- APR*
- 6.48%
- Total Amount Payable
- HK$313,680
- Total Interest Payable
- HK$13,680
- Monthly Payment
- HK$13,070
New customers who successfully apply and drawdown DBS Debt Consolidation Loan via MoneySmart can get up to HK$13,800 rewards + Extra up to HK$8,200 Supermarket Cash Voucher/Apple Gift Card! Get up to a total HK$22,000 reward!



- APR*
- 1.78%
- Total Amount Payable
- HK$305,760
- Total Interest Payable
- HK$5,760
- Monthly Payment
- HK$12,740
【Highest offer in June 2023 and the highest rewards is as high as HK$19,899】New customer who successfully apply for Citi Speedy Cash/Citi Card Debt Consolidation Loan and successfully draw down on or before 14 July would be rewarded with Apple iPhone 14 Pro Max 512 GB / $11,500 Apple Gift Card / Supermarket vouchers!
Other physical gift options for choosing include DYSON HP09 Purifier Hot+Cool Formaldehyde/ iPad Pro/ DYSON Digital Slim™ Fluffy Stick Vacuum Cleaner /KEF EGG Duo speakers!

- APR*
- 1.18%
- Total Amount Payable
- HK$303,600
- Total Interest Payable
- HK$3,600
- Monthly Payment
- HK$12,650

- APR*
- 1.9%
- Total Amount Payable
- HK$304,500
- Total Interest Payable
- HK$4,500
- Monthly Payment
- HK$12,938
【MoneySmart Exclusive Offer 】- Get total reward up to HK$4,000!
Customers successfully apply for loan via MoneySmart and draw down the designated loan amount could enjoy up to HK$4,000 Supermarket Voucher / HK$4,000 Apple Gift Card / SAMSUNG Galaxy Tab S7 FE Tablet
(retail price: HK$3,998) !

- APR*
- 1.61%
- Total Amount Payable
- HK$305,760
- Total Interest Payable
- HK$5,760
- Monthly Payment
- HK$12,740
Effective immediately from now on to 30 June, earn an extra HK$3,900 rebate with MoneySmart exclusive invitation code 【MSMART#CASH5】. New customers who spend HK$250 at a single purchase can enjoy HK$250 welcome offer. Enjoy total up to HK$4,150 cash reward**!
For livi Flexi Loan "Personal Loan" Cash Rebate Offer (Drawdown with a minimum tenor of 36 months or above), please refer to the following details and the terms & conditions.
- APR*
- 4.49%
- Total Amount Payable
- HK$314,400
- Total Interest Payable
- HK$14,400
- Monthly Payment
- HK$13,100
- APR*
- 1.68%
- Total Amount Payable
- HK$319,440
- Total Interest Payable
- HK$19,440
- Monthly Payment
- HK$13,310
New and existing customers who successfully applied for and drawdown personal instalment loan with a repayment period of 12 months or above within the Campaign Period will be enrolled in the《UA30 Tesla Lucky Draw》^ automatically, no registration is required. Grab the chance to win a Tesla Model 3 in red (Price: HK$354,000)!
- The lowest APR
- 1.88%
- Total Amount Payable
- HK$308,640
- Total Interest Payable
- HK$8,640
- Monthly Payment
- HK$12,860

- APR*
- 1.68%
- Total Amount Payable
- HK$305,760
- Total Interest Payable
- HK$5,760
- Monthly Payment
- HK$12,740
From 2 June 2023 till 30 June 2023, successfully draw down the loan using MoneySmart unique code "NLSMRT" could enjoy up to HK$13,888 cash rebate offered by WeLab Bank and MoneySmart exclusive rewards up to HK$14,500 Supermarket Vouchers / HK$14,500 Apple Gift Carrd / Devialet Phantom II 98DB Wireless Speaker! Designated loan amount are offered LG Dehumidifier or Bose QuietComfort 45 headphones!
Exclusive Interest saving guarantee! Clear your card debts and save HKD 50,000 interest expenses, or get HKD 50,000 cash! Also enjoy up to HK$28,388 rewards!
Upon your submission of the gift redemption form, you acknowledge and agree the information entered in this form may be shared to business partners for validation and that business partners may share their results back to us for fulfilment purposes in accordance with our privacy policy“

- APR* (Calculation is based on loan amount of HK$1,500,000 or above)
- 1.88%
- Total Amount Payable
- HK$323,875.20
- Total Interest Payable
- HK$23,875.20
- Monthly Payment
- HK$13,495
[✈️ 🧳MoneySmart Travel Offer!]
Limited Time Offer! Customers enter referral code "MSRL05" to successfully apply and drawdown Fubon Perfect Fit Personal Loan, loan amount of HK$300,000 or above with tenor 24 months or above, can enjoy exclusive reward Rimowa Luggage Cabin U Essential Lite Luggage (Colour randomly distributed) (Retail price $4,800) / Up to HK$4,000 Trip.com Voucher / Apple Gift Card / Supermarket Voucher. Apply and draw down the loan via our online platform to get extra supermarket cash coupon of up to HK$8,300, total reward up to HK$13,100!

- APR as low as*
- 2.2%
- Total Amount Payable
- HK$312,960
- Total Interest Payable
- HK$12,960
- Monthly Payment
- HK$13,040
New customers who successfully apply and drawdown DBS Personal Instalment Loan via MoneySmart can get up to HK$8,000 rewards + Extra up to HK$10,000 Supermarket Voucher/Apple Gift Card! Get up to a total HK$18,000 reward! APR is as low as 2.2%!

- APR*
- 1.68%
- Total Amount Payable
- HK$319,440
- Total Interest Payable
- HK$19,440
- Monthly Payment
- HK$13,310
New and existing customers who successfully applied for and drawdown personal instalment loan with a repayment period of 12 months or above within the Campaign Period will be enrolled in the《UA30 Tesla Lucky Draw》^ automatically, no registration is required. Grab the chance to win a Tesla Model 3 in red (Price: HK$354,000)!
- APR*
- 8.0%
- Total Amount Payable
- HK$348,240
- Total Interest Payable
- HK$48,240
- Monthly Payment
- HK$14,510
[MoneySmart Exclusive - Up to HK$1,400 rewards! ] From now until 30 June 2023, new customers who apply for X Wallet eXpress Loan for the first time, and enter the promo code "SMT1400”, can earn an extra HK$300 supermarket voucher from MoneySmart!
"Eligible" new customers who successfully drawdown HK$20,000 or above and meet the following conditions can enjoy HK$800 Cash Reward from X Wallet and an extra HK$300 Supermarket Voucher from MoneySmart. Enjoy the welcome offer of HK$1,400 in total!

- APR*
- 4.64%
- Total Amount Payable
- HK$314,400
- Total Interest Payable
- HK$14,400
- Monthly Payment
- HK$13,100
- APR*
- 2.99%
- Total Amount Payable
- HK$309,360
- Total Interest Payable
- HK$9,360
- Monthly Payment
- HK$12,890
- APR*
- 1.58%
- Total Amount Payable
- HK$309,360
- Total Interest Payable
- HK$9,360
- Monthly Payment
- HK$12,890
- APR*
- 4.2%
- Total Amount Payable
- HK$313,680
- Total Interest Payable
- HK$13,680
- Monthly Payment
- HK$13,070
【Welcome offer Exclusive for MoneySmart Users】From now until 30 June 2023, download the Grantit App and use the promo code 【Moneysmart100】to get a $100 cash reward upon approval and signing of the loan contract in the app. Get extra $500 supermarket vouchers when drawdown the loan amount HK$5,000 or above successfully within the promotion period! Total rewards up to $600!

- APR*
- 1.12%
- Total Amount Payable
- HK$303,600
- Total Interest Payable
- HK$3,600
- Monthly Payment
- HK$12,650
- APR
- 8.23%
- Total Amount Payable
- HK$325,416
- Total Interest Payable
- HK$25,924.32
- Monthly Payment
- HK$13,830

- APR*
- 6.78%
- Total Amount Payable
- HK$313,680
- Total Interest Payable
- HK$13,680
- Monthly Payment
- HK$13,070
【Highest offer in June 2023 and the highest rewards is as high as HK$19,899】New customer who successfully apply for Citi Speedy Cash/Citi Card Debt Consolidation Loan and successfully draw down on or before 14 July would be rewarded with Apple iPhone 14 Pro Max 512 GB / $11,500 Apple Gift Card / Supermarket vouchers!
Other physical gift options for choosing include DYSON HP09 Purifier Hot+Cool Formaldehyde/ iPad Pro/ DYSON Digital Slim™ Fluffy Stick Vacuum Cleaner /KEF EGG Duo speakers!
