Welcome Offer
Up to 120,000 yuu Points
Apply Now
DBS Black World Mastercard
MoneySmart Exclusive
Redeem various mileage points without any fee
Welcome Offer
Up to 32,000 miles
Upon meeting overseas spending goal*
HK$2/ Mile
Octopus Card AAVS Rebate
2,000 miles
Apply Now
DBS Eminent Visa Platinum Card
MoneySmart Exclusive
Min. Annual Salary
HK$150,000
Rebate on 4 designated categories of spendings
5%
Rebate on other retail spending
1%
Apply Now
WeWa Visa Platinum Card (applicable to designated Full-time University /Tertiary Students)
MoneySmart Exclusive
Mobile Payment
Up to 4%
Annual Fee
First 2 year annual fee waiver
Specific Fun Category
Up to 4%
Apply Now
EarnMORE UnionPay Diamond Card
MoneySmart Exclusive
Earn 2% cashback from everyday spending
Min. Annual Salary
0
Cash back on overseas spend
2%
Cash back on local spend
2%
Apply Now
DBS Eminent Visa Signature Card
MoneySmart Exclusive
Min. Annual Salary
HK$360,000
Rebate on 4 designated categories of spendings
5%
Rebate on other retail spending
1%
Apply Now
EarnMORE UnionPay Diamond Card (applicable to designated Full-time University /Tertiary Students)
MoneySmart Exclusive
3 Complimentary airport lounges access per year
Min. Annual Salary
0
Cash back on overseas spend
2%
Cash back on local spend
2%
Apply Now
AEON CARD WAKUWAKU
Min. Annual Salary
HK$0
Cash back on online shopping
6%
Cash back on Japanese spending
3%
Read More
sim World Mastercard®️
MoneySmart Exclusive
Up to 8% cashback on online retail transactions*
Cashback on Online Retail Transactions and Overseas Retail Transactions
Up to 8%
Annual Fee Waiver
First Year Free
Local Resident
HK$150,000

【Spend HK$100, Get HK$300 – Grab 3X Cash Rebate🤑】
From now until 31 August 2025, customers who successfully apply for sim Credit Card/ sim World Mastercard®️ via MoneySmart, and spend accumulate eligible retail transactions of HK$100 within 30 days after card issuance, can earn HK$300 Apple Store Gift Card or HK$300 PARKnSHOP Supermarket Voucher! Complete the digital ID verification on the sim Credit Card App within 3 hours after application, sim will offer an additional HK$50 cash rebate!

Valid until 31 Aug 2025 - See more details below
Apply NowApply directly on MoneySmart
sim Credit Card
MoneySmart Exclusive
Up to 8% cashback on online retail transactions*
Cashback on Online Retail Transactions and Local Transportation Transactions
Up to 8%
Annual Fee Waiver
First Year Free
Minimum Income Requirements
N/A

【Spend HK$100, Get HK$300 – Grab 3X Cash Rebate🤑】
From now until 31 August 2025, customers who successfully apply for sim Credit Card/ sim World Mastercard®️ via MoneySmart, and spend accumulate eligible retail transactions of HK$100 within 30 days after card issuance, can earn HK$300 Apple Store Gift Card or HK$300 PARKnSHOP Supermarket Voucher! Complete the digital ID verification on the sim Credit Card App within 3 hours after application, sim will offer an additional HK$50 cash rebate!

Valid until 31 Aug 2025 - See more details below
Apply NowApply directly on MoneySmart
WeWa Visa Signature Card
MoneySmart Exclusive
Mobile Payment
Up to 4%
Annual Fee
First 2 year annual fee waiver
Specific Fun Category
Up to 4%
Apply Now

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