- 3.58%
- APR*
- HK$101,920
- Total Amount Payable
- HK$1,920
- Total Interest Payable
All Details
The minimum loan amount is HKD5,000, and it can be up to HKD3,000,000 or 12 times of your monthly salary (whichever is lower)
Customers can choose for a 6, 9, 12, 18, 24, 36, 48 or 60 months repayment period. If Tax Payment is the only loan purpose, maximum tenor is 18 months.
* For a loan amount of HKD1,000,000 or above, the Annualised Percentage Rate of 2.01% is calculated based on a monthly flat rate of 0.09% for Prestige Banking Customer and a 12-month repayment period, including the full handling fee waiver. The interest rate and the full handling fee waiver are applicable on a case-by-case basis and the final approved interest rate and payable handling fee are subject to the loan amount and credit assessment result. there are more product features)
Principal Loan Amount | HK$100,000 |
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Total Interest Payable | HK$1,920 |
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Monthly Payment | HK$8,493 |
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Total Amount Payable | HK$101,920 |
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Handling Fee | HK$0 |
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Annual Percentage Rate | 3.58% |
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Monthly Interest Rate | 0.16% |
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Loan Tenure | 12 Months |
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Handling Fee | Handling fee waiver can be granted^ ^If customer's loan application cannot meet our approval requirements, Hang Seng Bank Limited may approve a loan to individual customers on a case-by-case basis but the interest rate and handling fee offered may be adjusted. |
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Late Payment Fee | HKD300 per instalment |
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Early Settlement Fee | (a) next month’s instalment amount (less the portion for repayment of the principal) plus (b) 2% of the outstanding principal, subject to a minimum of HKD300; plus repayment of any applicable promotional offers |
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Age Requirement | Applicant must be aged 18 or above |
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Residency Status | Applicant must be a Hong Kong resident |
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Employment Status | Applicant must be a Hong Kong resident aged 18 or above in full-time employment and minimum monthly income is HKD11,000. Hang Seng Bank Limited reserves the right to request additional income proof if required. |
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