Hang Seng Personal Instalment Loan

Hang Seng Personal Instalment Loan

up to HK$3,000 cash rebate
Hang Seng Personal Instalment Loan offers as low as 0.12% monthly rate. 0% handling fee for the entire tenor. Apply on Hang Seng website or apps to enjoy up to HKD2,000 cash rebate. Payroll customers can apply without proof of documents and enjoy HKD1,000 cash rebate.
5.86%
APR*
HK$103,120
Total Amount Payable
HK$3,120
Total Interest Payable
MoneySmart Exclusive

Customers who successfully apply and draw down Hang Seng Personal Instalment Loan can get up to HK$3,000 cash rebate!

Valid until 24 Feb 2022 - See more details below

Are you eligible?

    • Customers who successfully apply online and drawdown the approved loan on or before 24 February 2022, will be awarded the corresponding amount of cash rebate

What you need to know

  1.  Monthly flat rate as low as 0.08% (Annualized Percentage Rate as low as 1.78%)* and handling fee waiver*

  2. Up to HKD2,000 Cash Rebate for online or mobile application 

  3. Payroll Customers do not need to submit documents and enjoy extra up to HKD1,000 Cash Rebate
    *For a loan amount of HKD1,000,000 or above, the annualized percentage rate of 1.78% is calculated based on a monthly flat rate of 0.08% and a 12-month repayment period, including the full handling charge waiver. 

Quick Facts

Best For

enjoy cash rebate for online application

Loan Approval Time

instant approval

Loan Disbursement

funds credited to Hang Seng bank account on the same day

Guaranteed Interest Rate?

Yes. Special interest rates for prestige banking customers, selected customers, and other customers.

Expert Tips

Hang Seng Personal Instalment Loan offers as low as 0.08% monthly flat rate for prestige banking customers. Simply apply through your smartphone and upload the required documents.

All Details

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Monthly Payment
HK$8,593