Monthly Payment
HK$7,754
- The lowest APR*
- 1.88%
- Total Amount Payable
- HK$372,176
- Total Interest Payable
- HK$22,176
- Monthly Payment
- HK$7,754
June Exclusive － 🤑 Earn HK$700 once submitted all required documents
From now until 30 June, customers who successfully applied for a designated loan via MoneySmart and submitted all the required documents can enjoy HK$700 cash (automatically converted by 7,000 SmartPoints) directly deposited into your FPS account - regardless of approval!
⠀⠀
Boosting Reward 🍎
Successfully apply and drawdown with loan amount of HK$300,001 or above, can get Apple 11-inch iPad Air Wi-Fi 128GB (Valued at HK$4,599).
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Monthly Payment
HK$7,695
- APR as low as*
- 1.65%
- Total Amount Payable
- HK$355,376
- Total Interest Payable
- HK$5,376
- Monthly Payment
- HK$7,695
【Rewards Upgrade 🎁 with Greater Flexibility in Repayment!】－ Get total reward up to HK$25,290!🔥
From now until 30 June, 2025, customers successfully draw down CNCBI $mart Plus Personal Instalment Loan with designated loan amount via MoneySmart could enjoy designated prizes up to HK$25,290,－include 🆙 HK$5,000 Vouchers OR 🎧 Exciting New Gifts : Headphone OR Portable Speakers! Also earn extra Cash Rebate up to HK$16,800!
🚨MoneySmart's New Approach－Successfully drawdown with Unified Repayment Period of 12 months or above to choose the perfect gift!
⠀⠀
🤑 June Exclusive － Regardless of Approval!
Apply for CNCBI $mart Plus Personal Instalment Loan - Debt Consolidate via MoneySmart and submit all the required documents, you can earn HK$500 cash rebate regardless of approval (automatically converted by 5,000 SmartPoints and will directly deposit into your FPS account)!⠀⠀
Monthly Payment
HK$7,467
- The Lowest APR
- 1.18%
- Total Amount Payable
- HK$358,400
- Total Interest Payable
- HK$8,400
- Monthly Payment
- HK$7,467
Monthly Payment
HK$7,537
- APR*
- 1.4%
- Total Amount Payable
- HK$361,760
- Total Interest Payable
- HK$11,760
- Monthly Payment
- HK$7,537
【🎊Brand new Gadgets Await !】Apply to get up to HK$20,998 Rewards!
New customers who successfully apply for the Citi Speedy Cash / Citi Card Debt Consolidation Loan on or before 30 June 2025 and successfully draw down on or before 31 July 2025 would be eligible for MoneySmart exclusive gift up to an 🍎 iPhone 16 Plus 512GB (valued: HK$10,199) / HK$10,000 Apple Store Gift Card / PARKnSHOP supermarket vouchers. New gift selections including newly launched Dyson Supersonic r™ hair dryer and LG aircleaner!
📣 APR as low as 1.4% with up to HK$8,000 Reward and 48 months repayment period —to better arrange personal cash flow!
🤑 Boosting up the reward － Earn HK$1,000 instantly upon application !
From 9 June to 30 June, customers who successfully applied for a designated loan via MoneySmart and submit the required documents can enjoy HK$1,000 cash (automatically converted by 10,000 SmartPoints) directly deposited into your FPS account - regardless of approval!
Monthly Payment
HK$8,240
- APR*
- 1.98%
- Total Amount Payable
- HK$395,528
- Total Interest Payable
- HK$45,528
- Monthly Payment
- HK$8,240
【MoneySmart Exclusive Offer 】APR as low as 1.85%^, Get total rewards up to HK$16,698!
From now on until 30 June 2025, customers successfully apply for loan via MoneySmart and draw down the designated loan amount could enjoy up to Samsung Galaxy Z Flip6 (value: $8,698) or iPad Air 13-inch 256GB (Value: HK$7,099)Mac mini (M4, 256GB SSD, 16GB RAM) (Value: HK$4,599) or up to HK$7,800 Apple Store Gift Card/ PARKnSHOP Supermarket Voucher/ HKTVmall e-Voucher!
Monthly Payment
HK$7,457
- APR as low as
- 1.1%
- Total Amount Payable
- HK$357,946.40
- Total Interest Payable
- HK$7,946.40
- Monthly Payment
- HK$7,457
From 3 June 2025 to 30 June 2025, successfully apply for UA i-Money Express Online Personal Loan via MoneySmart, you can enjoy:
1️⃣ HK$1,000 exclusive cash (automatically converted by 10,000 SmartPoints) and will directly deposit into your FPS account for successful applications - regardless of approval!
2️⃣ Drawdown to enjoy up to HK$18,000 cash rewards^!
Monthly Payment
HK$7,642
- APR as low as*
- 1.98%
- Total Amount Payable
- HK$366,800
- Total Interest
- HK$16,800
- Monthly Payment
- HK$7,642
【MoneySmart Exclusive － Get up to HK$21,400 Rewards now!】
From 9th June until 30th December 2025, qualified new customer register and drawdown CreFIT Cash Loan with certain amount, with repayment period 12 months or more in order to enjoy up to HK$20,000 cashback.🎉
⠀⠀
From now until 30 June, eligible new customer applying via MoneySmart can also receive up to HK$1,400 cash voucher (For details, please refer to MoneySmart's terms) ! Total rewards up to HK$21,400💰
⠀⠀
Incognito mode quotation with no impact on credit rating#, No income proof required, Cash Loan Approval Pledge^ Approval result in 60s. Get a HK$1,000 Interest Waiver Coupon if approval time overruns.
Open an account and apply for a loan using the exclusive link and referral code!
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Monthly Payment
HK$8,680
- APR as low as*
- 6.38%
- Total Amount Payable
- HK$388,640
- Total Interest Payable
- HK$38,640
- Monthly Payment
- HK$8,680
Limited-Time June Exclusive: Total Rewards Up to HK$39,600【💰Take a step to building your wealth by consolidating your debts today! 】
New customers who successfully apply and drawdown DBS Debt Consolidation Loan via MoneySmart, with repayment period of 36 months or above, can get up to HK$23,800 rewards + Extra up to 130,000 SmartPoints! Get up to a total HK$36,800 reward! From June 13 to June 26, enjoy an extra limited-time offer of total HK$2,800 cash rewards!
⠀⠀
1️⃣ 130,000 SmartPoints can fully redeem HK$13,000 cash vouchers (over 20+ brand vouchers including Apple / PARKnSHOP supermarket voucher, etc) or iPhone 16 Pro, 256 GB (Value: HK$9,399) or MacBook Air 13” M3 chip (8GB Memory, 256GB SSD) (Value: HK$8,999) or 11-inch iPad Pro Wi-Fi 256GB (Value: HK$7,999) or cash out HK$8,666 via FPS. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints!
⠀⠀
2️⃣ 🪄 Debtium Expellium – Cashus Fulfillium✨
From 13 June until 26 June 2025, customers who successfully applied for a designated loan via MoneySmart with the required documents submitted, can enjoy HK$800 cash (automatically converted by 8,000 SmartPoints) directly deposited into your FPS account - regardless of approval! Curving for more? Successfully draw down loan amount of HK$200,001 or above, can earn extra HK$2,000 (automatically converted by 20,000 SmartPoints) —— Total reward up to HK$2,800 Cash!
T&C applies.
Monthly Payment
HK$7,467
- APR*
- 1.12%
- Total Amount Payable
- HK$358,400
- Total Interest Payable
- HK$8,400
- Monthly Payment
- HK$7,467
【MoneySmart Exclusive】Drawdown of HK$10,000 or above, - get HK$1,600 + up to HK$15,000 CASH!
⠀⠀
During promotional period, successfully apply for Promise Easy Loan/Promise No-doc Loan/Promise Debt Consolidation Loan via MoneySmart, you can enjoy:
⠀⠀
1️⃣ Eligible New Customers who have completed a drawdown of HK$10,000 of above, are entitled to enjoy HK$1,600 cash rebate (automatically converted by 16,000 SmartPoints and will directly deposit into your FPS account)
⠀⠀
2️⃣ Eligible New Customers who have successfully drawn down the required loan
amount, are entitled to rewards up to HK$15,000 ▲ No Supporting Documents
Required#. Online Instant Approval⦿.
⠀⠀
Earn rewards worth up to HK$16,600 in total!
Monthly Payment
HK$8,632
- APR*
- 4.1%
- Total Amount Payable
- HK$414,344
- Total interest payable
- HK$64,344
- Monthly Payment
- HK$8,632
【MoneySmart Exclusive Offer】－ Get total reward up to HK$29,188！🔥
From now until 30 June, 2025, customers who successfully apply and draw down Debt Changer – the Debt Consolidation Program – with the promo code [MONEYSMART] can enjoy prizes up to HK$8,300! Also earn extra Cash Rebate up to HK$20,888!
June Exclusive － Regardless of Approval - HK$300 Voucher!
From now until 30 June, 2025, apply with the promo code [MONEYSMART], you can earn HK$300 voucher regardless of approval!
Monthly Payment
HK$7,467
- The Lowest APR
- 1.18%
- Total Amount Payable
- HK$358,400
- Total Interest Payable
- HK$8,400
- Monthly Payment
- HK$7,467
Monthly Payment
HK$7,572
- APR*
- 1.68%
- Total Amount Payable
- HK$363,440
- Total Interest Payable
- HK$13,440
- Monthly Payment
- HK$7,572
【Upgraded Offer – up to $32,168 rewards】 Seize market opportunities💰Click in secure capital in 3 steps
From 1 June until 30 June, apply for WeLab Bank Personal Instalment Loan via MoneySmart using promo code 「NLSMRT」to earn up to 🔥 HK$32,168 Rewards! －Apply with loan amount of HK$150,001 or above, submit all the required documents to get up to HK$1,100 Rewards! But thats not all! Successfully apply and drawdown a loan to earn cash rebate up to HK$23,888 offered by WeLab Bank and MoneySmart exclusive rewards up to HK$7,180 as well!
No need to borrow up to HK$1 million or above, loans of HK$500,000 or more can enjoy low interest rates as low as 1.68% APR. Even before tax season, you can still borrow at low interest rates!
Monthly Payment
HK$7,642
- APR as low as*
- 1.38%
- Total Amount Payable
- HK$366,800
- Total Interest Payable
- HK$16,800
- Monthly Payment
- HK$7,642
【MoneySmart Exclusive － Get up to HK$21,400 Rewards now!】
From 9th June until 30th December 2025, qualified new customer register and drawdown CreFIT Cash Loan with certain amount, with repayment period 12 months or more in order to enjoy up to HK$20,000 cashback.🎉
⠀⠀
From now until 30 June, eligible new customer applying via MoneySmart can also receive up to HK$1,400 cash voucher (For details, please refer to MoneySmart's terms) ! Total rewards up to HK$21,400💰
⠀⠀
Incognito mode quotation with no impact on credit rating#, No income proof required, Cash Loan Approval Pledge^ Approval result in 60s. Get a HK$1,000 Interest Waiver Coupon if approval time overruns.
Open an account and apply for a loan using the exclusive link and referral code!
Monthly Payment
HK$7,509
- APR as low as*
- 1.28%
- Total Amount Payable
- HK$360,416
- Total Interest Payable
- HK$10,416
- Monthly Payment
- HK$7,509
Apply "Mox Instant Loan" of HK$500,000 or more, an APR of 3.33% is guaranteed for any repayment period. 🤯
⠀⠀
Up to HK$15,688 with Mox Welcome Offer!🎉
New customers who successfully open a Mox account and apply for a loan using the promo code "MSCASH10" on or before 30 June 2025 will earn an application bonus of a HK$300 voucher regardless of approval!
⠀⠀
Those who apply for loan amount will also be eligible for the MoneySmart exclusive gift of up to HK$4,500 Cash Rebate. Rewards valued at up to HK$15,688💰
⠀⠀
Wait, there’s more! Apply now to win FREE football tickets ⚽️
Want to catch Liverpool vs AC Milan LIVE? Successfully apply for Instant Loan of at least HKD100,000 and 12-month tenor by 4 July 2025, and you’ll automatically enter our lucky draw for a chance to win 2 FREE tickets* to the Standard Chartered Trophy this July!
*Winners will be announced by 11 July 2025. Please refer to Mox website for details.
Monthly Payment
HK$7,754
- The lowest APR
- 1.88%
- Total Amount Payable
- HK$372,176
- Total Interest Payable
- HK$22,176
- Monthly Payment
- HK$7,754
2025 Hot Picks - WeLend Personal Loan🔥! － Limited time offer up to : HK$22,800!
⠀⠀
1️⃣ From 1 June 2025 - 30 June 2025, apply for WeLend designated loan via MoneySmart, successfully drawdown a designated loan amount, can earn up to 💰 HK$20,000 Rewards!
⠀⠀
2️⃣ 🪄 Debtium Expellium – Cashus Fulfillium✨
From 13 June until 26 June 2025, customers who successfully applied for a designated loan via MoneySmart with the required documents submitted, can enjoy HK$800 cash (automatically converted by 8,000 SmartPoints) directly deposited into your FPS account - regardless of approval! Curving for more? Successfully draw down loan amount of HK$200,001 or above, can earn extra HK$2,000 (automatically converted by 20,000 SmartPoints) —— Total reward up to HK$2,800 Cash!
⠀⠀
T&C applies.
Monthly Payment
HK$7,922
- APR*
- 4.11%
- Total Amount Payable
- HK$380,240
- Total Interest Payable
- HK$30,240
- Monthly Payment
- HK$7,922
【Upgraded Offer – up to $34,668 rewards】
From 1 June until 30 June, apply for WeLab Bank Card Debt Consolidation Loan via MoneySmart using promo code 「NLSMRT」and submit all required documents, you can earn the application bonus of HK$800 vouchers (given out as 8,000 SmartPoints) regardless of approval! But thats not all! If you successfully apply and drawdown a loan through MoneySmart, you can receive cash rebate up to HK$23,888 offered by WeLab Bank and MoneySmart exclusive rewards up to HK$7,180 as well!
⠀
Save up to 97% on interest and clear all your credit card debt with a new perspective!
⠀⠀
🪄 Debtium Expellium – Cashus Fulfillium✨
From now until 26 June, customers who successfully applied for a designated loan via MoneySmart with the required documents submitted can enjoy HK$800 cash (automatically converted by 8,000 SmartPoints) directly deposited into your FPS account - regardless of approval! Curving for more? Successfully draw down loan amount of HK$200,001 or above, can earn extra HK$2,000 (automatically converted by 20,000 SmartPoints) —— Total reward up to HK$2,800 Cash!
T&C applies.
Monthly Payment
HK$8,715
- APR as low as*
- 5.91%
- Total Amount Payable
- HK$390,320
- Total Interest Payable
- HK$40,320
- Monthly Payment
- HK$8,715
【🔝Offer Upgrade -Get up to a total of HK$19,700 rewards】
Earn an extra HK$500 upon submitting + New customers who successfully apply and drawdown DBS Personal Instalment Loan via MoneySmart can get up to HK$12,000 rewards + Extra up to 72,000 SmartPoints!
⠀⠀
1️⃣ Get extra HK$500 cash regardless of approval !
From now until 30 June, customers who successfully applied for a designated loan via MoneySmart and submit the required documents can enjoy HK$500 cash (automatically converted by 5,000 SmartPoints) directly deposited into your FPS account - regardless of approval!
⠀⠀
2️⃣ 72,000 SmartPoints can fully redeem HK$7,200 cash vouchers (over 20+ brand vouchers including Apple / PARKnSHOP supermarket voucher, etc) or SAMSUNG GALAXY Tab S9 5G (12GB RAM + 256GB) (Value: HK$7,188) or SAMSUNG The Freestyle Projector 2nd Gen (Value: HK$6,980) or 11-inch iPad Pro Wi-Fi 128GB (Value: HK$6,499) or cash out HK$4,800 via FPS. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints!
Monthly Payment
HK$7,572
- APR
- 1.98%
- Total Amount Payable
- HK$363,440
- Total Interest Payable
- HK$13,440
- Monthly Payment
- HK$7,572
【Upgraded Offer – up to $32,168 rewards】 Seize market opportunities💰Click in secure capital in 3 steps
From 1 June until 30 June, apply for WeLab Bank Personal Instalment Loan via MoneySmart using promo code 「NLSMRT」to earn up to 🔥 HK$32,168 Rewards! －Apply with loan amount of HK$150,001 or above, submit all the required documents to get up to HK$1,100 Rewards! But thats not all! Successfully apply and drawdown a loan to earn cash rebate up to HK$23,888 offered by WeLab Bank and MoneySmart exclusive rewards up to HK$7,180 as well!
No need to borrow up to HK$1 million or above, loans of HK$500,000 or more can enjoy low interest rates as low as 1.68% APR. Even before tax season, you can still borrow at low interest rates!
Monthly Payment
HK$8,283
- APR*
- 6.86%
- Total Amount Payable
- HK$383,600
- Total Interest Payable
- HK$33,600
- Monthly Payment
- HK$8,283
【Rewards Upgrade 🎁 with Greater Flexibility in Repayment!】－ Get total reward up to HK$25,290!🔥
From now until 30 June, 2025, customers successfully draw down CNCBI $mart Plus Personal Instalment Loan - Debt Consolidate with designated loan amount via MoneySmart could enjoy designated prizes up to HK$25,290,－include 🆙 HK$5,000 Vouchers OR 🎧 Exciting New Gifts : Headphone OR Portable Speakers! Also earn extra Cash Rebate up to HK$16,800!
🚨MoneySmart's New Approach－Successfully drawdown with Unified Repayment Period of 12 months or above to choose the perfect gift!
⠀⠀
🤑 June Exclusive － Regardless of Approval!
Apply for CNCBI $mart Plus Personal Instalment Loan - Debt Consolidate via MoneySmart and submit all the required documents, you can earn HK$500 cash rebate regardless of approval (automatically converted by 5,000 SmartPoints and will directly deposit into your FPS account)!⠀⠀
Monthly Payment
HK$7,467
- The Lowest APR
- 1.18%
- Total Amount Payable
- HK$358,400
- Total Interest Payable
- HK$8,400
- Monthly Payment
- HK$7,467
