- The Lowest APR
- 1.18%
- Total Amount Payable
- HK$202,400
- Total Interest Payable
- HK$2,400
- Monthly Payment
- HK$8,433
- APR*
- 1.65%
- Total Amount Payable
- HK$201,536
- Total Interest Payable
- HK$1,536
- Monthly Payment
- HK$8,564
【CITIC Bank x MoneySmart Exclusive Offer 】- Get total reward up to HK$4,288!
Customers successfully apply for CNCBI $mart Plus Tax Season Loan / CNCBI $mart Plus Personal Instalment Loan - Debt Consolidate via MoneySmart and draw down the designated loan amount could enjoy up to HK$4,000 Apple Store Gift Card or PARKnSHOP Supermarket Voucher ! New gift options include but not limited to Apple HomePod / PHILIPS RO Water Dispenser / B&W Px7 S2e Headphone / 🆕Apple AirPods 4 with Active Noise Cancellation!
- The lowest APR
- 1.38%
- Total Amount Payable
- HK$205,760
- Total Interest Payable
- HK$5,760
- Monthly Payment
- HK$8,573
- APR*
- 1.12%
- Total Amount Payable
- HK$202,400
- Total Interest Payable
- HK$2,400
- Monthly Payment
- HK$8,433
- APR*
- 6.28%
- Total Amount Payable
- HK$212,960
- Total Interest Payable
- HK$12,960
- Monthly Payment
- HK$8,873
【MoneySmart Exclusive Offer】
Get total reward up to HK$16,698! From now on until 30 November 2024, customers successfully apply for loan via MoneySmart and draw down the designated loan amount could enjoy up to Samsung Galaxy Z Flip 6 (value: $8,698) or HK$7,800 Apple Store Gift Card or HK$7,800 PARKnSHOP supermarket vouchers or HK$7,800 HKTVmall e-Vouchers.
- APR as low as*
- 1.28%
- Total Amount Payable
- HK$216,800
- Total Interest Payable
- HK$16,800
- Monthly Payment
- HK$9,033
【Apply Mox Instant Loan to get up to HKD7,888 rewards + “lowest-in-town” APR】
New customers who successfully open a Mox account and apply for a loan using the promo code "MSCASH10" on or before 30 November 2024 will earn an application bonus of a HKD1,000 Apple gift card, regardless of approval! Those who apply for any loan amount will also be eligible for the MoneySmart exclusive gift of a HKD500 Apple Store gift card / PARKnSHOP supermarket voucher / HKTVmall e-voucher! Enjoy an additional HKD6,888 cash reward from Mox!
- APR*
- 1.68%
- Total Amount Payable
- HK$212,960
- Total Interest Payable
- HK$12,960
- Monthly Payment
- HK$8,873
Offer valid until 31 December 2024, please refer to more details below.
- APR*
- 4.67%
- Total Amount Payable
- HK$209,672
- Total Interest Payable
- HK$9,672
- Monthly Payment
- HK$8,736
【MoneySmart Exclusive Offer 】APR as low as 1.85%^, Get total rewards up to HK$29,698!
From now on until 30 November 2024, customers successfully apply for loan via MoneySmart and draw down the designated loan amount could enjoy up to Samsung Galaxy Z Flip 6 (value: $8,698) or HK$7,800 Apple Store Gift Card or HK$7,800 PARKnSHOP supermarket vouchers or HK$7,800 HKTVmall e-Vouchers.
- The Lowest APR
- 1.18%
- Total Amount Payable
- HK$202,400
- Total Interest Payable
- HK$2,400
- Monthly Payment
- HK$8,433
- APR*
- 6.72%
- Total Amount Payable
- HK$209,600
- Total Interest Payable
- HK$9,600
- Monthly Payment
- HK$8,900
【CITIC Bank x MoneySmart Exclusive Offer 】- Get total reward up to HK$4,288!
Customers successfully apply for CNCBI $mart Plus Tax Season Loan / CNCBI $mart Plus Personal Instalment Loan - Debt Consolidate via MoneySmart and draw down the designated loan amount could enjoy up to HK$4,000 Apple Store Gift Card or PARKnSHOP Supermarket Voucher ! New gift options include but not limited to Apple HomePod / PHILIPS RO Water Dispenser / B&W Px7 S2e Headphone / 🆕Apple AirPods 4 with Active Noise Cancellation!
- APR*
- 1.38%
- Total Amount Payable
- HK$202,880
- Total Interest Payable
- HK$2,880
- Monthly Payment
- HK$8,453
- APR*
- 1.68%
- Total Amount Payable
- HK$203,840
- Total Interest Payable
- HK$3,840
- Monthly Payment
- HK$8,493
【No need to enter a lucky draw】 Successfully apply and draw down a specified loan amount to receive an iPhone📱🍎
Seize market opportunities💰Click in secure capital in 3 steps - Get up to HK$23,097 Rewards!
From now until 30 November, apply for Personal Instalment Loan via MoneySmart using promo code 「NLSMRT」and submit all required documents, you can earn the application bonus of SAMSUNG Galaxy Buds FE (R400) (value HK$898) OR HK$800 vouchers (given out as 8,000 SmartPoints) regardless of approval! But thats not all! If you successfully apply and drawdown a loan amount of HK$800,000 or more through MoneySmart can receive an iPhone 16 Pro Max and cash rebate up to HK$12,000 offered by WeLab Bank as well!
- APR*
- 9.57%
- Total Amount Payable
- HK$220,160
- Total Interest Payable
- HK$20,160
- Monthly Payment
- HK$9,173
New customers who successfully apply for the Citi Tax Season Loan / Citi Card Debt Consolidation Loan on or before 30 November 2024 and successfully draw down on or before 31 December 2024 would be eligible for MoneySmart exclusive gift up to HK$8,500 Apple Store Gift Card / PARKnSHOP supermarket vouchers!
Popular physical gift options include iPhone 16 Pro 128GB (valued: HK$8,599) / iPhone 16 256GB (valued: HK$7,699)/ Bowers & WilkinsPX 8 Headphone (valued: HK$5,480) / GoProHERO13 Black Action Camera Creator Edition (valued: HK$4,800) / Sennheiser ACCENTUM Wireless Headphone (valued: $1,600)!
- The lowest APR
- 1.38%
- Total Amount Payable
- HK$205,760
- Total Interest Payable
- HK$5,760
- Monthly Payment
- HK$8,573
- The Lowest APR
- 1.18%
- Total Amount Payable
- HK$202,400
- Total Interest Payable
- HK$2,400
- Monthly Payment
- HK$8,433
- APR*
- 4.11%
- Total Amount Payable
- HK$208,640
- Total Interest Payable
- HK$8,640
- Monthly Payment
- HK$8,693
[November Loan Promotion - Real Cash!]
From now on till 30 November 2024, successfully draw down the loan using MoneySmart unique code "NLSMRT" could enjoy up to HK$23,888 cash rebate offered by WeLab Bank and MoneySmart exclusive rewards up to HK$8,598 rewards!
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*Upon your submission of the gift redemption form, you acknowledge and agree the information entered in this form may be shared to business partners for validation and that business partners may share their results back to us for fulfilment purposes in accordance with our privacy policy.
- APR as low as*
- 2.88%
- Total Amount Payable
- HK$217,092.80
- Total Interest Payable
- HK$17,092.80
- Monthly Payment
- HK$9,046
【MoneySmart Exclusive Offer - Total rewards up to $15,988!】
From now until 30 November 2024, customers apply Fubon Perfect Fit Personal Loan and successfully draw down the loan, via MoneySmart promocode 「MSRL05」 can enjoy a MoneySmart exclusive reward as high as SAMSUNG Galaxy Tab S9 (12GB RAM + 256GB) - 11" (retail value: HK$7,188) / HK$6,000 Apple Store Gift Card / PARKnSHOP vouchers. Total reward up to HK$15,988!
- The Lowest APR
- 1.88%
- Total Amount Payable
- HK$205,760
- Total Interest Payable
- HK$5,760
- Monthly Payment
- HK$8,573
- APR
- 2.38%*
- Total Amount Payable
- HK$218,720
- Total Interest Payable
- HK$18,720
- Monthly Payment
- HK$9,113
- APR* (Calculation is based on loan amount of HK$180,000 or above)
- 4.08%
- Total Amount Payable
- HK$217,092.80
- Total Interest Payable
- HK$17,092.80
- Monthly Payment
- HK$9,046
【MoneySmart Exclusive Offer - Total rewards up to HK$3,800!】
From now til 30 November 2024, customers apply Fubon "EZ Cash" Personal Loan via MoneySmart with exclusive promotional code:「MSRL10」 and successfully draw down the loan of HK$80,000 or above with tenor 12 months or above, can enjoy exclusive reward: HK$1,500 Apple Store Gift Card / HK$1,500 Supermarket Voucher. Apply and draw down the loan via online platform to get extra supermarket cash coupon of up to HK$2,300. Total rewards up to HK$3,800 !