Hang Seng Personal Instalment Loan offers as low as 0.12% monthly rate. 0% handling fee for the entire tenor. Apply on Hang Seng website or apps to enjoy up to HK$1,000 cash rebate. Payroll customers can apply without proof of documents and enjoy HK$500 cash rebate.
- Total Amount Payable
- Total Interest Payable
enjoy cash rebate for online application
Loan Approval Time
funds credited to Hang Seng bank account on the same day
Guaranteed Interest Rate?
Yes. Special interest rates for prestige banking customers, selected customers, and other customers.
Hang Seng Personal Instalment Loan offers as low as 0.12% monthly flat rate for prestige banking customers. Simply apply through your smartphone and upload the required documents.
- Monthly flat rate as low as 0.12% (Annualized Percentage Rate as low as 2.68%)* and handling fee waiver*
- Up to HKD1,000 Cash Rebate for online or mobile application
- Payroll Customers do not need to submit documents and enjoy extra up to HKD500 Cash Rebate
- Loan amount up to HKD3,000,000 or 15 times of your monthly salary (whichever is lower), and repayment periods up to 60 months
- During repayment period, you can also apply for a Top-up Loan on your repaid principal amount with no documents required
- *For a loan amount of HKD1,000,000 or above, the annualized percentage rate of 2.68% is calculated based on a monthly flat rate of 0.12% and a 12-month repayment period, including the full handling charge waiver. The interest rate and the full handling charge waiver are applicable on a case-by-case basis and the final approved interest rate and payable handling charge are subject to the loan amount and credit assessment result.
- Above information is for reference only. Please refer to Hang Seng Bank website for the loan details.
- To borrow or not to borrow? Borrow only if you can repay
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