- The lowest APR
- 1.88%
- Total Amount Payable
- HK$205,760
- Total Interest Payable
- HK$5,760
- Monthly Payment
- HK$8,573
【🔝💥The highest combo summer offer in July - $1,600 application bonus ! 】
Reward 1️⃣ from MoneySmart : - From 22 July until 31 July, successfully apply for Welend Personal Loan/ WeLend Card Debt Consolidation Loan/ Civil Servant & Professional Loan via MoneySmart, you can earn extra HK$600 vouchers or HK$400 in cash (given out as 6,000 SmartPoints) regardless of approval and loan amount! T&Cs apply.
Reward 2️⃣ from WeLend (Regardless of Approval) -From 24 June to 31 July (both dates inclusive), new customers who have applied for the designated Personal Loan through designated online channels with a net applied loan amount of HK$100,000 or above, have completed the entire application process (including checking of credit report) and have submitted all required documents and information during the Promotion Period, regardless of approval result, shall be eligible to receive a HK$1,000 travel voucher (“Gift”).
Selected customers can receive up to HK$16,000 Cash Rebate upon successful draw down! Total rewards up to $17,600!
- The Lowest APR
- 1.18%
- Total Amount Payable
- HK$202,400
- Total Interest Payable
- HK$2,400
- Monthly Payment
- HK$8,433
【🔝💥MoneySmart July hot summer exclusive offer - $500 application bonus】 From now until 31 July, successfully apply for PrimeCredit Fixed Loan/ PrimeCredit Balance Transfer Loan/ PrimeCredit Civil Servant & Professional Loan via MoneySmart, you can earn extra HK$500 vouchers or HK$333 in cash (given out as 5,000 SmartPoints) regardless of approval! T&Cs apply.
【MoneySmart Exclusive Limited Offer!】Up to HK$12,000 Cash Bonus upon successful drawdown!
- APR*
- 1.78%
- Total Amount Payable
- HK$203,840
- Total Interest Payable
- HK$3,840
- Monthly Payment
- HK$8,493
【Citi Loan rewards you with rewards as high as $17,898!】
New customer who successfully apply for Citi Speedy Cash Loan/Citi Card Debt Consolidation Loan on or before 31 July 2024 with repayment period at least 12 months and successfully draw down on or before 31 August 2024 would be eligible for MoneySmart exclusive gift up to HK$8,500 Apple Store Gift Card / PARKnSHOP supermarket vouchers!
Popular physical gift options include SAMSUNG Galaxy S24 Ultra - 256GB (Retail value: HK$9,898) /APPLE iPad Air 13"256 GB (Retail value: HK$7,099)/ B&O Beoplay HX Gold Tone Earbuds (retail value: HK$4,998) / Dyson Solarcycle Morph Desk Light (retail value: HK$4,980) / GoPro HERO 11 Black Creator Edition (retail value: HK$4,400)/ PHILIPS RO Water Dispenser ADD6910/90 ($2,788)
- APR as low as*
- 1.85%
- Total Amount Payable
- HK$213,920
- Total Interest Payable
- HK$13,920
- Monthly Payment
- HK$8,913
【Exclusive offer】From now until 25 August 2024, successful applicants for CCB Asia Personal Instalment Loan, can enjoy up to HK$10,500 cash rewards (including HK$500 cash rebate for Online Application Offer and up to HK$8,000 cash rate for Drawdown Loan Offer from CCB Asia, and up to HK$2,000 Apple Store Gift Card or HK$2,000 PARKnSHOP Supermarket Voucher from MoneySmart)!
- APR as low as*
- 1.9%
- Total Amount Payable
- HK$200,048
- Total Interest Payable
- HK$48
- Monthly Payment
- HK$8,502
【CITIC Bank x MoneySmart Exclusive Offer 】- Get total reward up to HK$4,599!
Customers successfully apply for CNCBI $mart Plus Personal Loan / CNCBI $mart Plus Personal Instalment Loan - Debt Consolidate via MoneySmart and draw down the designated loan amount could enjoy up to HK$4,000 Apple Store Gift Card / PARKnSHOP Supermarket Voucher ! New gift options include but not limited to AirPods Max / Apple HomePod/ CMF by Nothing Watch Pro/ Bose QuietComfort® 45 Headphones!
- APR*
- 6.28%
- Total Amount Payable
- HK$212,960
- Total Interest Payable
- HK$12,960
- Monthly Payment
- HK$8,873
【MoneySmart Exclusive Offer 】- Get total reward up to HK$16,450! From now on until 31 July 2024, customers successfully apply for loan via MoneySmart and draw down the designated loan amount could enjoy up to SAMSUNG Galaxy S24 Ultra (S9280) - 256GB (value: $8,450) or HK$7,800 e-Voucher (can redeem Apple Store / 7-11 / HKTVmall / WeChat Pay HK / Deliveroo / Pacific Coffee or Zalora) or HK$7,800 PARKnSHOP supermarket voucher.
- APR*
- 1.68%
- Total Amount Payable
- HK$212,960
- Total Interest Payable
- HK$12,960
- Monthly Payment
- HK$8,873
Offer valid until 30 September 2024, please refer to more details below.
- APR*
- 6.49%
- Total Amount Payable
- HK$209,120
- Total Interest Payable
- HK$9,120
- Monthly Payment
- HK$8,713
【💰Take a step to building your wealth by consolidating your debts today! 】
New customers who successfully apply and drawdown DBS Debt Consolidation Loan via MoneySmart can get up to HK$23,800 rewards + Extra up to HK$8,200 PARKnSHOP Supermarket Cash Voucher/ Apple Store Gift Card! Get up to a total HK$32,000 reward!
- APR as low as*
- 2.88%
- Total Amount Payable
- HK$217,092.80
- Total Interest Payable
- HK$17,092.80
- Monthly Payment
- HK$9,046
【MoneySmart Exclusive Offer - Total rewards up to $15,988!】
From now until 31 July 2024, customers apply Fubon Perfect Fit Personal Loan and successfully draw down the loan, via MoneySmart promocode 「MSRL05」 can enjoy a MoneySmart exclusive reward as high as SAMSUNG Galaxy Tab S9 (12GB RAM + 256GB) - 11" (retail value: HK$7,188) / HK$6,000 Apple Store Gift Card / PARKnSHOP vouchers. Total reward up to HK$15,988!
- APR*
- 1.68%
- Total Amount Payable
- HK$212,960
- Total Interest Payable
- HK$12,960
- Monthly Payment
- HK$8,873
【July Limited: Earn HK$500 Regardless of Approval!】From now until 31 July, customers who successfully applied for UA i-Money Express Online Personal Loan, earn an extra 5,000 SmartPoints regardless of approval!
Use 5,000 SmartPoints to fully redeem HK$500 vouchers (over 20+ brand vouchers including Apple / PARKnSHOP/ HKTVmall etc) from our Rewards Store or convert to HK$333 cash via FPS. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints.
【UA rewards you the Best-in-town⁺offer!】Cash Reward up to HK$18,000^ for all new and existing customers*!
- APR*
- 1.12%
- Total Amount Payable
- HK$202,400
- Total Interest Payable
- HK$2,400
- Monthly Payment
- HK$8,433
- APR as low as*
- 4.95%
- Total Amount Payable
- HK$210,560
- Total Interest Payable
- HK$10,560
- Monthly Payment
- HK$8,773
【Exclusive offer】From now until 25 August, 2024, successful applicants for CCB (ASIA) Balance Transfer Program, can enjoy up to HK$18,000 cash rewards (including HK$500 cash rebate for Online Application Offer and up to HK$14,500 cash rate for Drawdown Loan Offer from CCB (ASIA), and up to HK$3,000 Apple Store Gift Card or HK$3,000 PARKnSHOP Supermarket Voucher from MoneySmart!
- APR*
- 4.67%
- Total Amount Payable
- HK$209,672
- Total Interest Payable
- HK$9,672
- Monthly Payment
- HK$8,736
【MoneySmart Exclusive Offer】- Get total reward up to HK$29,450! Get loan to enjoy a monthly flat rate as low as 0.2%^
From now on until 31 July 2024, customers successfully apply for loan via MoneySmart and draw down the designated loan amount could enjoy up to SAMSUNG Galaxy S24 Ultra (S9280) - 256GB (value: $8,450) or HK$7,800 PARKnSHOP supermarket voucher or HK$7,800 Apple Store Gift Card.
- APR*
- 1.68%
- Total Amount Payable
- HK$203,840
- Total Interest Payable
- HK$3,840
- Monthly Payment
- HK$8,493
【Extra rewards regardless of approval!】Get up to HK$19,897 Rewards 🔝
From now until 31 July, apply for Personal Instalment Loan via MoneySmart using promo code 「NLSMRT」and submit all required documents, you can earn the application bonus of SAMSUNG Galaxy Buds FE (valued at HK$898) OR HK$800 vouchers (given out as 8,000 SmartPoints) regardless of approval! But thats not all! If you successfully apply and drawdown the loan, can earn extra cash rebate up to HK$3,000 offered by WeLab bank as well!
【💰Want even more?】Successfully draw down a loan for Loan repayment tenor of 24 months or above, and loan amount of HK$700,000 or above, can earn extra Apple 14-inch MacBook Pro (valued at HK$15,999) OR cash vouchers worth HK$15,990 (given out as 159,990 SmartPoints)!
- The Lowest APR
- 1.18%
- Total Amount Payable
- HK$202,400
- Total Interest Payable
- HK$2,400
- Monthly Payment
- HK$8,433
【🔝💥MoneySmart July hot summer exclusive offer - $500 application bonus】 From now until 31 July, successfully apply for PrimeCredit Fixed Loan/ PrimeCredit Balance Transfer Loan/ PrimeCredit Civil Servant & Professional Loan via MoneySmart, you can earn extra HK$500 vouchers or HK$333 in cash (given out as 5,000 SmartPoints) regardless of approval! T&Cs apply.
【MoneySmart Exclusive Limited Offer!】Up to HK$12,000 Cash Bonus upon successful drawdown!
- APR*
- 9.57%
- Total Amount Payable
- HK$220,160
- Total Interest Payable
- HK$20,160
- Monthly Payment
- HK$9,173
【Citi Loan rewards you with rewards as high as $17,898!】
New customer who successfully apply for Citi Speedy Cash Loan/Citi Card Debt Consolidation Loan on or before 31 July 2024 with repayment period at least 12 months and successfully draw down on or before 31 August 2024 would be eligible for MoneySmart exclusive gift up to HK$8,500 Apple Store Gift Card / PARKnSHOP supermarket vouchers!
Popular physical gift options include SAMSUNG Galaxy S24 Ultra - 256GB (Retail value: HK$9,898) /APPLE iPad Air 13"256 GB (Retail value: HK$7,099)/ B&O Beoplay HX Gold Tone Earbuds (retail value: HK$4,998) / Dyson Solarcycle Morph Desk Light (retail value: HK$4,980) / GoPro HERO 11 Black Creator Edition (retail value: HK$4,400)/ PHILIPS RO Water Dispenser ADD6910/90 ($2,788)
- APR as low as*
- 5.91%
- Total Amount Payable
- HK$209,600
- Total Interest Payable
- HK$9,600
- Monthly Payment
- HK$8,733
【🔝Offer Upgrade!】New customers who successfully apply and drawdown DBS Personal Instalment Loan via MoneySmart can get up to HK$12,000 rewards + Extra up to HK$7,200 PARKnSHOP Supermarket Voucher/ Apple Store Gift Card! Get up to a total HK$19,200 reward!
- The Lowest APR
- 1.18%
- Total Amount Payable
- HK$202,400
- Total Interest Payable
- HK$2,400
- Monthly Payment
- HK$8,433
【🔝💥MoneySmart July hot summer exclusive offer - $500 application bonus】 From now until 31 July, successfully apply for PrimeCredit Fixed Loan/ PrimeCredit Balance Transfer Loan/ PrimeCredit Civil Servant & Professional Loan via MoneySmart, you can earn extra HK$500 vouchers or HK$333 in cash (given out as 5,000 SmartPoints) regardless of approval! T&Cs apply.
【MoneySmart Exclusive Limited Offer!】Up to HK$12,000 Cash Bonus upon successful drawdown!
- APR*
- 1.98%
- Total Amount Payable
- HK$204,800
- Total Interest Payable
- HK$4,800
- Monthly Payment
- HK$8,533
- APR*
- 6.72%
- Total Amount Payable
- HK$209,600
- Total Interest Payable
- HK$9,600
- Monthly Payment
- HK$8,900
【CITIC Bank x MoneySmart Exclusive Offer 】- Get total reward up to HK$4,599!
Customers successfully apply for CNCBI $mart Plus Personal Loan / CNCBI $mart Plus Personal Instalment Loan - Debt Consolidate via MoneySmart and draw down the designated loan amount could enjoy up to HK$4,000 Apple Store Gift Card / PARKnSHOP Supermarket Voucher ! New gift options include but not limited to AirPods Max / Apple HomePod/ CMF by Nothing Watch Pro/ Bose QuietComfort® 45 Headphones!