Monthly Payment
HK$8,573
- The lowest APR*
- 1%
- Total Amount Payable
- HK$205,760
- Total Interest Payable
- HK$5,760
- Monthly Payment
- HK$8,573
August Exclusive － Total Rewards up to HK$36,498! ⭐️
From 11 August to 31 August 2025, customers who successfully applied for WeLend Personal Loan / WeLend Civil Servant & Professional Loan via MoneySmart and submitted all the required documents can enjoy HK$1,000 Apple Store Gift Card🍎 (fulfilled by WeLend) - regardless of approval! MoneySmart rewards you extra $500 cash*! A total of $1,500 application offer!
Successfully apply and drawdown the loan with a designated amount can get MoneySmart Drawdown exclusive of water dispenser and vacuum cleaner as well as Cash Rebate up to 🤑HK$32,000 from WeLend! Total rewards up to HK$36,498! 🎁
Monthly Payment
HK$8,473
- APR*
- 1.4%
- Total Amount Payable
- HK$203,360
- Total Interest Payable
- HK$3,360
- Monthly Payment
- HK$8,473
【🎊 Cashflow to the Max - Get up to HK$11,000 Cash in August! 🤑】
New customers who successfully apply for the Citi Speedy Cash / Citi Card Debt Consolidation Loan during 11 August 2025 to 20 August 2025 and successfully draw down on or before 31 August 2025 would be eligible for MoneySmart exclusive gift up to HK$10,000 Cash* 🔥 / iPhone 16 Plus 512GB (valued: HK$10,199) / HK$10,000 Apple Store Gift Card / PARKnSHOP supermarket vouchers.
📣 Bank welcome offer up to HK$8,000 Reward and 48 months repayment period —to better arrange personal cash flow!
🤑 Boosting up the reward － Earn HK$1,000 instantly upon application !
From 11 August to 20 August 2025, customers who successfully applied for a designated loan via MoneySmart and submit the required documents can enjoy HK$1,000 cash* regardless of approval!
Monthly Payment
HK$8,564
- APR as low as*
- 1.65%
- Total Amount Payable
- HK$201,536
- Total Interest Payable
- HK$1,536
- Monthly Payment
- HK$8,564
【MoneySmart Exclusive Offer】－ Get total reward up to HK$22,699!🔥
From now until 31 August, 2025, customers successfully draw down CNCBI $mart Plus Personal Instalment Loan with designated loan amount via MoneySmart could enjoy designated prizes up to HK$22,699,－include HK$4,000 Vouchers OR 📱 variety of exclusive gifts : iPhone 16e 128GB / LOJEL - Rando Frame Luggage 26" / KEF MU3 Noise Cancelling True Wireless Earphones! Also earn extra Cash Rebate up to HK$16,800!
⠀⠀
🤑 August Exclusive － Regardless of Approval!
Apply for CNCBI $mart Plus Personal Instalment Loan via MoneySmart and submit all the required documents, you can earn 🆙 HK$800 cash rebate regardless of approval (automatically converted by 8,000 SmartPoints and will directly deposit into your FPS account)!⠀⠀
Monthly Payment
HK$8,433
- The Lowest APR
- 1.18%
- Total Amount Payable
- HK$202,400
- Total Interest Payable
- HK$2,400
- Monthly Payment
- HK$8,433
【MoneySmart Exclusive 🧳 Free LOJEL Luggage regardless of approval (random color, valued HK$2,300) 】
From now until 31 August 2025, customer who successfully applied for PrimeCredit designated loan via MoneySmart, can enjoy a Free LOJEL Rando (Frame) Medium 26” (random color, valued: HK$2,300) or HK$800 Voucher (Redeemed by SmartPoints), regardless of approval - Fulfilled by MoneySmart
⠀⠀
Get up to HK$24,000 Cash Bonus + up to HK$7,500 Apple Store Gift Card upon successful application and drawdown of the designated loan amount via MoneySmart! - Fulfilled by PrimeCredit
⠀⠀
🎉Total rewards value up to HK$33,800！
Monthly Payment
HK$9,047
- APR as low as*
- 6.38%
- Total Amount Payable
- HK$209,120
- Total Interest Payable
- HK$9,120
- Monthly Payment
- HK$9,047
Apply and redeem any of these rewards
Limited-Time August Exclusive: Total Rewards Up to HK$37,300【💰Take a step to building your wealth by consolidating your debts today! 】
Earn an extra HK$500 upon submitting + New customers who successfully apply and drawdown DBS Debt Consolidation Loan via MoneySmart, with repayment period of 36 months or above, can get up to HK$23,800 rewards + Extra up to 130,000 SmartPoints! Get up to a total HK$37,300 reward!
⠀⠀
1️⃣ Get extra HK$500 cash regardless of approval !
From now until 31 August, customers who successfully applied for a designated loan via MoneySmart and submit the required documents can enjoy HK$500 cash (automatically converted by 5,000 SmartPoints) directly deposited into your FPS account - regardless of approval!
⠀⠀
2️⃣ 130,000 SmartPoints can fully redeem HK$13,000 cash vouchers (over 20+ brand vouchers including Apple / PARKnSHOP supermarket voucher, etc) or iPhone 16 Pro, 256 GB (Value: HK$9,399) or MacBook Air 13” M3 chip (8GB Memory, 256GB SSD) (Value: HK$8,999) or 11-inch iPad Pro Wi-Fi 256GB (Value: HK$7,999) or cash out HK$8,666 via FPS. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints!
Monthly Payment
HK$8,533
- APR as low as*
- 1.98%
- Total Amount Payable
- HK$204,800
- Total Interest
- HK$4,800
- Monthly Payment
- HK$8,533
【MoneySmart Exclusive － Get up to HK$21,400 Rewards now!】
From 9th June until 30th December 2025, qualified new customer register and drawdown CreFIT Cash Loan with certain amount, with repayment period 12 months or more in order to enjoy up to HK$20,000 cashback.🎉
⠀⠀
From now until 13 August 2025, eligible new customer applying via MoneySmart can also receive up to HK$1,400 cash voucher (For details, please refer to MoneySmart's terms) ! Total rewards up to HK$21,400💰
⠀⠀
Incognito mode quotation with no impact on credit rating#, No income proof required, Cash Loan Approval Pledge^ Approval result in 60s. Get a HK$1,000 Interest Waiver Coupon if approval time overruns. Open an account and apply for a loan using the exclusive link and referral code!
Monthly Payment
HK$8,433
- APR*
- 1.12%
- Total Amount Payable
- HK$202,400
- Total Interest Payable
- HK$2,400
- Monthly Payment
- HK$8,433
【MoneySmart Exclusive】Drawdown of HK$10,000 or above to get rewards worth HK$2,100 (HK$1,600 cash + HK$500 supermarket voucher▲)!
⠀⠀
During promotional period, successfully apply for Promise Easy Loan/Promise No-doc Loan/Promise Debt Consolidation Loan via MoneySmart, you can enjoy:
⠀⠀
1️⃣ New Customers who have completed a drawdown of HK$10,000 or above, are entitled to enjoy HK$1,600 cash rebate (automatically converted by 16,000 SmartPoints and will directly deposit into your FPS account)
⠀⠀
2️⃣ Rookie loan applicants who have applied loan with promo code “SMART” and successfully drawn down the loan, are entitled to HK$500 supermarket voucher. No Supporting Documents Required#. Online Instant Approval⦿.
⠀⠀
Earn rewards worth up to HK$2,100 in total!
Monthly Payment
HK$8,493
- APR*
- 0.78%
- Total Amount Payable
- HK$203,840
- Total Interest Payable
- HK$3,840
- Monthly Payment
- HK$8,493
【Upgraded Offer – up to $28,187 rewards】 Seize market opportunities💰Click in secure capital in 3 steps
From 1 August until 31 August 2025, apply for WeLab Bank Personal Instalment Loan via MoneySmart using promo code 「NLSMRT」to earn up to 🔥 HK$28,187 Rewards!
⠀⠀
Apply and submit all the required documents to get up to 13,000 SmartPoints and fully redeem HK$1,300 vouchers (over 20+ brand vouchers including Apple / HKTVmall / Klook etc) from our Rewards Store. But thats not all! Successfully apply and drawdown a loan to earn cash rebate up to HK$18,888 offered by WeLab Bank and MoneySmart exclusive rewards up to HK$7,999 as well!
⠀⠀
No need to borrow up to HK$1 million or above, loans of HK$500,000 or more can enjoy low interest rates as low as 0.78% APR.
Monthly Payment
HK$8,429
- APR as low as
- 1.1%
- Total Amount Payable
- HK$202,304
- Total Interest Payable
- HK$2,304
- Monthly Payment
- HK$8,429
From 1 August 2025 to 31 August 2025, successfully apply for UA i-Money Express Online Personal Loan via MoneySmart, you can enjoy:
1️⃣ HK$1,000 exclusive cash (automatically converted by 10,000 SmartPoints) and will directly deposit into your FPS account for successful applications - regardless of approval!
2️⃣ Drawdown to enjoy up to HK$18,000 cash rewards^!
Monthly Payment
HK$8,873
- APR*
- 6.28%
- Total Amount Payable
- HK$212,960
- Total Interest Payable
- HK$12,960
- Monthly Payment
- HK$8,873
【MoneySmart Exclusive Offer 】APR as low as 1.85%^,Get total rewards up to HK$18,380!
From now on until 31 August 2025, customers successfully apply for loan via MoneySmart and draw down the designated loan amount could enjoy 🎁 newest gift : Samsung Galaxy Book5 360 (Value: HK$10,380) or B&O Beosound Emerge Compact WiFi home speaker (Value: HK$8,498) or Mac mini (M4, 256GB SSD, 16GB RAM) (Value: HK$4,599) or up to HK$7,800 Apple Store Gift Card/ PARKnSHOP Supermarket Voucher/ HKTVmall e-Voucher!
Monthly Payment
HK$8,437
- APR as low as*
- 1.15%
- Total Amount Payable
- HK$202,496
- Total Interest Payable
- HK$2,496
- Monthly Payment
- HK$8,437
【Use promo code「MS2700」**🏆 Total rewards up to HK$3,500】**
From 1 August until 31 August 2025, apply for X Wallet X Cash.AI via MoneySmart, and enter the promo code "MS2700", you can earn:
1. HK$800 Apple Store Gift Card / PARKnSHOP supermarket voucher / HKTVmall e-Voucher regardless of approval (fulfilled by MoneySmart)
2. HK$2,700 cash rebate* upon successfully drawing down HK$20,000 or above and meeting specified conditions (fulfilled by X Wallet)
Monthly Payment
HK$8,733
- APR*
- 4.49%
- Total Amount Payable
- HK$209,600
- Total Interest Payable
- HK$9,600
- Monthly Payment
- HK$8,733
【MoneySmart Exclusive】Drawdown of HK$10,000 or above to get rewards worth HK$2,100 (HK$1,600 cash + HK$500 supermarket voucher▲)!
⠀⠀
During promotional period, successfully apply for Promise Easy Loan/Promise No-doc Loan/Promise Debt Consolidation Loan via MoneySmart, you can enjoy:
⠀⠀
1️⃣ New Customers who have completed a drawdown of HK$10,000 or above, are entitled to enjoy HK$1,600 cash rebate (automatically converted by 16,000 SmartPoints and will directly deposit into your FPS account)
⠀⠀
2️⃣ Rookie loan applicants who have applied loan with promo code “SMART” and successfully drawn down the loan, are entitled to HK$500 supermarket voucher. No Supporting Documents Required#. Online Instant Approval⦿.
⠀⠀
Earn rewards worth up to HK$2,100 in total!
Monthly Payment
HK$8,573
- The Lowest APR
- 1%
- Total Amount Payable
- HK$205,760
- Total Interest Payable
- HK$5,760
- Monthly Payment
- HK$8,573
On the fly - $200 Cash to your pocket✨
From 1 Aug until 31 Aug 2025, customers who successfully applied for a WeLend No Document Loan via MoneySmart can enjoy HK$200 cash (automatically converted by 2,000 SmartPoints) directly deposited into your FPS account - regardless of approval!
Monthly Payment
HK$8,493
- APR*
- 0.78
- Total Amount Payable
- HK$203,840
- Total Interest Payable
- HK$3,840
- Monthly Payment
- HK$8,493
【No address proof and income proof needed】
No more complicated procedures or documents required! Complete your loan application, approval, and smart management all within 1 App, with a simple and truly convenient process. Successfully apply and withdraw a designated loan amount, and you can enjoy up to HK$18,888 cash rebate from WeLab Bank3! Loans are faster and more convenient, helping you easily seize various financial opportunities!
⠀⠀
From 1 August until 31 August 2025, apply for WeLab Bank Personal Instalment Loan via MoneySmart using promo code 「NLSMRT」to get up to 🔥 13,000 SmartPoints and fully redeem HK$1,300 vouchers (over 20+ brand vouchers including Apple / HKTVmall / Klook etc) from our Rewards Store. But thats not all! Successfully apply and drawdown a loan to earn cash rebate up to HK$18,888 offered by WeLab Bank and MoneySmart exclusive rewards up to HK$7,999 as well!)！
Monthly Payment
HK$8,573
- The lowest APR
- 1%
- Total Amount Payable
- HK$205,760
- Total Interest Payable
- HK$5,760
- Monthly Payment
- HK$8,573
August hot picks 🔥 －Draw down to get Switch 2 / Insta360 / Samsung Galaxy Z Flip 7!
From 1 August until 15 August 2025, customers who successfully applied for WeLend Card Debt Consolidation Loan via MoneySmart, can enjoy brand new rewards of － SAMSUNG Galaxy Z Flip 7 5G / HK$8,000 Apple Store Gift Card / PARKnSHOP supermarket voucher! Whats more : you can also earn WeLend Cash Rebate of up to HK$32,000
⠀⠀
On the fly － $200 Cash to your pocket✨
From 1 Aug until 31 Aug 2025, customers who successfully applied for a WeLend No Document Loan via MoneySmart can enjoy HK$200 cash (automatically converted by 2,000 SmartPoints) directly deposited into your FPS account - regardless of approval!
－total rewards up to HK$40,898!
Monthly Payment
HK$8,736
- APR*
- 4.67%
- Total Amount Payable
- HK$209,672
- Total Interest Payable
- HK$9,672
- Monthly Payment
- HK$8,736
【MoneySmart Exclusive Offer 】Get total rewards up to HK$31,380!
From now on until 31 August 2025, customers successfully apply for loan via MoneySmart and draw down the designated loan amount could enjoy 🎁 newest gift : Samsung Galaxy Book5 360 (Value: HK$10,380) or B&O Beosound Emerge Compact WiFi home speaker (Value: HK$8,498) or Mac mini (M4, 256GB SSD, 16GB RAM) (Value: HK$4,599) or up to HK$7,800 Apple Store Gift Card/ PARKnSHOP Supermarket Voucher/ HKTVmall e-Voucher!
Monthly Payment
HK$8,433
- The Lowest APR
- 1.18%
- Total Amount Payable
- HK$202,400
- Total Interest Payable
- HK$2,400
- Monthly Payment
- HK$8,433
【MoneySmart Exclusive 🧳 Free LOJEL Luggage regardless of approval (random color, valued HK$2,300) 】
From now until 31 August 2025, customer who successfully applied for PrimeCredit designated loan via MoneySmart, can enjoy a Free LOJEL Rando (Frame) Medium 26” (random color, valued: HK$2,300) or HK$800 Voucher (Redeemed by SmartPoints), regardless of approval - Fulfilled by MoneySmart
⠀⠀
Get up to HK$24,000 Cash Bonus + up to HK$7,500 Apple Store Gift Card upon successful application and drawdown of the designated loan amount via MoneySmart! - Fulfilled by PrimeCredit
⠀⠀
🎉Total rewards value up to HK$33,800！
Monthly Payment
HK$9,275
- APR as low as*
- 5.28%
- Total Amount Payable
- HK$222,593.60
- Total Interest Payable
- HK$22,593.60
- Monthly Payment
- HK$9,275
【MoneySmart Exclusive Offer - Total rewards up to $31,398!】
From now until 31 August 2025, customers apply Fubon Balance Transfer Personal Loan and successfully draw down the loan, via MoneySmart promo code「MSBT05」 can enjoy a MoneySmart exclusive reward as high as Samsung Galaxy S25+ 6.7" (retail value: HK$7,598) / HK$6,000 Apple Store Gift Card / PARKnSHOP vouchers. Total reward up to HK$31,398!
Monthly Payment
HK$8,533
- APR as low as*
- 1.38%
- Total Amount Payable
- HK$204,800
- Total Interest Payable
- HK$4,800
- Monthly Payment
- HK$8,533
【MoneySmart Exclusive － Get up to HK$21,400 Rewards now!】
From 9th June until 30th December 2025, qualified new customer register and drawdown CreFIT Cash Loan with certain amount, with repayment period 12 months or more in order to enjoy up to HK$20,000 cashback.🎉
⠀⠀
From now until 13 August 2025, eligible new customer applying via MoneySmart can also receive up to HK$1,400 cash voucher (For details, please refer to MoneySmart's terms) ! Total rewards up to HK$21,400💰
⠀⠀
Incognito mode quotation with no impact on credit rating#, No income proof required, Cash Loan Approval Pledge^ Approval result in 60s. Get a HK$1,000 Interest Waiver Coupon if approval time overruns. Open an account and apply for a loan using the exclusive link and referral code!
Monthly Payment
HK$8,687
- APR*
- 4.1%
- Total Amount Payable
- HK$208,496
- Total interest payable
- HK$8,496
- Monthly Payment
- HK$8,687
【MoneySmart Exclusive Offer】－ Get total reward up to HK$28,888！🔥
From now until 31 August, 2025, customers who successfully apply and draw down Debt Changer – the Debt Consolidation Program – with the promo code [MONEYSMART] can enjoy prizes up to HK$8,000! Also earn extra Cash Rebate up to HK$20,888!－ total reward up to HK$28,888!
