Get the Best Personal Loan Rates 2018

Updated September 2018

Thinking about getting a personal loan in Hong Kong? MoneySmart.hk lets you compare and choose the best personal loan in Hong Kong with confidence.

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Loan Details

HK$
HK$
Citibank Speedy Cash
Monthly
Payment
HK$4,222

2.47%

APR*

$50,660

Total Amount Payable

$660

Total Interest Payable

HK$4,222

Monthly Payment
  • Welcome Offer up to HK$2,500 Cash Rebate and enjoy $0 Handling Fee
Key Features
Annualized Percentage Rate as low as 1.99%
Repayment term up to 60 months
Loan amount up to HK$2,000,000
$0 handling fee
Up to $2,500 cash rebate
Repayment Summary
Principal Loan AmountHK$50,000
Monthly PaymentHK$4,222
Annual Percentage Rate2.47%
Repayment Period12 months
Total Amount PayableHK$50,660
Total Interest PayableHK$660
PrimeCredit Balance Transfer Loan
Monthly
Payment
HK$4,267

4.64%

APR*

$51,200

Total Amount Payable

$1,200

Total Interest Payable

HK$4,267

Monthly Payment
  • $500 supermarket coupon for every HK$50,000 loan drawdown from 20 August to 7 October
Key Features
Free professional analysis on your current card and loan indebtedness, and suggest the most interest saving and fastest repayment plan
No handling fee, no early settlement fee
Repayment terms up to 60 months
Express approval. Cash will be disbursed within 1 hour from confirmation of loan
$500 Supermarket coupon for every $50,000 loan drawdown from 20 August to 7 October
For more loan details, please visit PrimeCredit’s website
Money Lender’s License No.: 748/2018
Repayment Summary
Principal Loan AmountHK$50,000
Monthly PaymentHK$4,267
Annual Percentage Rate4.64%
Repayment Period12 months
Total Amount PayableHK$51,200
Total Interest PayableHK$1,200
PrimeCredit Fixed Loan
Monthly
Payment
HK$4,267

4.64%

APR*

$51,200

Total Amount Payable

$1,200

Total Interest Payable

HK$4,267

Monthly Payment
  • $500 supermarket coupon for every HK$50,000 loan drawdown from 20 August to 7 October
Key Features
Instant approval and withdrawal, no income proof is required for loan amount of $50,000 or less
10 mins express approval. Cash will be disbursed within 1 hour from loan confirmation
No handling fee, no early settlement fee
$500 Supermarket coupon for every $50,000 loan drawdown from 20 August to 7 October
For more details, please visit PrimeCredit’s website
Money Lender’s License No.: 748/2018
Repayment Summary
Principal Loan AmountHK$50,000
Monthly PaymentHK$4,267
Annual Percentage Rate4.64%
Repayment Period12 months
Total Amount PayableHK$51,200
Total Interest PayableHK$1,200
Promise Easy Loan
Monthly
Payment
HK$4,267

4.49%

APR*

$51,200

Total Amount Payable

$1,200

Total Interest Payable

HK$4,267

Monthly Payment
  • Up to HK$2,000 Cash Rewards for new customers ▲
Key Features
▲New customers can enjoy an instant cash reward up to HK$2,000. Subject to Terms and conditions of promotion. For terms and conditions details, please visit website of Promise (Hong Kong) Co., Ltd.
Promotion Period: 1 September 2018 to 31 October 2018
We won’t charge any handling fee, membership fee, annual fee or revolving loan fee on all loan applications.
If a customer uses specific Bank’s account to receive funds, the transfer of funds can even be done overnight and during public holidays.
*All examples and information of interest rate are for reference only, and any final approval is subject to actual circumstances of individual loan applicant.
Subject to terms and conditions of promotion. For terms and conditions details, please visit website of Promise (Hong Kong) Co., Limited.
Promise (Hong Kong) Co., Limited reserves the right to change any terms and conditions relating to this promotion. All loan approvals are subject to the final decision of Promise (Hong Kong) Co., Limited Money Lenders License Number: 1064/2017.
Repayment Summary
Principal Loan AmountHK$50,000
Monthly PaymentHK$4,267
Annual Percentage Rate4.49%
Repayment Period12 months
Total Amount PayableHK$51,200
Total Interest PayableHK$1,200
Standard Chartered Personal Instalment Loan
Monthly
Payment
HK$4,307

6.35%

APR*

$51,687

Total Amount Payable

$1,687

Total Interest Payable

HK$4,307

Monthly Payment
  • Exclusive Online Offer up to HK$500 Cash Coupon
Key Features
APR as low as 2.68% & 0% handling fee
Up to HK$2,000,000 or 18 times of your monthly salary (whichever is lower)
With wavier on early redemption fees and charges
Exclusive Online Offer up to HK$500 Cash Coupon
Repayment Summary
Principal Loan AmountHK$50,000
Monthly PaymentHK$4,307
Annual Percentage Rate6.35%
Repayment Period12 months
Total Amount PayableHK$51,687
Total Interest PayableHK$1,687
Dah Sing Express Money - Selected Customers
Monthly
Payment
HK$4,330

7.42%

APR*

$51,962

Total Amount Payable

$1,962

Total Interest Payable

HK$4,330

Monthly Payment
  • Exclusive Online Offer up to HK$400 Cash Reward
Key Features
Annualized Percentage Rate as low as 1.98%
Loan amount up to HK$1,000,000 or 10X monthly income (whichever is lower)
Repayment tenor up to 60 months
Welcome for new job starters
Up to HK$2,500 cash rebate
Up to HK$400 cash reward for successful online application
Repayment Summary
Principal Loan AmountHK$50,000
Monthly PaymentHK$4,330
Annual Percentage Rate7.42%
Repayment Period12 months
Total Amount PayableHK$51,962
Total Interest PayableHK$1,962
Dah Sing Express Money
Monthly
Payment
HK$4,341

7.90%

APR*

$52,088

Total Amount Payable

$2,088

Total Interest Payable

HK$4,341

Monthly Payment
  • Exclusive Online Offer up to HK$400 Cash Reward
Key Features
Annualized Percentage Rate as low as 1.98%
Loan amount up to HK$1,000,000 or 10X monthly income (whichever is lower)
Repayment tenor up to 60 months
Welcome for new job starters
Up to HK$2,500 cash rebate
Up to HK$400 cash reward for successful online application
Repayment Summary
Principal Loan AmountHK$50,000
Monthly PaymentHK$4,341
Annual Percentage Rate7.90%
Repayment Period12 months
Total Amount PayableHK$52,088
Total Interest PayableHK$2,088
BEA "Super Fast" Instalment loan
Monthly
Payment
HK$4,342

7.94%

APR*

$52,100

Total Amount Payable

$2,100

Total Interest Payable

HK$4,342

Monthly Payment
  • New Customer Offer HK$500 Cash Rebate + extra HK$500 Cash Rebate for applying through mobile
Key Features
APR as low as 2.92%
0% arrangement fee
Repayment period of up to 60 months
Loan amount of up to 12 times your basic monthly salary (maximum HK$1,200,000)
Repayment Summary
Principal Loan AmountHK$50,000
Monthly PaymentHK$4,342
Annual Percentage Rate7.94%
Repayment Period12 months
Total Amount PayableHK$52,100
Total Interest PayableHK$2,100
HSBC Personal Instalment Loan
Monthly
Payment
HK$4,367

9.12%

APR*

$52,400

Total Amount Payable

$2,400

Total Interest Payable

HK$4,367

Monthly Payment
Key Features
Preferential monthly flat rate as low as 0.13% (APR as low as 2.92%)
Apply online to enjoy up to HK$500 cash rebate
Submit supporting document(s) required by the Bank for the loan application to enjoy HK$100 cash rebate
HK$0 handling fee
Loan amount of up to HK$1,500,000 or 12 times of the monthly salary
Choice of repayment period from 6 months to 60 months
1-minute approval and no income proof is required if you have maintained an auto payroll account with HSBC for one month or above
30-day service pledge – early redemption fees waiver
Cash withdrawal from over 1,000 HSBC's ATMs and branches
Repayment Summary
Principal Loan AmountHK$50,000
Monthly PaymentHK$4,367
Annual Percentage Rate9.12%
Repayment Period12 months
Total Amount PayableHK$52,400
Total Interest PayableHK$2,400
Citibank Card Debt Consolidation Loans
Monthly
Payment
HK$4,367

9.12%

APR*

$52,400

Total Amount Payable

$2,400

Total Interest Payable

HK$4,367

Monthly Payment
Key Features
Repayment term up to 72 months
Loan amount up to 21X Monthly Salary or HK$1,200,000
$0 handling fee
Up to 30% off on total interest payment
Repayment Summary
Principal Loan AmountHK$50,000
Monthly PaymentHK$4,367
Annual Percentage Rate9.12%
Repayment Period12 months
Total Amount PayableHK$52,400
Total Interest PayableHK$2,400
Standard Chartered Debt Consolidation Program
Monthly
Payment
HK$4,377

9.60%

APR*

$52,526

Total Amount Payable

$2,526

Total Interest Payable

HK$4,377

Monthly Payment
Key Features
Up to 18 times of your monthly salary or HKD2,000,000 (whichever is lower)
Interest saving
Up to 72 months
Repayment Summary
Principal Loan AmountHK$50,000
Monthly PaymentHK$4,377
Annual Percentage Rate9.60%
Repayment Period12 months
Total Amount PayableHK$52,526
Total Interest PayableHK$2,526
Dah Sing Credit Mastermind Instalment Loan
Monthly
Payment
HK$4,467

13.84%

APR*

$53,600

Total Amount Payable

$3,600

Total Interest Payable

HK$4,467

Monthly Payment
  • Exclusive Online Offer up to HK$1,000 Cash Reward
Key Features
Monthly flat rate as low as 0.11%
Loan amount up to HK$1,200,000
Save interest up to 86%
Cash out up to 6 times of monthly income
Up to HK$2,500 cash rebate
Up to HK$1,000 cash reward for successful online application
Repayment Summary
Principal Loan AmountHK$50,000
Monthly PaymentHK$4,467
Annual Percentage Rate13.84%
Repayment Period12 months
Total Amount PayableHK$53,600
Total Interest PayableHK$3,600

The APR includes the basic interest rate, as well as any other fees and charges (i.e.: Handling Fee) so that it reflects the actual total cost of borrowing. The actual APR applicable may differ, please check with the provider to confirm your final APR based on your loan.

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