- Miles Conversion
- HKD4 = 1 mile
- Foreign Transaction Fee
- 0%
- MoneySmart exclusive welcome offer
- Up to 52,000 miles + HKD2,300 rewards
🏖️August ONLY【Earn base rate at HKD4/mile exclusively + Spend HKD10K to Earn 15,000 miles + HKD2,300 rewards!】
New customers can use the invitation code "FLYWITHMOXMS"and spend HKD10,000 within 60 days can receive 15,000 miles, and one of the following gifts from MoneySmart:
・ [Popular!] LOJEL Rando (Frame) Medium 26" (Value: HKD2,300)
・ JBL SOUNDGEAR FRAMES Open Sound Audio Glasses (Round) (Value: HKD1,299)
・ HKD1,000 Cash via FPS (Automatically converted by 10,000 SmartPoints)
If you spend HKD50,000, You can receive extra 24,500 miles, earn along with the HKD4/mile base rate, in total you can earn up to 52,000 miles + MoneySmart rewards up to HKD2,300!
📣“Best-in-town” Credit Card with instant miles reward – as low as HKD4 / mile for any purchase and 0% FX Fees*
Introducing the new Mox Credit's Miles Rewards Scheme '4100'—Enjoy spending at a rate as low as 'HKD4 = 1 mile' on all purchases; with 'no limit' on unlimited miles and flights and benefit from '0%' FX fees (compared to the bank charge of 1.95%)

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- Miles Conversion (Overseas Spending)
- HK$6 = 1 Mile
- Discount at designated restaurants
- 40%
- Miles Conversion (Local Spending)
- HK$9 = 1 Mile
【🔥MoneySmart Exclusive: HK$3,500 CASH or New Premium Gifts Await!】
From now until 17 August 2025, apply for the Platinum Card and fulfil spending of HK$15,000 within the first 2 months, indulge in ONE of the Premium Gifts and Cash below. Hurry, this limited-time rewards awaits!
1. 🤑 HK$3,500 Cash (automatically converted by 35,000 SmartPoints and will directly deposit into your FPS account)
2. PHILIPS ADD6921DG/90 RO Water Dispenser with instant heating and cooling (Value: HK$5,488) or
3. 🆕 Dyson Airwrap™ Multi-styler (Value: HK$4,480) or
4. Insta360 X5 Flagship 8K 360º Action Camera (Standard Bundle) (Value: HK$4,099) or
5. HK$3,500 Apple Store Gift Card
⠀⠀
Terms & Conditions Apply.

- Minimum Income Requirements
- HK$120,000
- Miles Conversion (overseas spend)
- $3 = 1 Mile
- Miles Conversion (local spend)
- $8 = 1 Mile
🔥Offer Extended!【Choose Your Gift: K-Beauty Device & Premium Audio Quality!】
From 1 August until 1 September 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can earn one of the following exciting rewards:
・HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・Medicube Age-R Booster Pro 6 in 1 Facial Beauty Device (Value: HK$3,700)
・🆕 B&O Beoplay EX Black Anthracite (Value: HK$3,678)
・PHILIPS RO Water Dispenser ADD6910/90 (Value: HK$2,788) or
・[🌟4.5-Star Rated] Garmin Forerunner 165 Music Smartwatch (Value: HK$2,699) or
・🆕 Plus Minus Zero XJC-G040 Cordless Cleaner (Value: HK$2,480)

- Min. Annual Salary
- HK$300,000
- Miles Conversion (Eligible Local Transaction)*
- HK$3 = 1 Mile
- Complimentary Plaza Premium Lounge Access
- 8 times per Calendar Year
🌟Spend HK$7,000, Earn 8,000 miles - just HK$0,875/ mile + HK$720 Statement Credit!
Ready to Fly Further for Less? Supercharged earning rates:
During the welcome period, earn HK$3=1 mile on eligible local transactions, up to 1,152,000 Points, enough to redeem for 64,000 miles! Plus, enroll to earn as low as HK$1.68 = 1 mile of overseas, airline or selected travel merchants spend!
- Miles Conversion(Eligible spending on Cathay and HK Express)
- HK$2 = 1 mile
- Miles Conversion (Eligible spending on dining, hotels and overseas category)
- HK$4 = 1 mile
- MoneySmart Exclusive Offer
- Up to HK$1,780
【 ✈️ Beyond Miles: Get HK$900 Cash or a Top Brand Suitcase - No spending required!】
From now until 31 August 2025, new cardholders who successfully apply for Standard Chartered Cathy Mastercard now via MoneySmart to get one of the following gifts:
・🆕 SENNHEISER MOMENTUM Sport True Wireless Sport Earphones (Value: HK$2,699)
・🆕 Plus Minus Zero XQH-X020 Air Purifier (Value: HK$2,398)
・🔥LOJEL Rando (Frame) Medium 26" (Value: HK$2,300)
・HK$900 Apple Store Gift Card/ PARKnSHOP Supermarket Voucher

- Local and oversea spending
- As low as HK$2 = 1 Mile
- Minimum Annual Income
- HK$240,000
- Welcome Offer
- Up to $1,000 RewardCash
During the Promotion Period, New Credit Card Customers who successfully apply for an Eligible HSBC Credit Card, and make respective accumulated amount of Eligible Transactions within the first 60 calendar days after card issuance, can enjoy $800 RewardCash; Successfully apply for Spending Instalment Plan can enjoy an additional $200 RewardCash!

- Welcome Offer
- Up to 32,000 miles
- Upon meeting overseas spending goal*
- HK$2/ mile
- Octopus Card AAVS Rebate
- 2,000 miles
Apply and redeem any of these rewards
Product Carousel
【⚡️Unleash Your Wanderlust: HK$500 vouchers & Awesome Extras Await!】
From now until 31 August 2025, customers who successfully apply for DBS Black World Mastercard via MoneySmart, can enjoy 5,000 SmartPoints!
⠀⠀
With 5,000 SmartPoints can fully redeem 🆕 2,500 Asia Miles or HK$500 vouchers (over 20+ brands, including Apple, PARKnSHOP, HKTVmall and more) - no spending required! Click here to explore limitless possibilities (T&C applied)! Including bank welcome offer, you can enjoy up to HK$500 rewards and up to 30,000 miles!
⠀⠀
【📣 BREAKING: 2025 Rewards Upgrade!】 DBS lowered the spending threshold to HK$20,000 monthly (vs HK$80,000 quarterly in 2024), making it EASIER THAN EVER to earn miles on your overseas spending!

- Min. Annual Salary
- HK$120,000
- Miles Conversion (online spend)
- HK$2.5=1 Mile
- Cash back on Supermarket purchases
- 2%
【Extended! MoneySmart Exclusive Offer: Earn additional HK$300 cash voucher!】
By August 31, 2025, new and existing credit customers who apply for the HSBC Red Credit Card through MoneySmart successfully and submit the rewards redemption form, you can earn HK$300 Apple Store Gift Card / HK$300 PARKnSHOP supermarket voucher.

- Min. Annual Salary
- HK$240,000
- RewardCash Rebate
- Up to3.6%
- Miles Conversion (local spend)
- HK$2.78 = 1 Mile
During the Promotion Period, New Credit Card Customers who successfully apply for an Eligible HSBC Credit Card, and make respective accumulated amount of Eligible Transactions within the first 60 calendar days after card issuance, can enjoy $800 RewardCash; Successfully apply for Spending Instalment Plan can enjoy an additional $200 RewardCash!

- Min. Annual Salary
- HK$300,000
- Miles Conversion (overseas spend)
- $6 = 1 Mile
- Miles Conversion (local spend)
- $6 = 1 Mile
Apply via MoneySmart by 31 August 2025 and spend up to HK$10,000 in first 3 months can earn HK$1,000 Statement Credit!
⭐️ Also enjoy HK$1=5 points within the first 3 months, can earn up to 240,000 points, equal to HK$800 statement credit! Don't miss out on the chance to earn rewards up to HK$1,800!
- Miles Conversion(Eligible spending on Cathay and HK Express)
- HK$2=1 mile
- Miles Conversion (Eligible spending on dining, hotels and overseas category)
- HK$4 = 1 mile
- MoneySmart Exclusive Offer
- Up to HK$1,780
【 ✈️ Beyond Miles: Get HK$900 Cash or a Top Brand Suitcase - No spending required!】
From now until 31 August 2025, new cardholders who successfully apply for Standard Chartered Cathy Mastercard now via MoneySmart to get one of the following gifts:
・🆕 SENNHEISER MOMENTUM Sport True Wireless Sport Earphones (Value: HK$2,699)
・🆕 Plus Minus Zero XQH-X020 Air Purifier (Value: HK$2,398)
・🔥LOJEL Rando (Frame) Medium 26" (Value: HK$2,300)
・HK$900 Apple Store Gift Card/ PARKnSHOP Supermarket Voucher

- Minimum Income Requirements
- HK$120,000
- Cashback on shopping & entertainment transactions
- 8.1X points
- Miles Conversion (Shopping and entertainment spending)
- As low as $1.8 = 1 Mile
🔥Offer Extended!【Choose Your Gift: K-Beauty Device & Premium Audio Quality!】
From 1 August until 1 September 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can earn one of the following exciting rewards:
・HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・Medicube Age-R Booster Pro 6 in 1 Facial Beauty Device (Value: HK$3,700)
・🆕 B&O Beoplay EX Black Anthracite (Value: HK$3,678)
・PHILIPS RO Water Dispenser ADD6910/90 (Value: HK$2,788) or
・[🌟4.5-Star Rated] Garmin Forerunner 165 Music Smartwatch (Value: HK$2,699) or
・🆕 Plus Minus Zero XJC-G040 Cordless Cleaner (Value: HK$2,480)

- Miles Conversion(Eligible spending on Cathay and HK Express)
- HK$2=1 mile
- Miles Conversion (Eligible spending on dining, hotels and overseas category)
- HK$4 = 1 mile
- MoneySmart Exclusive Offer
- Up to HK$1,780
【 ✈️ Beyond Miles: Get HK$900 Cash or a Top Brand Suitcase - No spending required!】
From now until 31 August 2025, new cardholders who successfully apply for Standard Chartered Cathy Mastercard now via MoneySmart to get one of the following gifts:
・🆕 SENNHEISER MOMENTUM Sport True Wireless Sport Earphones (Value: HK$2,699)
・🆕 Plus Minus Zero XQH-X020 Air Purifier (Value: HK$2,398)
・🔥LOJEL Rando (Frame) Medium 26" (Value: HK$2,300)
・HK$900 Apple Store Gift Card/ PARKnSHOP Supermarket Voucher

- Min. Annual Salary
- HK$120,000
- Cash back on local spend
- Up to 2.4%
- Miles Conversion (local spend)
- HK$4.17 = 1 Mile
During the Promotion Period, New Credit Card Customers who successfully apply for an Eligible HSBC Credit Card, and make respective accumulated amount of Eligible Transactions within the first 60 calendar days after card issuance, can enjoy up to $700 RewardCash; Successfully apply for Spending Instalment Plan can enjoy an additional $200 RewardCash!
- Min. Annual Salary
- HK$360,000
- Rebate on 4 designated categories of spendings
- 5%
- Rebate on other retail spending
- 1%
Apply and redeem any of these rewards
Product Carousel
From now until 31 August 2025, customers who successfully apply for DBS Eminent Visa Platinum Card / DBS Eminent Visa Signature Card via MoneySmart, can enjoy an extra 2,000 SmartPoints and free to redeem 🆕 1,000 Asia Miles or HK$200 vouchers (over 20+ brands, including Apple, PARKnSHOP, HKTVmall and more) - no spending required! Click here to explore limitless possibilities (T&C applied)!

- Min. Annual Salary
- HK$120,000
- RewardCash Rebate
- Up to 4.4%
- Miles Conversion (local spend)
- HK$4.17 = 1 Mile
During the Promotion Period, New Credit Card Customers who successfully apply for an HSBC Pulse UnionPay Dual Diamond Credit Card via MoneySmart, and meet the specified spending requirement and other requirements, can enjoy up to $1,280 Reward Cash!
1️⃣ $800 RewardCash upon making a respective accumulated amount of Eligible Transactions within the first 60 calendar days after card issuance
2️⃣ [⚡️limited-time!] Up to 20% RewardCash for QR code payment, totalling up to $280 Reward Cash
3️⃣ $200 RewardCash for new credit card customers who successfully apply for the Spending Instalment Plan
- Min. Annual Salary
- HK$60,000
- Cash back on local spend
- 2.4%
- Miles Conversion (local spend)
- HK$4.17 = 1 Mile
During the Promotion Period, New Credit Card Customers who successfully apply for an Eligible HSBC Credit Card, and make respective accumulated amount of Eligible Transactions within the first 60 calendar days after card issuance, can enjoy $600 RewardCash; Successfully apply for Spending Instalment Plan can enjoy an additional $200 RewardCash!

- Minimum Income Requirements
- HK$120,000
- Rebate on Shopping & Entertainment Transactions
- 8.1X points
- Miles Conversion (Shopping and entertainment spending)
- As low as $1.8 = 1 Mile
🔥Offer Extended!【Choose Your Gift: K-Beauty Device & Premium Audio Quality!】
From 1 August until 1 September 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can earn one of the following exciting rewards:
・HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・Medicube Age-R Booster Pro 6 in 1 Facial Beauty Device (Value: HK$3,700)
・🆕 B&O Beoplay EX Black Anthracite (Value: HK$3,678)
・PHILIPS RO Water Dispenser ADD6910/90 (Value: HK$2,788) or
・[🌟4.5-Star Rated] Garmin Forerunner 165 Music Smartwatch (Value: HK$2,699) or
・🆕 Plus Minus Zero XJC-G040 Cordless Cleaner (Value: HK$2,480)

- Min. Annual Salary
- HK$150,000
- Cash back on Online Overseas spend
- 1%
- Cash Back for Designated Online Transaction
- 5%
Apply and redeem any of these rewards
Product Carousel
From now until 31 August 2025, customers who successfully apply for DBS Live Fresh Card via MoneySmart, can enjoy an extra 2,000 SmartPoints and free to redeem 🆕 1,000 Asia Miles or HK$200 vouchers (over 20+ brands, including Apple, PARKnSHOP, HKTVmall and more) - no spending required! Click here to explore limitless possibilities (T&C applied)!

- Min. Annual Salary
- HK$60,000
- Miles Conversion (overseas spend)
- HK$2.27 = 1 Mile
- Miles Conversion (local spend)
- HK$4.17 = 1 Mile
During the Promotion Period, New Credit Card Customers who successfully apply for an Eligible HSBC Credit Card, and make respective accumulated amount of Eligible Transactions within the first 60 calendar days after card issuance, can enjoy $600 RewardCash; Successfully apply for Spending Instalment Plan can enjoy an additional $200 RewardCash!
