- Discount at designated restaurants
- 40%
- Discount at Expedia/Hotels.com/Trip.com
- 8%
- Discount at Agoda
- Up to 7%
【8 days ONLY! -🔥MoneySmart Exclusive: 😱 HK$4,500 CASH or BRAND NEW gadgets up to HK$7,818 Await!】
From now until 25 June 2025, apply for the Platinum Card and spend HK$15,000 within the first 2 months, indulge in ONE of the Premium Gifts. Pick from popular brand products or cash rewards to instantly halve your annual fee - don't miss out, ACT NOW!
**1.**⚡️ HK$4,500 Cash (automatically converted by 45,000 SmartPoints and will directly deposit into your FPS account)/ HK$4,500 Apple Store Gift Card or
2. De'Longhi EC9155 La Specialista Arte Pump-Driven Espresso Coffee Machine (Value: HK$7,818) or
3. Sennheiser AMBEO Soundbar Mini Soundbar (Value: HK$6,999) or
4. LG AS55GGSY0 PuriCare™ AeroBooster (Value: HK$6,150)
Terms & Conditions Apply.

- Min. Annual Salary
- HK$300,000
- Miles Conversion (Dining)
- $6 = 1 Mile
- Cash back on dining
- 1%
Apply via MoneySmart by 30 June 2025 and spend up to HK$10,000 in first 3 months can earn HK$1,000 Statement Credit!
⭐️ Also enjoy HK$1=5 points within the first 3 months, can earn up to 240,000 points, equal to HK$800 statement credit! Don't miss out on the chance to earn rewards up to HK$1,800!
- Min. Annual Salary
- HK$150,000
- Miles Conversion (Dining)
- N/A
- Cash back on dining
- 1.2%
- Min. Annual Salary
- HK$0
- Miles Conversion (Dining)
- N/A
- Cash back on dining
- 1.2%
Apply via MoneySmart by 14 July 2025, enjoy HK$500 cash back by cumulative spending HK$6,000 or above in the first 2 months; earn an extra HK$100 statement credit upon topping up your Octopus on iPhone or Apple Watch for HK$300 aggregate spending in the first 3 months. Enjoy up to HK$600 cash back in total!
Reward yourself with unlimited 1.2% cashback all year-round on everyday purchases, in town and overseas - simple & friendly!