Monthly Payment
HK$8,433
- The Lowest APR
- 1.18%
- Total Amount Payable
- HK$202,400
- Total Interest Payable
- HK$2,400
- Monthly Payment
- HK$8,433
Monthly Payment
HK$8,873
- APR*
- 6.28%
- Total Amount Payable
- HK$212,960
- Total Interest Payable
- HK$12,960
- Monthly Payment
- HK$8,873
【MoneySmart Exclusive Offer 】APR as low as 1.85%^, Get total rewards up to HK$16,698!
From now on until 31 July 2025, customers successfully apply for loan via MoneySmart and draw down the designated loan amount could enjoy up to Samsung Galaxy Z Flip6 (value: $8,698) or iPad Air 13-inch 256GB (Value: HK$7,099)Mac mini (M4, 256GB SSD, 16GB RAM) (Value: HK$4,599) or up to HK$7,800 Apple Store Gift Card/ PARKnSHOP Supermarket Voucher/ HKTVmall e-Voucher!
Monthly Payment
HK$8,453
- APR*
- 1.38%
- Total Amount Payable
- HK$202,880
- Total Interest Payable
- HK$2,880
- Monthly Payment
- HK$8,453
Monthly Payment
HK$8,493
- APR*
- 1.68%
- Total Amount Payable
- HK$203,840
- Total Interest Payable
- HK$3,840
- Monthly Payment
- HK$8,493
【Upgraded Offer – up to $28,187 rewards】 Seize market opportunities💰Click in secure capital in 3 steps
From 1 July until 31 July 2025, apply for WeLab Bank Personal Instalment Loan via MoneySmart using promo code 「NLSMRT」to earn up to 🔥 HK$28,187 Rewards!
⠀⠀
Apply and submit all the required documents to get up to 13,000 SmartPoints and fully redeem HK$1,300 vouchers (over 20+ brand vouchers including Apple / HKTVmall / Klook etc) from our Rewards Store. But thats not all! Successfully apply and drawdown a loan to earn cash rebate up to HK$18,888 offered by WeLab Bank and MoneySmart exclusive rewards up to HK$7,999 as well!
⠀⠀
No need to borrow up to HK$1 million or above, loans of HK$500,000 or more can enjoy low interest rates as low as 1.68% APR.
Monthly Payment
HK$8,433
- The Lowest APR
- 1.18%
- Total Amount Payable
- HK$202,400
- Total Interest Payable
- HK$2,400
- Monthly Payment
- HK$8,433
Monthly Payment
HK$8,533
- APR as low as*
- 1.38%
- Total Amount Payable
- HK$204,800
- Total Interest Payable
- HK$4,800
- Monthly Payment
- HK$8,533
【MoneySmart Exclusive － Get up to HK$21,400 Rewards now!】
From 9th June until 30th December 2025, qualified new customer register and drawdown CreFIT Cash Loan with certain amount, with repayment period 12 months or more in order to enjoy up to HK$20,000 cashback.🎉
⠀⠀
From now until 31 July 2025, eligible new customer applying via MoneySmart can also receive up to HK$1,400 cash voucher (For details, please refer to MoneySmart's terms) ! Total rewards up to HK$21,400💰
⠀⠀
Incognito mode quotation with no impact on credit rating#, No income proof required, Cash Loan Approval Pledge^ Approval result in 60s. Get a HK$1,000 Interest Waiver Coupon if approval time overruns. Open an account and apply for a loan using the exclusive link and referral code!
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From 1 July 2025 to 31 July 2025, successfully apply for UA i-Money Express Online Personal Loan via MoneySmart, you can enjoy:
1️⃣ HK$1,000 exclusive cash (automatically converted by 10,000 SmartPoints) and will directly deposit into your FPS account for successful applications - regardless of approval!
2️⃣ Drawdown to enjoy up to HK$18,000 cash rewards^!
Monthly Payment
HK$8,433
- APR*
- 1.12%
- Total Amount Payable
- HK$202,400
- Total Interest Payable
- HK$2,400
- Monthly Payment
- HK$8,433
【MoneySmart Exclusive】Drawdown of HK$10,000 or above to get rewards worth HK$2,100 (HK$1,600 cash + HK$500 supermarket voucher▲)!
⠀⠀
During promotional period, successfully apply for Promise Easy Loan/Promise No-doc Loan/Promise Debt Consolidation Loan via MoneySmart, you can enjoy:
⠀⠀
1️⃣ New Customers who have completed a drawdown of HK$10,000 of above, are entitled to enjoy HK$1,600 cash rebate (automatically converted by 16,000 SmartPoints and will directly deposit into your FPS account)
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2️⃣ Rookie loan applicants who have applied loan with promo code “SMART” and successfully drawn down the loan, are entitled to HK$500 supermarket voucher. No Supporting Documents Required#. Online Instant Approval⦿.
⠀⠀
Earn rewards worth up to HK$2,100 in total!
Monthly Payment
HK$8,457
- APR as low as*
- 1.28%
- Total Amount Payable
- HK$202,976
- Total Interest Payable
- HK$2,976
- Monthly Payment
- HK$8,457
Apply "Mox Instant Loan" of HK$500,000 or more, an APR of 3.33% is guaranteed for any repayment period. 🤯
⠀⠀
Up to HK$15,688 with Mox Welcome Offer!🎉
New customers who successfully open a Mox account and apply for a loan using the promo code "MSCASH10" on or before 31 Julymount will also be eligible for the MoneySmart exclusive gift of up to HK$4,500 Cash Rebate. Rewards valued at up to HK$15,688💰
Monthly Payment
HK$8,473
- APR*
- 1.56%
- Total Amount Payable
- HK$203,360
- Total Interest Payable
- HK$3,360
- Monthly Payment
- HK$8,473
Monthly Payment
HK$8,564
- APR*
- 1.65%
- Total Amount Payable
- HK$201,536
- Total Interest Payable
- HK$1,536
- Monthly Payment
- HK$8,564
Monthly Payment
HK$8,573
- The lowest APR
- 1.88%
- Total Amount Payable
- HK$205,760
- Total Interest Payable
- HK$5,760
- Monthly Payment
- HK$8,573
Monthly Payment
HK$8,533
- APR as low as*
- 1.98%
- Total Amount Payable
- HK$204,800
- Total Interest
- HK$4,800
- Monthly Payment
- HK$8,533
【MoneySmart Exclusive － Get up to HK$21,400 Rewards now!】
From 9th June until 30th December 2025, qualified new customer register and drawdown CreFIT Cash Loan with certain amount, with repayment period 12 months or more in order to enjoy up to HK$20,000 cashback.🎉
⠀⠀
From now until 31 July 2025, eligible new customer applying via MoneySmart can also receive up to HK$1,400 cash voucher (For details, please refer to MoneySmart's terms) ! Total rewards up to HK$21,400💰
⠀⠀
Incognito mode quotation with no impact on credit rating#, No income proof required, Cash Loan Approval Pledge^ Approval result in 60s. Get a HK$1,000 Interest Waiver Coupon if approval time overruns. Open an account and apply for a loan using the exclusive link and referral code!
Monthly Payment
HK$9,067
- APR as low as*
- 5.91%
- Total Amount Payable
- HK$209,600
- Total Interest Payable
- HK$9,600
- Monthly Payment
- HK$9,067
Apply and redeem any of these rewards
【🔝Offer Upgrade -Get up to a total of HK$19,700 rewards】
Earn an extra HK$500 upon submitting + New customers who successfully apply and drawdown DBS Personal Instalment Loan via MoneySmart can get up to HK$12,000 rewards + Extra up to 72,000 SmartPoints!
⠀⠀
1️⃣ Get extra HK$500 cash regardless of approval !
From now until 31 July, customers who successfully applied for a designated loan via MoneySmart and submit the required documents can enjoy HK$500 cash (automatically converted by 5,000 SmartPoints) directly deposited into your FPS account - regardless of approval!
⠀⠀
2️⃣ 72,000 SmartPoints can fully redeem HK$7,200 cash vouchers (over 20+ brand vouchers including Apple / PARKnSHOP supermarket voucher, etc) or SAMSUNG GALAXY Tab S9 5G (12GB RAM + 256GB) (Value: HK$7,188) or SAMSUNG The Freestyle Projector 2nd Gen (Value: HK$6,980) or 11-inch iPad Pro Wi-Fi 128GB (Value: HK$6,499) or cash out HK$4,800 via FPS. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints!
Monthly Payment
HK$8,573
- The lowest APR
- 1.88%
- Total Amount Payable
- HK$205,760
- Total Interest Payable
- HK$5,760
- Monthly Payment
- HK$8,573
July Exclusive － Total Rewards up to HK$35,998! ⭐️
From now until 31 July, customers who successfully applied for WeLend Personal Loan / WeLend Civil Servant & Professional Loan via MoneySmart and submitted all the required documents can enjoy HK$1,000 Apple Store Gift Card🍎 (fulfilled by WeLend) - regardless of approval!
Successfully apply and drawdown the loan with a designated amount, can get MoneySmart Exclusive RO Water Server / Cordless Vacuum Cleaner; as well as Cash Rebate up to 🤑HK$32,000 from WeLend! Total rewards up to HK$35,998! 🎁
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Monthly Payment
HK$8,573
- The Lowest APR
- 1.88%
- Total Amount Payable
- HK$205,760
- Total Interest Payable
- HK$5,760
- Monthly Payment
- HK$8,573
July Exclusive － Total Rewards up to HK$35,998! ⭐️
From now until 31 July, customers who successfully applied for WeLend Personal Loan / WeLend Civil Servant & Professional Loan via MoneySmart and submitted all the required documents can enjoy HK$1,000 Apple Store Gift Card🍎 (fulfilled by WeLend) - regardless of approval!
Successfully apply and drawdown the loan with a designated amount, can get MoneySmart Exclusive RO Water Server / Cordless Vacuum Cleaner; as well as Cash Rebate up to 🤑HK$32,000 from WeLend! Total rewards up to HK$35,998! 🎁
Monthly Payment
HK$8,493
- APR*
- 1.68
- Total Amount Payable
- HK$203,840
- Total Interest Payable
- HK$3,840
- Monthly Payment
- HK$8,493
【No address proof and income proof needed】
No more complicated procedures or documents required! Complete your loan application, approval, and smart management all within 1 App, with a simple and truly convenient process. Successfully apply and withdraw a designated loan amount, and you can enjoy up to HK$18,888 cash rebate from WeLab Bank3! Loans are faster and more convenient, helping you easily seize various financial opportunities!
⠀⠀
From 1 July until 31 July 2025, apply for WeLab Bank Personal Instalment Loan via MoneySmart using promo code 「NLSMRT」to get up to 🔥 13,000 SmartPoints and fully redeem HK$1,300 vouchers (over 20+ brand vouchers including Apple / HKTVmall / Klook etc) from our Rewards Store. But thats not all! Successfully apply and drawdown a loan to earn cash rebate up to HK$18,888 offered by WeLab Bank and MoneySmart exclusive rewards up to HK$7,999 as well!)！
