- 5.4%
- APR*
- HK$102,880
- Total Amount Payable
- HK$2,880
- Total Interest Payable
All Details
*For a loan amount of HKD1,500,000 or above, the Annualised Percentage Rate of 1.62%* is calculated based on a monthly flat rate of 0.07% and a 24-month repayment period, including 0% handling fee. The Annualised Percentage Rates are reference rate which include the basic interest rate and other fees and charges of a product expressed as an annualised rate (if applicable).
| Principal Loan Amount | HK$100,000 |
|---|
| Total Interest Payable | HK$2,880 |
|---|
| Monthly Payment | HK$8,573 |
|---|
| Total Amount Payable | HK$102,880 |
|---|
| Handling Fee | HK$0 |
|---|
| Annual Percentage Rate | 5.4% |
|---|
| Monthly Interest Rate | 0.24% |
|---|
| Loan Tenure | 12 Months |
|---|
| Handling Fee | N/A |
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| Late Payment Fee | HKD300 per instalment |
|---|
| Early Settlement Fee | (a) next month’s instalment amount (less the portion for repayment of the principal) plus (b) 2% of the outstanding principal, subject to a minimum of HKD300; plus repayment of any applicable promotional offers |
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| Age Requirement | Applicant must be aged 18 or above |
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| Residency Status | Applicant must be a Hong Kong resident |
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| Employment Status | Applicant must be a Hong Kong resident aged 18 or above in full-time employment and minimum monthly income is HKD11,000. Hang Seng Bank Limited reserves the right to request additional income proof if required. |
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