- Total Amount Payable
- Total Interest Payable
Stellar APR as low as 1.58%**Annualized Percentage Rate ("APR") is calculated in accordance with the method set out in the relevant guidelines referred to in the Code of Banking Practice and rounded up or down to the nearest two decimal places. APR is a reference rate which includes the basic interest rate and other fees and charges (if applicable) expressed as an annualized rate. Approval of the APR is subject to the final decision of the Bank. The APR ranges from 1.58% to 28.14% with repayment period of 6 to 60 months. For a loan amount of HKD800,000 with 12 months repayment period, the APR is 1.58%, and the total loan repayment amount is HKD806,819.66 (handling fee waived). The above example is for reference only, please refer to terms and conditions for details.
|Principal Loan Amount||HK$300,000|
|Total Interest Payable||HK$9,360|
|Total Amount Payable||HK$309,360|
|Annual Percentage Rate||2.99%|
|Monthly Interest Rate||0.13%|
|Loan Tenure||24 Months|
|Late Payment Fee||N/A|
|Early Settlement Fee||N/A|
|Age Requirement||aged 18-60|
|Residency Status||Hong Kong residents (and non-US citizen)|
|Employment Status||monthly income of HK$5,000 or above|
Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.