- Minimum Income Requirements
- HK$120,000
- Rebate for Shopping & Entertainment spend
- 3%
- Rebate for all local Mobile Payments
- 1%
【🧧 New Year Exclusive: Up to HK$3,999 Rewards - only until 14 Feb!】
From now until 14 February 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with an eligible spending of HK$4,000 after card issuance, can enjoy one of the exclusive rewards:
・[⚡️Limited-time Upgrade Offer!] HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・BERMAS 26" Front-open Suitcase (Value: HK$3,999) or
・YA-MAN HRF-10T RF Beauté Photo PLUS (Value: HK$3,180) or
・🆕 SONY WF-1000XM5 Earbuds (Value: HK$2,490) or
・🆕 GHD PLATINUM+ Styler (Value: HK$2,295)!

- Annual Fee
- First Year Annual Fee Waiver
- Rebate on Overseas Spending & Local Dining
- Unlimited 2%
- Rebate on Local Spending
- Unlimited 1%
【🧧 New Year Exclusive: Up to HK$3,999 Rewards - only until 14 Feb!】
From now until 14 February 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with an eligible spending of HK$4,000 after card issuance, can enjoy one of the exclusive rewards:
・[⚡️Limited-time Upgrade Offer!] HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・BERMAS 26" Front-open Suitcase (Value: HK$3,999) or
・YA-MAN HRF-10T RF Beauté Photo PLUS (Value: HK$3,180) or
・🆕 SONY WF-1000XM5 Earbuds (Value: HK$2,490) or
・🆕 GHD PLATINUM+ Styler (Value: HK$2,295)!

- Minimum Income Requirements
- HK$120,000
- Miles Conversion (Digital Wallets)
- HK$8/ mile
- Cash back on digital wallets
- N.A.
【🧧 New Year Exclusive: Up to HK$3,999 Rewards - only until 14 Feb!】
From now until 14 February 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with an eligible spending of HK$4,000 after card issuance, can enjoy one of the exclusive rewards:
・[⚡️Limited-time Upgrade Offer!] HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・BERMAS 26" Front-open Suitcase (Value: HK$3,999) or
・YA-MAN HRF-10T RF Beauté Photo PLUS (Value: HK$3,180) or
・🆕 SONY WF-1000XM5 Earbuds (Value: HK$2,490) or
・🆕 GHD PLATINUM+ Styler (Value: HK$2,295)!

- Minimum Income Requirements
- HK$120,000
- Rebate on Shopping & Entertainment Transactions
- 3%
- Miles Conversion (local spend)
- As low as $1.8 = 1 Mile%
【🧧 New Year Exclusive: Up to HK$3,999 Rewards - only until 14 Feb!】
From now until 14 February 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with an eligible spending of HK$4,000 after card issuance, can enjoy one of the exclusive rewards:
・[⚡️Limited-time Upgrade Offer!] HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・BERMAS 26" Front-open Suitcase (Value: HK$3,999) or
・YA-MAN HRF-10T RF Beauté Photo PLUS (Value: HK$3,180) or
・🆕 SONY WF-1000XM5 Earbuds (Value: HK$2,490) or
・🆕 GHD PLATINUM+ Styler (Value: HK$2,295)!

- Minimum Income Requirements
- HK$120,000
- Cash back on local spending (Designated HKT merchants and Designated Merchants)
- 4%
- Cash back on other local spending
- 1%