Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.
| CREDIT CARD | MINIMUM INCOME | BENEFITS |
|---|---|---|
| ICBC Visa Signature Card | HK$250,000 | 1.5% cash rebate plus buy-1-get-1-free hotel buffet offer |
| ICBC UnionPay Dual Currency Diamond Card | HK$250,000 | 0.5% cash rebate |
| ICBC Greater Bay Area Dual Currency Diamond Card | HK$250,000 | 0.5% cash rebate and 3X spending rewards for overseas transactions |
| ICBC Greater Bay Area World Mastercard | HK$250,000 | 0.5% cash rebate and 3X spending rewards for overseas transactions |
| ICBC LINE FRIENDS Visa Signature Card | HK$250,000 | 1% cash rebate on LINE FRIENDS Store Hong Kong & 1.5% cash rebate on overseas spending |
ICBC Visa Signature Card offers you with unique pet privileges such as instant 10% discount upon HK$300 or above purchase and exclusive packages at Waylun online shop. You can also enjoy numerous buy 1 get 1 free discounts such as complimentary adult dinner buffet offer at Grand Hyatt and Hyatt Regency Hong Kong. In addition, you can enjoy a 0.5% cash rebate when purchasing via ICBC Visa Signature Card.
UnionPay Dual Currency Diamond Card allows you to maintain both HKD and RMB accounts in one card, so you can enjoy the waiver of foreign exchange fee seamlessly. You can also enjoy the personal concierge service such as travel insurance, entertainment and dining recommendations and unsurpassed golf privileges via ICBC UnionPay Dual Currency Diamond Card.
You can enjoy a list of exclusive privileges using the ICBC Greater Bay Area World Mastercard, which includes a 15% discount on Airport Concierge Service, 10% rental discount and upgrade privilege with Hertz Car and 20% off for Cotai Water Jet city route.
There is a requirement on the minimum annual income of HK$250,000 for applying for ICBC credit cards.
You will need to have the HKID, residential address proof within the latest 3 months, bank statement, and the latest profit tax demand note or the latest month’s bank statements to apply for ICBC credit cards.
The application process of the ICBC credit cards is rather straightforward. You can go directly to the personal internet banking page to finish the applicant statement, then you will be required to enter personal information, confirm your information online and submit your application.
Visa Signature card has a wide range of offers all year around. When paying with Visa Signature card, you can enjoy up to HK$600 off on designated Japan flight bookings with Cathay Pacific. You can also have an exclusive discount on dining or catering services. For example, you can joy 20% discount for venue booking during afternoon tea session at Maison ES and 25% on lunch and dinner at the Holiday Inn Golden Mile Hong Kong.
Dual currency credit cards allow you to transact in two different currencies, therefore, avoiding extra charges for transaction in either currency. Also, you can enjoy the free VIP lounge service at over 1000 global airports and high-speed railway stations when logging on the Dragon Pass. The dual currency credit cards also offer 3X spending rewards for any eligible overseas spending.
Applying for an ICBC Digital credit card is simple. Just follow the few steps below:
To check the application status, you can call the 24-hour customer service hotline: +852 2189 5588. You can choose your preferred language by pressing #1 for Cantonese, #2 for Mandarin and #3 for English. After selecting your preferred language, then you can press #6 for credit card related service. After that, you can press #3 to check about the application status.
It usually takes up to 3 weeks to get the approval for the ICBC credit card application.
For lost or stolen credit cards, you can call the 24-hour lost card reporting hotline: +852 2189 5588. For other enquiries, you can call the 2-hour customer service hotline: +852 2189 5588.