APR guaranteed 1.58%
5.35%
APR*
HK$102,844
Total Amount Payable
HK$2,844
Total Interest Payable
MoneySmart Exclusive

Use MoneySmart invitation code【MSZA158】to apply for a loan amount of HKD 50,000 or above to get a 10% loan discount coupon. Enjoy guaranteed APR of 1.58% for a successful loan drawdown of HKD 200,000 or above with a tenor of 6 – 36 months after using the loan discount coupon.
Enjoy extra HKD 400 cash rewards upon opening account through loan application and successfully drawing down a loan.

Valid until 31 Jan 2022 - See more details below

Are you eligible?

    • Both ZA Bank existing and new users are entitled for the guaranteed APR of 1.58% offer

    • HKD 400 cash reward is only applicable to ZA Bank new users

What you need to know

  1. Use MoneySmart invitation code [MSZA158] to apply for a loan amount of HKD 50,000 or above to get a 10% loan discount coupon. Enjoy guaranteed APR of 1.58% for a successful loan drawdown of HKD 200,000 or above with a tenor of 6 – 36 months after using the loan discount coupon.

  2. ZA Bank new users can also enjoy HKD 400 cash reward upon successful loan drawdown and account opening via the application process!

  3. Use MoneySmart invitation code【MONEYSMART】to open ZA Bank account can get HKD150 Cash Reward after spending any amount with ZA card within 14 days!

All Details

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Monthly Payment
HK$8,570