- Annual Fee
- First Year Annual Fee Waiver
- Rebate on Overseas Spending & Local Dining
- Unlimited 2%
- Rebate on Local Spending
- Unlimited 1%
🔥Offer Extended!【Choose Your Gift: K-Beauty Device & Premium Audio Quality!】
From 1 August until 1 September 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can earn one of the following exciting rewards:
・HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・Medicube Age-R Booster Pro 6 in 1 Facial Beauty Device (Value: HK$3,700)
・🆕 B&O Beoplay EX Black Anthracite (Value: HK$3,678)
・PHILIPS RO Water Dispenser ADD6910/90 (Value: HK$2,788) or
・[🌟4.5-Star Rated] Garmin Forerunner 165 Music Smartwatch (Value: HK$2,699) or
・🆕 Plus Minus Zero XJC-G040 Cordless Cleaner (Value: HK$2,480)

- Minimum Income Requirements
- HK$120,000
- Miles Conversion (local spend)
- HK$8 = 1 mile
- Miles Conversion (overseas spend)
- HK$3 = 1 mile
🔥Offer Extended!【Choose Your Gift: K-Beauty Device & Premium Audio Quality!】
From 1 August until 1 September 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can earn one of the following exciting rewards:
・HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・Medicube Age-R Booster Pro 6 in 1 Facial Beauty Device (Value: HK$3,700)
・🆕 B&O Beoplay EX Black Anthracite (Value: HK$3,678)
・PHILIPS RO Water Dispenser ADD6910/90 (Value: HK$2,788) or
・[🌟4.5-Star Rated] Garmin Forerunner 165 Music Smartwatch (Value: HK$2,699) or
・🆕 Plus Minus Zero XJC-G040 Cordless Cleaner (Value: HK$2,480)

- Min. Annual Salary
- HK$120,000
- RewardCash Rebate
- Up to 4%
- Designated spending categories RewardCash Rebate
- 1%
【Extended! MoneySmart Exclusive Offer: Earn additional HK$300 cash voucher!】
By August 31, 2025, new and existing credit customers who apply for the HSBC Red Credit Card through MoneySmart successfully and submit the rewards redemption form, you can earn HK$300 Apple Store Gift Card / HK$300 PARKnSHOP supermarket voucher.

- Miles Conversion(Eligible spending on Cathay and HK Express)
- HK$2=1 mile
- Miles Conversion (Eligible spending on dining, hotels and overseas category)
- HK$4 = 1 mile
- MoneySmart Exclusive Offer
- Up to HK$1,780
【 ✈️ Beyond Miles: Get HK$900 Cash or a Top Brand Suitcase - No spending required!】
From now until 31 August 2025, new cardholders who successfully apply for Standard Chartered Cathy Mastercard now via MoneySmart to get one of the following gifts:
・🆕 SENNHEISER MOMENTUM Sport True Wireless Sport Earphones (Value: HK$2,699)
・🆕 Plus Minus Zero XQH-X020 Air Purifier (Value: HK$2,398)
・🔥LOJEL Rando (Frame) Medium 26" (Value: HK$2,300)
・HK$900 Apple Store Gift Card/ PARKnSHOP Supermarket Voucher

- Welcome Offer
- Up to 32,000 miles
- Upon meeting overseas spending goal*
- HK$2/mile
- Octopus Card AAVS Rebate
- 2,000 miles
Apply and redeem any of these rewards
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【⚡️Unleash Your Wanderlust: HK$500 vouchers & Awesome Extras Await!】
From now until 31 August 2025, customers who successfully apply for DBS Black World Mastercard via MoneySmart, can enjoy 5,000 SmartPoints!
⠀⠀
With 5,000 SmartPoints can fully redeem 🆕 2,500 Asia Miles or HK$500 vouchers (over 20+ brands, including Apple, PARKnSHOP, HKTVmall and more) - no spending required! Click here to explore limitless possibilities (T&C applied)! Including bank welcome offer, you can enjoy up to HK$500 rewards and up to 30,000 miles!
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【📣 BREAKING: 2025 Rewards Upgrade!】 DBS lowered the spending threshold to HK$20,000 monthly (vs HK$80,000 quarterly in 2024), making it EASIER THAN EVER to earn miles on your overseas spending!

- Annual fee
- Perpetual annual fee waiver
- +FUN Dollars rebate on Overseas foreign currencies spending
- Up to 6%
- +FUN Dollars rebate on Online Retail Transaction
- Up to 5%
Apply and redeem any of these rewards
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【📱Earn 5% +FUN Dollar Rebate & Welcome Perks with Your NEW PHONE Purchase!】
From now until 31 August, new credit card customers* who successfully applied for the Hang Seng MMPOWER Card via MoneySmart, simply spend HK$100 within 30 days after card issuance, can enjoy an extra 8,000 SmartPoints; existing customers who spend HK$100 within 30 days after card issuance, can also enjoy extra 6,000 SmartPoints!
⠀⠀
New customers can use 8,000 SmartPoints to fully redeem HK$800 vouchers (over 20+ brand vouchers including Apple / HKTVmall / Klook etc) or Apple HomePod mini (Value: HK$749) or De'Longhi KBOV2001 Icona Vintage Series Water Kettle (Value: HK$888), you can also top-up to redeem BRUNO Compact Hot Plate - White (Value: HK$998) from our Rewards Store. Existing customers can use 6,000 SmartPoints to fullyredeem a CMF By Nothing WATCH PRO D395 (Retail Value: HK$549) or HK$600 vouchers. Explore more other options available at our Rewards Store!

- Cashback on Online Retail Transactions and Overseas Retail Transactions
- Up to 8%
- Fee Waiver
- First Year Free
- Local Resident
- HK$150,000
【Spend HK$100, Get HK$300 – Grab 3X Cash Rebate🤑】
From now until 31 August 2025, customers who successfully apply for sim Credit Card/ sim World Mastercard®️ via MoneySmart, and spend accumulate eligible retail transactions of HK$100 within 30 days after card issuance, can earn HK$300 Apple Store Gift Card or HK$300 PARKnSHOP Supermarket Voucher! Complete the digital ID verification on the sim Credit Card App within 3 hours after application, sim will offer an additional HK$50 cash rebate!

- Cashback on Online Retail Transactions and Local Transportation Transactions
- Up to 8%
- Fee Waiver
- First Year Free
- Minimum Income Requirements
- N/A
【Spend HK$100, Get HK$300 – Grab 3X Cash Rebate🤑】
From now until 31 August 2025, customers who successfully apply for sim Credit Card/ sim World Mastercard®️ via MoneySmart, and spend accumulate eligible retail transactions of HK$100 within 30 days after card issuance, can earn HK$300 Apple Store Gift Card or HK$300 PARKnSHOP Supermarket Voucher! Complete the digital ID verification on the sim Credit Card App within 3 hours after application, sim will offer an additional HK$50 cash rebate!

- Miles Conversion(Eligible spending on Cathay and HK Express)
- HK$2=1 mile
- Miles Conversion (Eligible spending on dining, hotels and overseas category)
- HK$4 = 1 mile
- MoneySmart Exclusive Offer
- Up to HK$1,780
【 ✈️ Beyond Miles: Get HK$900 Cash or a Top Brand Suitcase - No spending required!】
From now until 31 August 2025, new cardholders who successfully apply for Standard Chartered Cathy Mastercard now via MoneySmart to get one of the following gifts:
・🆕 SENNHEISER MOMENTUM Sport True Wireless Sport Earphones (Value: HK$2,699)
・🆕 Plus Minus Zero XQH-X020 Air Purifier (Value: HK$2,398)
・🔥LOJEL Rando (Frame) Medium 26" (Value: HK$2,300)
・HK$900 Apple Store Gift Card/ PARKnSHOP Supermarket Voucher

- Min. Annual Salary
- HK$150,000
- Cash back on Online Overseas spend
- 1%
- Cash Back for Designated Online Transaction
- 5%
Apply and redeem any of these rewards
Product Carousel
From now until 31 August 2025, customers who successfully apply for DBS Live Fresh Card via MoneySmart, can enjoy an extra 2,000 SmartPoints and free to redeem 🆕 1,000 Asia Miles or HK$200 vouchers (over 20+ brands, including Apple, PARKnSHOP, HKTVmall and more) - no spending required! Click here to explore limitless possibilities (T&C applied)!

- Miles Conversion(Eligible spending on Cathay and HK Express)
- HK$2=1 mile
- Miles Conversion (Eligible spending on dining, hotels and overseas category)
- HK$4 = 1 mile
- MoneySmart Exclusive Offer
- Up to HK$1,780
【 ✈️ Beyond Miles: Get HK$900 Cash or a Top Brand Suitcase - No spending required!】
From now until 31 August 2025, new cardholders who successfully apply for Standard Chartered Cathy Mastercard now via MoneySmart to get one of the following gifts:
・🆕 SENNHEISER MOMENTUM Sport True Wireless Sport Earphones (Value: HK$2,699)
・🆕 Plus Minus Zero XQH-X020 Air Purifier (Value: HK$2,398)
・🔥LOJEL Rando (Frame) Medium 26" (Value: HK$2,300)
・HK$900 Apple Store Gift Card/ PARKnSHOP Supermarket Voucher

- Min. Annual Salary
- HK$0
- Cash back on online shopping
- 6%
- Cash back on Japanese spending
- 3%
- Minimum Income Requirements
- HK$600,000
- Miles Conversion (local spend)
- HK$6 = 1 Mile
- Miles Conversion (overseas spend)
- HK$4 = 1 Mile
- Min. Annual Salary
- HK$96,000
- Cash Back on Dining, Online and Foreign Currency Spending
- 6%
- Annual Fee Wavier
- First-Year
- Min. Annual Salary
- HK$150,000
- Annual Fee Waiver
- First 2 Years
- Cash back on retail spend
- 1%
- Min. Annual Salary
- HK$0
- Miles Conversion (Local Dining & Japan Spending)
- HK$6 = 1 JMB Mile
- Selected merchants discount
- 5%
- Minimum Income Requirements
- HK$120,000
- Cash back on local spending (Designated HKT merchants and Designated Merchants)
- 4%
- Cash back on other local spending
- 1%
- Min. Annual Salary
- HK$0
- Cash back on Foreign Currency Spending
- 2%
- Miles Conversion (dining, online and overseas transactions)
- N/A
- Min. Annual Salary
- HK$0
- Cash back on eligible spend
- 0.4%
- Miles Conversion (dining, online and overseas transactions)
- N/A
- Min. Annual Salary
- HK$0
- Cash back on Online Overseas spend
- 1%
- Cash Back for Designated Online Transaction
- 5%