- 2.99%
- APR*
- HK$206,240
- Total Amount Payable
- HK$6,240
- Total Interest Payable
All Details
Total loan amount up to 21 times of monthly salary, with the option to cash out part of the loan amount up to 12 times of monthly salary## Loan amount of Debt Consolidation Loan up to 21 times of monthly salary or HKD2,000,000 (whichever is lower), including the extra cash amount up to 12 times of monthly salary. The cash amount will be transferred to your account and its use is not restricted to the repayment of the outstanding balance of any credit card or personal loans.
* Interest saving example is based on an assumption that the total outstanding amount is credit card outstanding balance HKD200,000, with an annual interest rate of 30%, and monthly minimum repayment of 5% of the outstanding balance or HKD50 (whichever is higher). The annualized percentage rate ("APR") is 34.49%. Monthly repayment amount is HKD8,952 and total interest expenses is HKD209,404. For Airstar Debt Consolidation Loan with assumption that annual interest rate 2.95% and repayment tenor of 72 instalments, APR is 2.99%. Repayment amount per instalment is HKD3,034 and total interest expenses is HKD18,467. The average repayment amount per instalment and total interest expenses of above examples are rounded to nearest dollar. The above examples are for reference only.
| Principal Loan Amount | HK$200,000 |
|---|
| Total Interest Payable | HK$6,240 |
|---|
| Monthly Payment | HK$8,593 |
|---|
| Total Amount Payable | HK$206,240 |
|---|
| Handling Fee | HK$0 |
|---|
| Annual Percentage Rate | 2.99% |
|---|
| Monthly Interest Rate | 0.13% |
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| Loan Tenure | 24 Months |
|---|
| Late Payment Fee | N/A |
|---|
| Early Settlement Fee | N/A |
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| Age Requirement | aged 18-60 |
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| Residency Status | Hong Kong residents (and non-US citizen) |
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| Employment Status | monthly income of HK$5,000 or above |
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